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SOPHOLD

Active
Private limited companyfounded 20196 yrs activeDuboisstraat 46, 2060 Antwerpen, BelgiumKBO/BCE: BE 0737.740.032
Summary

The computed 12-month bankruptcy probability of SOPHOLD is 2.8% (moderate). The 2025 annual accounts show equity of €20,978 and a net result of -€2,752. Equity is shrinking by ~5.7% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability26▼-9
Solvency59▼-3
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
short-term debt: 0.3% and cash: 15.6% of total assets, and 65.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
34.3%
Return on assets
-4.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
on the day
2024
29 d late
2023
27 d late
2022
29 d late
2021
2 d early
2020
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 19 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SOPHOLD was incorporated on 15 November 2019 as a Private limited company.1 Total assets rose from €28,388 in 2020 to €61,166 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€20,978▼ 11.6%
2024 · €23,729
Total assets
€61,166▼ 4.2%
2024 · €63,830
Net result
-€2,752▼ 401%
2024 · -€549
Working capital
€60,978▼ 4.3%
2024 · €63,729
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€527▲ 67.2%-€525▲ 0.3%-€2,993▼ 470%-€505▲ 83.1%-€2,707▼ 436%
Net result-€527▲ 67.3%-€558▼ 5.8%-€3,026▼ 443%-€549▲ 81.9%-€2,752▼ 401%
Equity€27,862▼ 1.9%€27,304▼ 2.0%€24,278▼ 11.1%€23,729▼ 2.3%€20,978▼ 11.6%
Total assets€68,315▲ 141%€67,405▼ 1.3%€64,379▼ 4.5%€63,830▼ 0.9%€61,166▼ 4.2%
Debt€40,454€40,101▼ 0.9%€40,101=€40,101=€40,189▲ 0.2%
Working capital€67,862€67,304▼ 0.8%€64,278▼ 4.5%€63,729▼ 0.9%€60,978▼ 4.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€3,000-€2,000-€1,000€0Operating result 2021: -€527-€527Net result 2021: -€527-€527Operating result 2022: -€525-€525Net result 2022: -€558-€558Operating result 2023: -€2,993-€2,993Net result 2023: -€3,026-€3,026Operating result 2024: -€505-€505Net result 2024: -€549-€549Operating result 2025: -€2,707-€2,707Net result 2025: -€2,752-€2,75220212022202320242025-€4,000-€3,000-€2,000-€1,000€0Operating result 2023: -€2,993-€2,990Net result 2023: -€3,026-€3,030Operating result 2024: -€505-€505Net result 2024: -€549-€549Operating result 2025: -€2,707-€2,710Net result 2025: -€2,752-€2,750202320242025
The operating result stays negative: a loss of €2,707 in 2025 against €505 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €61,166
Equity €20,978 ▼ 11.6%
Debt €40,189 ▲ 0.2%
Debt's share of the balance-sheet total rises from 62.8% to 65.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
1.92▲
2024 · 1.69
ROE
-13.1%▼
2024 · -2.3%
ROA
-4.5%▼
2024 · -0.9%
Debt ≤ 1 year
€189▲
2024 · €101
Debt > 1 year
€40,000=
2024 · €40,000
A ratio outside any meaningful range has been withheld (balance sheet total €61,166, equity €20,978).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,441 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss
2.3% went bankrupt
7.5% stopped otherwise
90% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,441 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 24 lines
Balance sheet Code20242025
Assets
Total assets20/58€63,830€61,166▼
Current assets29/58€63,830€61,166▼
Amounts receivable within one year40/41€51,604€51,604=
Other amounts receivable41€51,604€51,604=
Cash at bank and in hand54/58€12,227€9,563▼
Equity and liabilities
Total equity and liabilities10/49€63,830€61,166▼
Equity10/15€23,729€20,978▼
Contributions10/11€30,000€30,000=
Profit (loss) carried forward14-€6,271-€9,022▼
Amounts payable17/49€40,101€40,189▲
