Soyer et Mamet is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €547,460 and a net result of €536,291. Equity is growing by about 10% per year across the filed financial years. Its solvency ranks better than 15% of 605 sector peers (NACE 66, financial year 2025). The company has been active since 1939 and the Belgian Official Gazette contains no insolvency or warning signals.
2nd oldest company in Watermaal-Bosvoorde, Finance and insurance sector1 site
Size
≈ €5.1mturnover 2025, estimated
Staff
27.8 FTE
Equity
€547,460
Profit
€536,291
Turnover estimated from the gross marginNet result +81%: merger
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Parent
VICAP · 99.99%
Board
7 members
VICAPManaging director · permanent representative Pierre MAMET
2025 accounts filed 61 days late4 of 22 deeds summarised
Signalsraises riskWeak solvency vs sector2025 accounts filed 61 days lateShow the evidence
Checked score
Outside the general model
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 57 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 September (4 of the last 5 filed years within 51 days of that day).