SophArth
ActiveSophArth has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €370k and a net result of €69k. Equity is growing by ~33% per year across the filed fiscal years. Its solvency ranks better than 83% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-16
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 6.29 against 5.24 in 2024; short-term debt: 15.8% and cash: 53.3% of total assets), and 15.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.2%
Return on assets
15.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
10 d early
2023
1 d early
2022
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€370k▲ 22.9%
2024 · €301k
2022: €106k
2023: €218k
2024: €301k
2022 → 2025
Total assets
€440k▲ 18.3%
2024 · €372k
2022: €170k
2023: €266k
2024: €372k
2022 → 2025
Net result
€69k▼ 16.9%
2024 · €83k
2022: €103k
2023: €112k
2024: €83k
2022 → 2025
Working capital
€369k▲ 23.0%
2024 · €300k
2022: €106k
2023: €217k
2024: €300k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€106k-€218k▲ 106%€301k▲ 38.1%€370k▲ 22.9%
Operating result€133k-€143k▲ 7.6%€116k▼ 19.0%€92k▼ 20.5%
Net result€103k-€112k▲ 8.9%€83k▼ 26.1%€69k▼ 16.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 21% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €440k
Fixed assets
€1k=
Current assets
€439k▲ 18.4%
Equity and liabilities €440k
Equity
€370k▲ 22.9%
Debt
€70k▼ 1.3%
The debt ratio falls from 19.0% to 15.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
84.2%▲
2024 · 81.0%
Current ratio
6.29▲
2024 · 5.24
Quick ratio
6.29▲
2024 · 5.24
Debt / equity
0.19▼
2024 · 0.23
ROE
18.7%▼
2024 · 27.6%
ROA
15.7%▼
2024 · 22.3%
Debt
€70k▼
2024 · €71k
Debt ≤ 1 year
€70k▼
2024 · €71k
Income taxes
€28k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€372k€440k▲
Fixed assets21/28€1k€1k=
Financial fixed assets28€1k€1k=
Current assets29/58€370k€439k▲
Amounts receivable within one year40/41€177k€204k▲
Trade receivables40€55k€43k▼
Other amounts receivable41€122k€161k▲
Cash at bank and in hand54/58€193k€235k▲
Equity and liabilities
Total equity and liabilities10/49€372k€440k▲
Equity10/15€301k€370k▲
Contributions10/11€3k€3k=
Reserves13€299k€368k▲
Distributable reserves133€299k€368k▲
Amounts payable17/49€71k€70k▼
Amounts payable within one year42/48€71k€70k▼
Trade debts44€38k€42k▲
Suppliers440/4€38k€42k▲
Taxes, remuneration and social security45€33k€28k▼
Taxes450/3€33k€28k▼
Income statement
Code20242025
Other operating charges640/8€367€632▲
Gross operating margin9900€116k€93k▼
Operating profit (loss)9901€116k€92k▼
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€4k€749▼
Recurring financial charges65€4k€749▼
Profit (loss) for the period before taxes9903€116k€97k▼
Income taxes67/77€33k€28k▼
Profit (loss) for the period9904€83k€69k▼
Profit (loss) for the period to be appropriated9905€83k€69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€69k▼
Transfer to equity691/2€83k€69k▼
To other reserves6921€83k€69k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €69k ▼16.9%
Net result drops to €69k, the lowest in the series.
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2022net €112k ▲8.9%
Operating result €143k, net result €112k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 5.53
Current ratio from 2.64 to 5.53; short-term debt falls from €64k to €48k.
30-06
Financial
Equity above €200kEq €218k ▲106%
2 profitable years in a row build equity to €218k.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kalmthoutsesteenweg 972950 KapellenGround area
2,270 m²
Building footprint
259 m²
Volume, LiDAR
1,468 m³
Parcel 11023I0051/00S002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SophArth
since 20202.310.085.088
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023I0051/00S002 | Flanders | 2,270 m² | 1 · 259 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RL Inventive
BE 0893.272.109
Kaprijke · Eq €370k
DAKRAVENHOF
BE 0895.436.791
Moorslede · Eq €371k
IDOLA BEDRIJVENCENTRUM
BE 0554.755.074
Lochristi · Eq €371k
DBE-not
BE 0545.919.067
Antwerpen · Eq €369k
BSW Invest
BE 1016.215.352
Antwerpen · Eq €369k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 6,283 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-2020
Fiscal year end30-06
Activities, NACEBEL
82990Other business support services
64200Holdings
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.