Amounts payable after more than one year17€40,000€40,000=
Other amounts payable178/9€40,000€40,000=
Amounts payable within one year42/48€101€189▲
Other amounts payable47/48€101€189▲
Income statement Code20242025
Other operating charges640/8€505€607▲
Gross operating margin9900--€2,099
Operating profit (loss)9901-€505-€2,707▼
Financial charges65/66B€44€45▲
Recurring financial charges65€44€45▲
Profit (loss) for the period before taxes9903-€549-€2,752▼
Profit (loss) for the period9904-€549-€2,752▼
Profit (loss) for the period to be appropriated9905-€549-€2,752▼
Appropriation of the result
Profit (loss) to be appropriated9906-€6,271-€9,022▼
Profit (loss) brought forward from the previous period14P-€5,722-€6,271▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€527€525€493€505€607▲ 20.2%
Gross operating margin9900---€2,500--€2,099-
Operating profit (loss)9901-€527-€525-€2,993-€505-€2,707▼ 436%
Financial charges65/66B-€32€32€44€45▲ 3.4%
Recurring financial charges65-€32€32€44€45▲ 3.4%
Profit (loss) for the period before taxes9903-€527-€558-€3,026-€549-€2,752▼ 401%
Profit (loss) for the period9904-€527-€558-€3,026-€549-€2,752▼ 401%
Profit (loss) for the period to be appropriated9905-€527-€558-€3,026-€549-€2,752▼ 401%
Line20212022202320242025Change
Assets
Total assets20/58€68,315€67,405€64,379€63,830€61,166▼ 4.2%
Current assets29/58€68,315€67,405€64,379€63,830€61,166▼ 4.2%
Amounts receivable within one year40/41€51,705€51,712€52,244€51,604€51,604=
Other amounts receivable41€51,705€51,712€52,244€51,604€51,604=
Cash at bank and in hand54/58€16,611€15,693€12,136€12,227€9,563▼ 21.8%
Equity and liabilities
Total equity and liabilities10/49€68,315€67,405€64,379€63,830€61,166▼ 4.2%
Equity10/15€27,862€27,304€24,278€23,729€20,978▼ 11.6%
Contributions10/11€30,000€30,000€30,000€30,000€30,000=
Profit (loss) carried forward14-€2,138-€2,696-€5,722-€6,271-€9,022▼ 43.9%
Amounts payable17/49€40,454€40,101€40,101€40,101€40,189▲ 0.2%
Amounts payable after more than one year17€40,000€40,000€40,000€40,000€40,000=
Other amounts payable178/9€40,000€40,000€40,000€40,000€40,000=
Amounts payable within one year42/48€454€101€101€101€189▲ 86.8%
Trade debts44€454-----
Suppliers440/4€454-----
Other amounts payable47/48-€101€101€101€189▲ 86.8%
Line20212022202320242025Change
Profit (loss) for the period9904-€527-€558-€3,026-€549-€2,752▼ 401%
Operating cash flow (approximation)-€527-€558-€3,026-€549-€2,752▼ 401%
Change in cash--€917-€3,557€91-€2,664▼ 3,022%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
27-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-12
Financial Weakest financial yearnet -€3,026
Net result drops to -€3,026, the lowest in the series; recovery starts the following year.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial Liquidity quadruplescurrent ratio 667.38
Current ratio from 150.49 to 667.38; short-term debt falls from €454 to €101.
29-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette act processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
462 m²
Building footprint
406 m²
Parcel 11807G1304/00L003, Flanders. Linked by address, not a title deed.
11 companies at this address See who is registered here
1 establishment unit
SOPHOLD
Duboisstraat 46, 2060 AntwerpenHoldings
since 2019unit no. 2.295.757.693
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11807G1304/00L003 Flanders 462 m² 1 · 406 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company details

Identification
Legal formPrivate limited company
Founded15-11-2019
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0737740032
Also 9925:BE0737740032
Registered 20-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.