Debts
Of this, €78,197 falls due within a year.
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Of this, €78,197 falls due within a year.
Lower net result than 94% of companies in education. Sector median €7,281 · 2,614 companies.
In July 2024, 177 companies had the same profile as SOWI Management has now. Each dot is one company, two years later.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 177 companies, not a prediction for SOWI Management. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
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| Company | ||||
|---|---|---|---|---|
| SOWI Management Huy | €240,699 | -€15,636 | 10.9% | - |
| LNK PARTNERS Braine-le-Château | €204,220 | -€14,584 | -37.8% | - |
| BYHAGYM Messancy | €358,253 | -€33,541 | 13.5% | - |
| JDÔ Comblain-au-Pont | €309,917 | -€23,669 | -13.8% | - |
| OHZ Wanze | €314,356 | €1,930 | -3.2% | - |
| Sportcoach Dave Maertens Kortrijk | €158,431 | -€9,590 | -11.9% | - |
| PRO PERFORMANCE GOLF Schoten | €139,009 | -€874 | -11.6% | - |
These companies have the same main activity as SOWI Management: sports and recreation education (NACE 85510). They are comparable in size and age: total assets between €139,000 and €358,000, founded between 2024 and 2025.
SOWI Management has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,275 and a net result of -€28,725.
Its solvency ranks better than 24% of 2,612 sector peers (NACE 85, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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