SOPHELIOS
ActiveSOPHELIOS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €378k and a net result of €87k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 59% of 8636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-1
Solvency87▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 5.21 against 6.94 in 2024; short-term debt: 17.4% and cash: 7.8% of total assets), and 38.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.7%
Return on assets
14.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 d early
2024
139 d early
2023
138 d early
2022
116 d early
2021
5 d early
2020
11 d late
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€378k=
2024 · €378k
2018: €222k
2019: €202k
2020: €231k
2021: €284k
2022: €335k
2023: €367k
2024: €378k
2018 → 2025
Total assets
€613k▼ 3.2%
2024 · €633k
2018: €428k
2019: €484k
2020: €529k
2021: €549k
2022: €625k
2023: €637k
2024: €633k
2018 → 2025
Net result
€87k▼ 7.2%
2024 · €94k
2018: €69k
2019: €78k
2020: €91k
2021: €118k
2022: €110k
2023: €90k
2024: €94k
2018 → 2025
Working capital
€448k▼ 5.8%
2024 · €475k
2018: €387k
2019: €374k
2020: €411k
2021: €450k
2022: €437k
2023: €463k
2024: €475k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€284k-€335k▲ 18.0%€367k▲ 9.5%€378k▲ 3.1%€378k=
Operating result€117k-€135k▲ 15.4%€98k▼ 27.0%€100k▲ 1.7%€95k▼ 5.4%
Net result€118k-€110k▼ 6.7%€90k▼ 18.4%€94k▲ 4.2%€87k▼ 7.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €613k
Fixed assets
€59k▼ 24.1%
Current assets
€554k▼ 0.2%
Equity and liabilities €613k
Equity
€378k=
Debt
€235k▼ 7.8%
The debt ratio falls from 40.3% to 38.3%. Debt is lower.
Key figures and ratios
EBITDA
€113k▼
2024 · €119k
Cash flow
€106k▼
2024 · €112k
Solvency
61.7%▲
2024 · 59.7%
Current ratio
5.21▼
2024 · 6.94
Quick ratio
5.21▼
2024 · 6.94
Debt / equity
0.62▼
2024 · 0.67
ROE
23.0%▼
2024 · 24.8%
ROA
14.2%▼
2024 · 14.8%
Interest coverage
19.77▲
2024 · 18.75
Debt
€235k▼
2024 · €255k
Debt ≤ 1 year
€106k▲
2024 · €80k
Debt > 1 year
€129k▼
2024 · €175k
Income taxes
€23k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€633k€613k▼
Fixed assets21/28€78k€59k▼
Tangible fixed assets22/27€57k€38k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€55k€36k▼
Financial fixed assets28€21k€21k=
Current assets29/58€556k€554k▼
Amounts receivable within one year40/41€419k€394k▼
Trade receivables40€0€3k▲
Other amounts receivable41€419k€391k▼
Cash at bank and in hand54/58€43k€48k▲
Deferred charges and accrued income490/1€94k€113k▲
Equity and liabilities
Total equity and liabilities10/49€633k€613k▼
Equity10/15€378k€378k=
Contributions10/11€0-
Reserves13€378k€378k=
Tax-exempt reserves132€21k€21k=
Distributable reserves133€357k€357k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€255k€235k▼
Amounts payable after more than one year17€175k€129k▼
Financial debts170/4€175k€129k▼
Amounts payable within one year42/48€80k€106k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Financial debts43€0€9k▲
Credit institutions430/8€0€9k▲
Trade debts44€192€154▼
Suppliers440/4€192€154▼
Taxes, remuneration and social security45€0€37▲
Taxes450/3€0€37▲
Other amounts payable47/48€70k€87k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€19k▲
Other operating charges640/8€590€608▲
Gross operating margin9900€119k€114k▼
Operating profit (loss)9901€100k€95k▼
Financial income75/76B€25k€21k▼
Recurring financial income75€25k€21k▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€119k€110k▼
Income taxes67/77€25k€23k▼
Profit (loss) for the period9904€94k€87k▼
Profit (loss) for the period to be appropriated9905€94k€87k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€87k▼
Transfer from equity791/2€42k€60k▲
Transfer to equity691/2€66k€60k▼
To other reserves6921€66k€60k▼
Profit to be distributed694/7€70k€87k▲
Return on contributions (dividend)694€42k€60k▲
Directors or managers695€28k€27k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €118k ▲29.6%
Net result €118k, the highest in the series.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 11 days late
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 12 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 50 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dessel · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warande 812480 DesselGround area
1,437 m²
Building footprint
315 m²
Volume, LiDAR
1,981 m³
Parcel 13006E0494/00G000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sophellos
since 20062.155.595.663
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13006E0494/00G000 | Flanders | 1,437 m² | 1 · 315 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B.W. Design
BE 0782.651.230
Brasschaat · Eq €378k
GARANT
BE 0425.049.743
Antwerpen · Eq €378k
S.A.J.L.
BE 0656.500.651
Ternat · Eq €378k
FINTECH CONSULTING & RECRUITMENT
BE 0784.991.306
Zaventem · Eq €378k
MAES & PARTNERS
BE 0862.162.922
Gistel · Eq €378k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 36,712 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
64200Holdings
64210Activities of holding companies
72100
72220
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:014/324594