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SoWillems

Active
Private limited companyfounded 20233 yrs activeProvinciale Steenweg 52, 2627 Schelle, BelgiumKBO/BCE: BE 0805.375.954
Summary

SoWillems has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1,644 and a net result of €644. The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2024
Axes
Profitability71
Solvency30
Growth-
Track record79
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
4.8%
Return on assets
1.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
31 d early
2024
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 September 2023, SoWillems was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet

Equity
€1,644
Total assets
€34,259
Net result
€644
Working capital
-€5,624

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €34,259
Fixed assets €23,319
Current assets €10,939
Equity and liabilities €34,259
Equity €1,644
Debt €32,614
Debt finances 95.2% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€12,981
Cash flow
€9,151
Current ratio
0.66
Debt to equity
19.84
ROE
39.2%
ROA
1.9%
Interest coverage
7.74
Debt ≤ 1 year
€16,563
Debt > 1 year
€16,051
Income taxes
€2,154
Staff costs
€760

Peer companies

Historical observation

Of the 2,135 companies that looked in July 2024 the way this one looks now, 5.2% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
5.2% went bankrupt
2.3% stopped otherwise
92% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,135 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 37 lines
Balance sheet Code2024
Assets
Total assets20/58€34,259
Fixed assets21/28€23,319
Tangible fixed assets22/27€23,319
Furniture and vehicles24€23,319
Current assets29/58€10,939
Amounts receivable within one year40/41€44
Other amounts receivable41€44
Cash at bank and in hand54/58€10,712
Deferred charges and accrued income490/1€183
Equity and liabilities
Total equity and liabilities10/49€34,259
Equity10/15€1,644
Contributions10/11€1,000
Profit (loss) carried forward14€644
Amounts payable17/49€32,614
Amounts payable after more than one year17€16,051
Financial debts170/4€16,051
Amounts payable within one year42/48€16,563
Current portion of amounts payable after more than one year42€4,022
Trade debts44€639
Suppliers440/4€639
Taxes, remuneration and social security45€4,985
Taxes450/3€4,985
Other amounts payable47/48€6,917
Income statement Code2024
Remuneration, social security and pensions62€760
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,507
Other operating charges640/8€1,427
Gross operating margin9900€15,168
Operating profit (loss)9901€4,474
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€1,677
Recurring financial charges65€1,677
Profit (loss) for the period before taxes9903€2,798
Income taxes67/77€2,154
Profit (loss) for the period9904€644
Profit (loss) for the period to be appropriated9905€644
Appropriation of the result
Profit (loss) to be appropriated9906€644

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€760
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,507
Other operating charges640/8€1,427
Gross operating margin9900€15,168
Operating profit (loss)9901€4,474
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€1,677
Recurring financial charges65€1,677
Profit (loss) for the period before taxes9903€2,798
Income taxes67/77€2,154
Profit (loss) for the period9904€644
Profit (loss) for the period to be appropriated9905€644
Line2024
Assets
Total assets20/58€34,259
Fixed assets21/28€23,319
Tangible fixed assets22/27€23,319
Furniture and vehicles24€23,319
Current assets29/58€10,939
Amounts receivable within one year40/41€44
Other amounts receivable41€44
Cash at bank and in hand54/58€10,712
Deferred charges and accrued income490/1€183
Equity and liabilities
Total equity and liabilities10/49€34,259
Equity10/15€1,644
Contributions10/11€1,000
Profit (loss) carried forward14€644
Amounts payable17/49€32,614
Amounts payable after more than one year17€16,051
Financial debts170/4€16,051
Amounts payable within one year42/48€16,563
Current portion of amounts payable after more than one year42€4,022
Trade debts44€639
Suppliers440/4€639
Taxes, remuneration and social security45€4,985
Taxes450/3€4,985
Other amounts payable47/48€6,917
Line2024
Profit (loss) for the period9904€644
+ Depreciation and write-downs630€8,507
Operating cash flow (approximation)€9,151

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Schelle · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
322 m²
Building footprint
119 m²
Volume, LiDAR
1,198 m³
Parcel 11038A0193/00D002, Flanders · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
SoWillems
Provinciale Steenweg 52, 2627 SchelleActivities of lawyers
since 20232.350.378.393
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11038A0193/00D002 Flanders 322 m² 1 · 119 m² 14.1 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,057 companies in this sector we hold annual accounts for 9,058. 1,240 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded01-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
E-invoicing
Reachable via Peppol
Peppol ID 0208:0805375954
Also 9925:BE0805375954
Registered 15-09-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.