SORET VINCENT
ActiveThe computed 12-month bankruptcy probability of SORET VINCENT is 2.4% (moderate). The 2025 annual accounts show equity of €62k and a net result of €-10k. Equity is growing by ~22.4% per year across the filed fiscal years. Its solvency ranks better than 47% of 7760 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-26
Solvency67▼-9
Growth52=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.91 against 0.78 in 2024; short-term debt: 31.9% and cash: 19.7% of total assets), and 58.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.6%
Return on assets
-6.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-03-2026, 49 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
49 d early
2024
33 d early
2023
27 d early
2022
44 d early
2021
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€62k▼ 13.9%
2024 · €72k
2021: €24k
2022: €44k
2023: €53k
2024: €72k
2021 → 2025
Total assets
€150k▲ 5.7%
2024 · €142k
2021: €67k
2022: €147k
2023: €150k
2024: €142k
2021 → 2025
Net result
€-10k
2024 · €20k
2021: €21k
2022: €22k
2023: €9k
2024: €20k
2021 → 2025
Working capital
€-4k▲ 71.8%
2024 · €-15k
2021: €-26k
2022: €-22k
2023: €-27k
2024: €-15k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€44k▲ 79.4%€53k▲ 20.5%€72k▲ 37.1%€62k▼ 13.9%
Operating result€26k-€33k▲ 28.4%€5k▼ 83.7%€27k▲ 410%€-11k
Net result€21k-€22k▲ 2.7%€9k▼ 59.1%€20k▲ 118%€-10k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €27k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €150k
Fixed assets
€106k▲ 21.7%
Current assets
€44k▼ 19.9%
Equity and liabilities €150k
Equity
€62k▼ 13.9%
Debt
€88k▲ 26.1%
The debt ratio rises from 49.0% to 58.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€27k▼
2024 · €84k
Cash flow
€27k▼
2024 · €76k
Solvency
41.6%▼
2024 · 51.0%
Current ratio
0.91▲
2024 · 0.78
Quick ratio
0.77▼
2024 · 0.78
Debt / equity
1.41▲
2024 · 0.96
ROE
-16.1%▼
2024 · 27.1%
ROA
-6.7%▼
2024 · 13.8%
Interest coverage
46.52▼
2024 · 62.77
Debt
€88k▲
2024 · €69k
Debt ≤ 1 year
€48k▼
2024 · €69k
Debt > 1 year
€40k
Income taxes
€-1k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€142k€150k▲
Fixed assets21/28€87k€106k▲
Tangible fixed assets22/27€87k€106k▲
Plant, machinery and equipment23€40k€36k▼
Furniture and vehicles24€29k€54k▲
Other tangible fixed assets26€19k€16k▼
Current assets29/58€54k€44k▼
Stocks and contracts in progress3-€7k
Stocks30/36-€7k
Amounts receivable within one year40/41€14k€6k▼
Trade receivables40€14k-
Other amounts receivable41-€6k
Cash at bank and in hand54/58€39k€30k▼
Deferred charges and accrued income490/1€750€1k▲
Equity and liabilities
Total equity and liabilities10/49€142k€150k▲
Equity10/15€72k€62k▼
Contributions10/11€3k€3k=
Capital10-€3k
Issued capital100-€3k
Reserves13€300€300=
Non-distributable reserves130/1€300€300=
Reserves not available under the articles1311€300€300=
Profit (loss) carried forward14€69k€59k▼
Amounts payable17/49€69k€88k▲
Amounts payable after more than one year17-€40k
Financial debts170/4-€40k
Amounts payable within one year42/48€69k€48k▼
Current portion of amounts payable after more than one year42-€5k
Trade debts44€14k€6k▼
Suppliers440/4€14k€6k▼
Taxes, remuneration and social security45€31k€10k▼
Taxes450/3€22k€2k▼
Remuneration and social security454/9€8k€8k▼
Other amounts payable47/48€25k€27k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€37k▼
Other operating charges640/8€873€1k▲
Gross operating margin9900€85k€28k▼
Operating profit (loss)9901€27k€-11k▼
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€1k€574▼
Recurring financial charges65€1k€574▼
Profit (loss) for the period before taxes9903€26k€-11k▼
Income taxes67/77€7k€-1k▼
Profit (loss) for the period9904€20k€-10k▼
Profit (loss) for the period to be appropriated9905€20k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€69k€59k▼
Profit (loss) brought forward from the previous period14P€49k€69k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €-10k ▼151%
Net result drops to €-10k, the lowest in the series.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2021net €22k ▲2.7%
Operating result €33k, net result €22k, both a record.
11-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kalvarieberg 203090 OverijseGround area
995 m²
Building footprint
323 m²
Volume, LiDAR
1,788 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SORET VINCENT
since 20202.304.064.556
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23544D0885/00P002 | Flanders | 567 m² | 1 · 181 m² | 7.5 m · 2 fl. |
| 23544D0885/00T003 | Flanders | 429 m² | 1 · 142 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Vloer-en Tegelwerken Ulrich van Langenhove
BE 0464.525.179
Berlare · Eq €62k
ECONOW
BE 0417.485.426
Grez-Doiceau · Eq €62k
KALO CARRELAGE
BE 0773.500.071
Herstal · Eq €62k
JM Vloer en Tegelwerken
BE 0728.700.028
Beerse · Eq €62k
Concept-D
BE 0770.964.413
Putte · Eq €62k
Of 3,963 companies in sector 43331 we hold annual accounts for 1,791. 1,561 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2020
Fiscal year end30-09
Activities, NACEBEL
43331Floor and wall tiling
42110Construction of roads and motorways
43120Site preparation
43230Insulation installation
43291Specialised construction activities
43332Laying of wooden floor and wall coverings
43333Wallpapering and laying of floor and wall coverings in other materials
43350Other building finishing work
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43995Specialised construction activities
43999Specialised construction activities
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.