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SOPHSAR

Active
Private limited companyfounded 200422 yrs activeNinoofse Steenweg 638, 1070 Anderlecht, BelgiumKBO/BCE: BE 0864.977.605
Summary

SOPHSAR has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €882,479 and a net result of €189,136. Equity is growing by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 62% of 2935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
SOPHSARActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Dental practice
NACE 86230
1 site
Size
€1.2mtotal assets 2025
Staff
5.7 FTE
Equity
€882,479
Profit
€189,136
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts filed 31 d late0 of 2 deeds read
Why 94- Latest accounts 31 days late; 1 of the last 3 late+ Liquidity: current ratio 6.50, cash €277,820+ Sector Human health activities (NACE 86)+ Equity €882,479 (72.4% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 54% of its sector peers (NACE 86, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 97+1
equity 72.4% of total assets
Liquidity 78+10
short-term debt 10.3% · cash 22.8%
Profitability 88+1
return on assets 15.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,954 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%▲ +6.7% vs 02-2025 04-2025: < 0.1%▲ +3.1% vs 03-2025 05-2025: < 0.1%▲ +3.0% vs 04-2025 06-2025: < 0.1%▲ +8.8% vs 05-2025 07-2025: < 0.1%▲ +29.7% vs 06-2025highest value 08-2025: < 0.1%▼ -54.2% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%▲ +4.5% vs 02-2026 04-2026: < 0.1%▲ +4.3% vs 03-2026 05-2026: < 0.1%▲ +4.2% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▲ +16.0% vs 06-2026 08-2026: < 0.1%▲ +51.7% vs 07-2026 09-2026: < 0.1%▼ -25.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Liquidity: current ratio 6.50, cash €277,820 lowers the probability
  • Sector Human health activities (NACE 86) lowers the probability
  • Equity €882,479 (72.4% of total assets) lowers the probability
  • Latest accounts 31 days late; 1 of the last 3 late raises the probability
Credit up to €80,000 at 30 days acceptable
Liquidity ample (current ratio 6.5 against 5.75 in 2024; short-term debt: 10.3% and cash: 22.8% of total assets), and 27.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 61%, liquidity 60%, profitability 41%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 6.50, cash €277,820
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Human health activities (NACE 86)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Equity €882,479 (72.4% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Latest accounts 31 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
32 d early
2023
57 d early
2022
59 d early
2021
54 d early
2020
52 d early
2019
58 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €189,136 ▲13.2%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €189,136 7 years View
  • Total assets 20256 fiscal years filed €1.2m View
  • Active since 2004founded 28-04-2004 22 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.2m
Profit
€189,136
Solvency
72.4%
Total assets▲ 8.5%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 29-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Dental practiceNACE 86230
Founded
28-04-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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