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SOW TRANSPORTEUR

Active
Private limited companyfounded 2023active for 3 yearsGroot-Bijgaardenstraat 14, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0802.403.695
Summary

The computed 12-month bankruptcy probability of SOW TRANSPORTEUR is 5.9% (elevated). The annual accounts of SOW TRANSPORTEUR for financial year 2025 show a net loss of 257% of total assets and of 77% of the equity at the start of that year. The 2025 annual accounts show equity of €8,647 and a net result of -€29,249. Equity has been shrinking by about 36% per year since 2023. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 84% of 5,895 sector peers (NACE 49, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 05-06-2023 Normal situation
Registered office
307 active companies are registered at this address 53 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Non-scheduled passenger transport by road NACE 49320and 1 other
Establishment unit
2.345.910.653 1120 Brussel, since 05-06-2023
Financial year end
31 December
Peppol
Reachable since 17-04-2026

Board and ownership

Board

Financial position

37 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.9%
Annual accounts 2025
Gross margin
-€15,392
Loss
€29,249
Equity
€8,647
▼ 77.2%
Total assets
€11,377
▼ 77.1%
Turnover not published (micro format)
Score breakdownraises risk2 changes of registered office in 24 monthsFounded in 2023Sector: Land transport and transport via pipelines (NACE 49)lowers riskLiquidity: current ratio 4.17, cash €8,373, halvedShow the evidence

Checked score

Score 2025
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 49% of micro companies in land transport (NACE 49)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 76.0% of total assets
Liquidity 91=
short-term debt 24.0% · cash 73.6%
Profitability 0-85
return on assets -257.1%
Bankruptcy probability within 12 months
5.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,099 companies, NACE 49, micro)
Last 24 months 12-2024: 3.3% 01-2025: 3.4%▲ +0.1 percentage points vs 12-2024 02-2025: 3.3%▼ -0.1 percentage points vs 01-2025 03-2025: 4.2%▲ +0.9 percentage points vs 02-2025 04-2025: 4.9%▲ +0.7 percentage points vs 03-2025 05-2025: 5.6%▲ +0.7 percentage points vs 04-2025 06-2025: 5.8%▲ +0.2 percentage points vs 05-2025 07-2025: 5.8%● unchanged vs 06-2025 08-2025: 6.4%▲ +0.6 percentage points vs 07-2025 09-2025: 6.5%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 2.0%▼ -4.5 percentage points vs 09-2025 11-2025: 2.0%● unchanged vs 10-2025 12-2025: 2.0%● unchanged vs 11-2025 01-2026: 1.8%▼ -0.2 percentage points vs 12-2025 02-2026: 1.7%▼ -0.1 percentage points vs 01-2026lowest value 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 2.0%▲ +0.3 percentage points vs 03-2026 05-2026: 2.3%▲ +0.3 percentage points vs 04-2026 06-2026: 2.3%● unchanged vs 05-2026 07-2026: 2.2%▼ -0.1 percentage points vs 06-2026 08-2026: 2.3%▲ +0.1 percentage points vs 07-2026 09-2026: 2.4%▲ +0.1 percentage points vs 08-2026 10-2026: 5.9%▲ +3.5 percentage points vs 09-2026 11-2026: 5.9%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 4.17 (3.37 in 2024), above the usual 1.5. Short-term debt is 24% and cash 73.6% of total assets. 24% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 92% of them on solvency, 92% on liquidity, 6% on profitability and 8% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 4.17, cash €8,373, halved
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-06-2026, 41 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
41 days early
2024
41 days late
2023
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 10 days after the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 September (3 of the last 3 accounts filed within 73 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Caution: Lower net result than 94% of companies in land transportsector median €5,708 · 5,866 companies -€29,249 View
  • Caution: Board changedlatest change 01-10-2026 · 2 in office 1 joined · 4 left View

Recent changes

  1. · Gazette deed Registered office moved to Sint-Agatha-BerchemAppointment: Tidiane Diallo (director) · Resignations: Ottman Ben Allal (director) and Louis Rudasingwa (director)
  2. · Gazette deed Resignation: Neatu Elena-Alexandra (director)Appointment: Ben Allal Ottman (director)
  3. · Gazette deed Resignation: Mugisha Benon (director)Appointments: Neatu Elena-Alexandra (director) and Rudasingwa Louis (director)
All 12 events

Comparable companies

These companies have the same main activity as SOW TRANSPORTEUR: non-scheduled passenger transport by road (NACE 49320). They are comparable in size and age: total assets between €8,430 and €22,600, founded between 2021 and 2024.

CompanyTotal assetsGross margin
SOW TRANSPORTEUR Sint-Agatha-Berchem€11,377-€15,392
TINTO GROUP Walcourt€8,692-€1,438
KMG DRIVER Brussel€12,360-€469
IBRAHIM GLOBAL SERVICES Anderlecht€8,427-€1,783
MINDO Schaarbeek€22,577-€15,745
ZK COMPANY Zaventem€15,591-€8,584
PREMIUM LINES Zaventem€11,082-€7,952
Full comparison

Key facts about SOW TRANSPORTEUR

What is the company number of SOW TRANSPORTEUR?
The company number of SOW TRANSPORTEUR is 0802.403.695. The VAT number is the same number with BE in front: BE 0802.403.695.
Where is SOW TRANSPORTEUR based?
The registered office is at Groot-Bijgaardenstraat 14, 1082 Sint-Agatha-Berchem.Company details
What does SOW TRANSPORTEUR do?
According to the KBO register, the main activity is non-scheduled passenger transport by road (NACE 49320).
What is the legal form of SOW TRANSPORTEUR?
The legal form of SOW TRANSPORTEUR is Private limited company (BV).
When was SOW TRANSPORTEUR founded?
SOW TRANSPORTEUR was founded on 05-06-2023.
Is SOW TRANSPORTEUR still active?
Yes, SOW TRANSPORTEUR is an active enterprise in the KBO register.
What is the turnover of SOW TRANSPORTEUR?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is SOW TRANSPORTEUR profitable?
In financial year 2025, SOW TRANSPORTEUR made a loss of €29,249.
Where can I find the annual accounts of SOW TRANSPORTEUR?
SOW TRANSPORTEUR filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SOW TRANSPORTEUR due?
SOW TRANSPORTEUR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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