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SOPHINFI

Active
Private limited companyfounded 2024active for 2 yearsRue Hector Delanois (C.) 87, 7000 Mons, BelgiumKBO/BCE: BE 1009.885.212
Summary

The computed 12-month bankruptcy probability of SOPHINFI is 3.8% (moderate). The 2024 annual accounts show equity of €31,422 and a net result of €28,422. The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€104,618total assets 2024
Equity
€31,422
Profit
€28,422
Turnover not published (micro format)
Financial health
50 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.8%
Structure
Accounts filed 42 days late0 of 1 deed read
Why 50raises riskFigures for financial year 2024 (filed 11-09-2025)1 financial year not filed after the legal deadline; latest accounts 42 days late; 1 of the last 3 lateFounded in 2024lowers riskSize: total assets €104,618Show the evidence

Checked score

Score 2024
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 66% of its sector peers (no NACE code, micro)
Financial strength
Strong
Solvency 55
equity 30.0% of total assets
Liquidity 82
short-term debt 18.8% · cash 29.9%
Profitability 100
return on assets 27.2%
Bankruptcy probability, 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 06-2025: 2.4% 07-2025: 2.4%● unchanged vs 06-2025 08-2025: 2.4%● unchanged vs 07-2025 09-2025: 2.9%▲ +0.5 percentage points vs 08-2025 10-2025: 1.0%▼ -1.9 percentage points vs 09-2025lowest value 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.3%▲ +0.3 percentage points vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 2.2%▲ +0.8 percentage points vs 07-2026 09-2026: 2.6%▲ +0.4 percentage points vs 08-2026 10-2026: 3.8%▲ +1.2 percentage points vs 09-2026highest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.1, above the usual 1.5; short-term debt: 18.8% and cash: 29.9% of total assets), but 70% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 33% on solvency, 74% on liquidity and 90% on profitability.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 11-09-2025)
NBB · annual accounts
lowers risk · Size: total assets €104,618
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 42 days late; 1 of the last 3 late
NBB · filings
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-09-2025, 42 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2024
42 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 42 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Total assets 2024first financial year filed €104,618 View
  • Active since 2024founded 30-05-2024 2 years View

By topic

Financials

Financial year
2024
Total assets
€104,618
Profit
€28,422
Solvency
30.0%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Founded
30-05-2024
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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