SOVERCOM
ActiveSOVERCOM has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €328k and a net result of €-27k. Equity is shrinking by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 85% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-46
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 2.32 in 2024; short-term debt: 13.6% and cash: 0.2% of total assets), and 13.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-27k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
41 d early
2023
14 d early
2022
38 d early
2021
5 d early
2020
on the day
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€328k▼ 7.7%
2024 · €355k
2018: €476k
2019: €467k
2020: €428k
2021: €423k
2022: €380k
2023: €369k
2024: €355k
2018 → 2025
Total assets
€379k▼ 4.8%
2024 · €398k
2018: €567k
2019: €556k
2020: €533k
2021: €481k
2022: €431k
2023: €395k
2024: €398k
2018 → 2025
Net result
€-27k▼ 106%
2024 · €-13k
2018: €-2k
2019: €-9k
2020: €-39k
2021: €-5k
2022: €-43k
2023: €-11k
2024: €-13k
2018 → 2025
Working capital
€22k▼ 61.5%
2024 · €57k
2018: €258k
2019: €244k
2020: €229k
2021: €236k
2022: €192k
2023: €73k
2024: €57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€423k-€380k▼ 10.3%€369k▼ 2.9%€355k▼ 3.6%€328k▼ 7.7%
Operating result€-9k-€-42k▼ 344%€-10k▲ 77.0%€-13k▼ 30.1%€-26k▼ 107%
Net result€-5k-€-43k▼ 857%€-11k▲ 74.3%€-13k▼ 19.6%€-27k▼ 106%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26k in 2025 against €13k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €379k
Fixed assets
€306k▲ 2.5%
Current assets
€74k▼ 26.6%
Equity and liabilities €379k
Equity
€328k▼ 7.7%
Debt
€52k▲ 19.4%
The debt ratio rises from 10.9% to 13.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-11k▼
2024 · €191
Cash flow
€-13k▼
2024 · €-607
Solvency
86.4%▼
2024 · 89.1%
Current ratio
1.42▼
2024 · 2.32
Quick ratio
1.42▼
2024 · 2.32
Debt / equity
0.16▲
2024 · 0.12
ROE
-8.4%▼
2024 · -3.8%
ROA
-7.2%▼
2024 · -3.4%
Interest coverage
-20.03▼
2024 · 4.96
Debt
€52k▲
2024 · €43k
Debt ≤ 1 year
€52k▲
2024 · €43k
Income taxes
€227
Staff costs
€175k▲
2024 · €166k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€398k€379k▼
Fixed assets21/28€298k€306k▲
Tangible fixed assets22/27€178k€186k▲
Land and buildings22€161k€151k▼
Plant, machinery and equipment23€17k€12k▼
Furniture and vehicles24-€22k
Financial fixed assets28€120k€120k=
Current assets29/58€100k€74k▼
Amounts receivable within one year40/41€67k€73k▲
Trade receivables40€65k€73k▲
Other amounts receivable41€3k€2▼
Cash at bank and in hand54/58€5k€715▼
Deferred charges and accrued income490/1€28k-
Equity and liabilities
Total equity and liabilities10/49€398k€379k▼
Equity10/15€355k€328k▼
Contributions10/11€31k€31k=
Revaluation surpluses12€331k€331k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-9k€-37k▼
Amounts payable17/49€43k€52k▲
Amounts payable within one year42/48€43k€52k▲
Trade debts44€18k€19k▲
Suppliers440/4€18k€19k▲
Taxes, remuneration and social security45€22k€31k▲
Taxes450/3€3k€7k▲
Remuneration and social security454/9€19k€24k▲
Other amounts payable47/48€4k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€166k€175k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€15k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€170k€168k▼
Operating profit (loss)9901€-13k€-26k▼
Financial charges65/66B€798€1k▲
Recurring financial charges65€39€555▲
Non-recurring financial charges66B€760€653▼
Profit (loss) for the period before taxes9903€-13k€-27k▼
Income taxes67/77-€227
Profit (loss) for the period9904€-13k€-27k▼
Profit (loss) for the period to be appropriated9905€-13k€-27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-37k▼
Profit (loss) brought forward from the previous period14P€4k€-9k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-43k
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolonel Bourgstraat 105 A1140 EvereGround area
3,147 m²
Building footprint
1,388 m²
Volume, LiDAR
18,994 m³
2 parcels, Brussels · tallest building 24.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
SOVERCOM
since 19892.044.828.789
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372C0132/00W000 | Brussels | 2,237 m² | 1 · 1,024 m² | 24.3 m · 6 fl. |
| 21372C0112/00C012indicative | Brussels | 910 m² | 1 · 364 m² | 17.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STROEYKENS D.
BE 0423.716.784
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GGX
BE 0806.931.221
Westerlo · Eq €327k
HANS MISSINNE
BE 0462.384.845
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V.D.S.
BE 0421.315.243
Brakel · Eq €331k
FCG Properties
BE 0473.235.383
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Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 784 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-1989
Fiscal year end31-12
Activities, NACEBEL
69202Legal and accounting activities
69209Other tax advisory services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.