SOPHEN
ActiveSummary
SOPHEN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €272,592 and a net result of €22,592. Its solvency ranks better than 52% of 4,111 sector peers (NACE 69, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Legal and accounting activities
NACE 69202
1 site
Size
≈ €87,000turnover 2025, estimated
- Equity
- €272,592
- Profit
- €22,592
Turnover estimated from the gross margin
Structure
- Holdings
- 1
2025 accounts 8 days early
Signalsraises riskYoung companyneutralLatest accounts filed on timeShow the evidence
Checked score
Score 2025
62
/ 100
Healthy
Without a bankruptcy probability: score from the figures alone
Financial strength
Strong
Solvency
72
equity 46.5% of total assets
Liquidity
63
short-term debt 7.8% · cash 10.0%
Profitability
52
return on assets 3.9%
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit of up to €16,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 7.31, above the usual 1.5; short-term debt: 7.8% and cash: 10% of total assets), but 53.5% of the assets are financed with debt and provisions.
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Signals
Two signals.
raises riskneutral
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
8 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointments: LORFEVRE Stéphanie Marianne Didier…
Financials · financial year 2025, abbreviated format
Turnover
≈ €87,000
Estimated: probably between €61,000 and €120,000
Total assets
€585,822
Net result
€22,592
Working capital
€289,822
Turnover and EBIT margin not published: the abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
Assets €585,822
Fixed assets
€250,057
Current assets
€335,764
Equity and liabilities €585,822
Equity
€272,592
Debt
€313,230
Debt finances 53.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€33,576
Cash flow
€23,971
Current ratio
7.31
Debt to equity
1.15
ROE
8.3%
ROA
3.9%
Interest coverage
3.44
Debt ≤ 1 year
€45,942
Debt > 1 year
€250,000
Income taxes
€8,871
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,379 |
| Other operating charges640/8 | €1,002 |
| Gross operating margin9900 | €34,578 |
| Operating profit (loss)9901 | €32,197 |
| Financial income75/76B | €9,014 |
| Recurring financial income75 | €9,014 |
| Financial charges65/66B | €9,748 |
| Recurring financial charges65 | €9,748 |
| Profit (loss) for the period before taxes9903 | €31,463 |
| Income taxes67/77 | €8,871 |
| Profit (loss) for the period9904 | €22,592 |
| Profit (loss) for the period to be appropriated9905 | €22,592 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €585,822 | |
| Fixed assets21/28 | €250,057 | |
| Financial fixed assets28 | €250,057 | |
| Current assets29/58 | €335,764 | |
| Amounts receivable after more than one year29 | €250,000 | |
| Other amounts receivable291 | €250,000 | |
| Amounts receivable within one year40/41 | €18,150 | |
| Trade receivables40 | €18,150 | |
| Cash at bank and in hand54/58 | €58,601 | |
| Deferred charges and accrued income490/1 | €9,014 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €585,822 | |
| Equity10/15 | €272,592 | |
| Contributions10/11 | €250,000 | |
| Contributions outside capital11 | €250,000 | |
| Other1109/19 | €250,000 | |
| Profit (loss) carried forward14 | €22,592 | |
| Amounts payable17/49 | €313,230 | |
| Amounts payable after more than one year17 | €250,000 | |
| Other amounts payable178/9 | €250,000 | |
| Amounts payable within one year42/48 | €45,942 | |
| Trade debts44 | €12,883 | |
| Suppliers440/4 | €12,883 | |
| Taxes, remuneration and social security45 | €17,686 | |
| Taxes450/3 | €17,686 | |
| Other amounts payable47/48 | €15,373 | |
| Accrued charges and deferred income492/3 | €17,287 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €22,592 |
| + Depreciation and write-downs630 | €1,379 |
| Operating cash flow (approximation) | €23,971 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 23-07-2026 | 2026-00338220 |
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Of the 8,005 active companies whose main activity is legal and accounting activities (NACE 69202), figures are known for 4,994. 4,137 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
2 directors, no change since 2024
François Marc LORFEVRE
CurrentAdministrateur statutaire suppléant · since 24-12-2024
LORFEVRE Stéphanie Marianne Didier Ghislaine
CurrentStatutory director · since 24-12-2024
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Mandate history
2 people since 2024, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| François Marc LORFEVRE |
|
| LORFEVRE Stéphanie Marianne Didier Ghislaine |
|
Owners and capital
Capital and shareholders
Shareholders according to the deeds
At incorporation
act of 24-12-2024 ↗
- LORFEVRE Stéphanie Marianne Didier Ghislaine 500 shares (100%) · €250,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 24-12-2024 Incorporation · €250,000 · 500 shares
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
40%
According to the 2025 annual accounts of SOPHEN and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
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Shareholding
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History
Acts, filings and financial milestones
2026
23-07
NBB filing
Annual accounts filed
financial year 2025 · abbreviated format
2024
24-12
Gazette deed
IncorporationAppointments: LORFEVRE Stéphanie Marianne Didier Ghislaine (statutory director) and François Marc LORFEVRE (administrateur statutaire suppléant) · Founder · Founding capital8 facts ▸
Gazette deed
Incorporation
Appointments: LORFEVRE Stéphanie Marianne Didier Ghislaine (statutory director) and François Marc LORFEVRE (administrateur statutaire suppléant) · Founder · Founding capital8 facts ▸
- Incorporation, “SOPHEN” (deed in French)
- Founder, LORFEVRE Stéphanie Marianne Didier Ghislaine
- Founding capital, €250,000
- Bank account, “compte spécial ouvert au nom de la société en formation, dépôt des apports” (deed in French)
- Director appointment, LORFEVRE Stéphanie Marianne Didier Ghislaine (statutory director)
- Director appointment, François Marc LORFEVRE (administrateur statutaire suppléant)
- Registered office clause, “1180 Uccle,Avenue du Vert Chasseur 2” (deed in French)
- Pre-incorporation commitments, “takeover, tous engagements et obligations et toutes activités entreprises” (deed in French)
Gazette deedNBB filing
1 of 1 deed read
Register details
Identification
Legal formPrivate limited company
Founded20-12-2024
Financial year end31-12
Activities, NACEBEL 2025
69202Legal and accounting activities
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:1017719446
Also
9925:BE1017719446
Registered
25-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2024
Ground area
299 m²
Building footprint
193 m²
Building volume
1,459 m³
Parcel 21612C0235/00H002, Brussels · tallest building 13.3 m. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
SOPHEN
since 2024unit no. 2.368.553.126
1 parcel
Brussels
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21612C0235/00H002 | Brussels | 299 m² | 1 · 193 m² | 13.3 m · 3 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- Name clauseThe name the company operates under according to its articles.
- SOPHEN
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Déplacer le siège en Belgique, Région de Bruxelles-Capitale” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Un ou plusieurs administrateurs, avec ou sans limitation de durée” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, titulaires peuvent prendre connaissance registre relatif à leurs titres” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Droits de vote, conserver qualité société reconnue inscrite au registre ITAA” (deed in French)“9.24:stipulations cessions entre vifs s’appliquent mutatis mutandis transmissions pour cause de mort;9.25:ayants cause tenus faire connaître…” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Saturday of June at 18:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “État résumant situation active et passive arrêté à date ne remontant pas à plus de trois mois, proposition objet rapport justificatif organe…” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Nomination met fin aux pouvoirs organe administration, par assemblée sauf dissolution judiciaire ou pouvant être prononcée par tribunal à…” (deed in French)