SOVINO
ActiveSummary
SOVINO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €13k. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 44% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+7
Solvency59▼-17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.75 in 2024; short-term debt: 66% and cash: 24.4% of total assets), and 66% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
on the day
2022
on the day
2021
2 d late
2020
2 d late
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 30.2%
2024 · €40k
2019: €15k
2020: €11k
2021: €25k
2022: €31k
2023: €39k
2024: €40k
2019 → 2025
Total assets
€154k▲ 95.5%
2024 · €79k
2019: €88k
2020: €92k
2021: €94k
2022: €96k
2023: €83k
2024: €79k
2019 → 2025
Net result
€13k▲ 595%
2024 · €2k
2019: €-33
2020: €-4k
2021: €14k
2022: €7k
2023: €9k
2024: €2k
2019 → 2025
Working capital
€2k▼ 92.2%
2024 · €29k
2019: €-172
2020: €6k
2021: €20k
2022: €28k
2023: €30k
2024: €29k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€31k▲ 24.1%€39k▲ 27.5%€40k▲ 2.7%€53k▲ 30.2%
Operating result€17k-€12k▼ 31.0%€17k▲ 42.0%€5k▼ 67.8%€21k▲ 293%
Net result€14k-€7k▼ 50.2%€9k▲ 36.9%€2k▼ 79.8%€13k▲ 595%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 293% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets
€50k ▲ 345%
Current assets
€104k ▲ 53.9%
Equity and liabilities €154k
Equity
€53k ▲ 30.2%
Debt
€102k ▲ 164%
Debt's share of the balance-sheet total rises from 48.9% to 66.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €9k
Cash flow
€17k▲
2024 · €6k
Current ratio
1.02▼
2024 · 1.75
Quick ratio
0.38▲
2024 · 0.19
Debt to equity
1.94▲
2024 · 0.96
ROE
24.8%▲
2024 · 4.6%
ROA
8.4%▲
2024 · 2.4%
Interest coverage
76.29▲
2024 · 9.30
Debt ≤ 1 year
€102k▲
2024 · €39k
Income taxes
€8k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€79k€154k▲
Fixed assets21/28€11k€50k▲
Tangible fixed assets22/27€11k€50k▲
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€4k€44k▲
Leasing and similar rights25€2k€925▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€68k€104k▲
Stocks and contracts in progress3€60k€65k▲
Stocks30/36€60k€65k▲
Amounts receivable within one year40/41€3k-
Other amounts receivable41€3k-
Cash at bank and in hand54/58€2k€38k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€79k€154k▲
Equity10/15€40k€53k▲
Contributions10/11€19k€19k=
Reserves13€13k€26k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€11k€24k▲
Profit (loss) carried forward14€9k€8k▼
Amounts payable17/49€39k€102k▲
Amounts payable within one year42/48€39k€102k▲
Trade debts44€4k€66k▲
Suppliers440/4€4k€66k▲
Taxes, remuneration and social security45€8k€6k▼
Taxes450/3€8k€6k▼
Other amounts payable47/48€27k€30k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€843€1k▲
Gross operating margin9900€10k€26k▲
Operating profit (loss)9901€5k€21k▲
Financial income75/76B€5€1▼
Recurring financial income75€5€1▼
Financial charges65/66B€1k€330▼
Recurring financial charges65€1k€330▼
Profit (loss) for the period before taxes9903€4k€21k▲
Income taxes67/77€3k€8k▲
Profit (loss) for the period9904€2k€13k▲
Profit (loss) for the period to be appropriated9905€2k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€22k▲
Profit (loss) brought forward from the previous period14P€10k€9k▼
Transfer to equity691/2€2k€13k▲
To other reserves6921€2k€13k▲
Profit to be distributed694/7€833€859▲
Return on contributions (dividend)694€833€859▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
31-03
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
31-03
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
04-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostendestraat 2748820 TorhoutGround area
1,395 m²
Building footprint
171 m²
Volume, LiDAR
843 m³
Parcel 31033I0490/00N002, Flanders · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SOVINO
since 20122.212.172.991
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31033I0490/00N002 | Flanders | 1,395 m² | 1 · 171 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VINOHS
BE 0756.566.148
Lummen · Eq €52,715
VIJF INVEST
BE 0829.997.029
Turnhout · Eq €52,279
Andremare
BE 1000.856.985
Edegem · Eq €53,423
CD Holding
BE 0549.907.945
Hasselt · Eq €51,614
PARTY DRINKS
BE 0799.465.981
Sint-Laureins · Eq €51,404
Of 1,050 companies in sector 46341 we hold annual accounts for 534. 382 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-09-2012
Fiscal year end31-03
Activities, NACEBEL 2025
46341Wholesale of wines and spirits
47251Retail sale of wines and spirits
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.