Skip to content

SOPEPSY

Active
Private limited company (pre-2019)founded 200125 yrs activeGeneraal Lotzstraat 103, 1180 Ukkel, BelgiumKBO/BCE: BE 0473.948.334
Summary

The computed 12-month bankruptcy probability of SOPEPSY is 1.5% (moderate). The 2024 annual accounts show equity of €336,137 and a net result of €8,266. Equity remains stable across the filed fiscal years (±1.7% per year). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
59 / 100
Fair
A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability44▲+6
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days only on tighter terms
Liquidity ample (current ratio 58.16 against 29.35 in 2023; short-term debt: 1.7% and cash: 22.2% of total assets), and 1.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
92 d late
2023
275 d late
2022
641 d late
2021
45 d late
2020
76 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 203 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SOPEPSY was incorporated on 30 January 2001.1 Total assets rose from EUR 297,362 in 2018 to EUR 342,018 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€336,137▲ 2.5%
2023 · €327,871
Total assets
€342,018▲ 0.8%
2023 · €339,435
Net result
€8,266▲ 957%
2023 · €782
Working capital
€336,137▲ 2.5%
2023 · €327,871
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€14,131▼ 37.4%€5,774▼ 59.1%€5,354▼ 7.3%€419▼ 92.2%€7,261▲ 1,631%
Net result€10,470▼ 33.1%€4,118▼ 60.7%€4,147▲ 0.7%€782▼ 81.1%€8,266▲ 957%
Equity€318,824▲ 3.4%€322,943▲ 1.3%€327,089▲ 1.3%€327,871▲ 0.2%€336,137▲ 2.5%
Total assets€326,215▲ 4.0%€326,430▲ 0.1%€329,448▲ 0.9%€339,435▲ 3.0%€342,018▲ 0.8%
Debt€7,391▲ 41.4%€3,487▼ 52.8%€2,359▼ 32.4%€11,564▲ 390%€5,881▼ 49.1%
Working capital€318,824▲ 3.4%€322,943▲ 1.3%€327,089▲ 1.3%€327,871▲ 0.2%€336,137▲ 2.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000€15,000Operating result 2020: €14,131€14,131Net result 2020: €10,470€10,470Operating result 2021: €5,774€5,774Net result 2021: €4,118€4,118Operating result 2022: €5,354€5,354Net result 2022: €4,147€4,147Operating result 2023: €419€419Net result 2023: €782€782Operating result 2024: €7,261€7,261Net result 2024: €8,266€8,26620202021202220232024€0€2,500€5,000€7,500Operating result 2022: €5,354€5,350Net result 2022: €4,147€4,150Operating result 2023: €419€419Net result 2023: €782€782Operating result 2024: €7,261€7,260Net result 2024: €8,266€8,270202220232024
The operating result recovers in 2024; 2024 is 1,631% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €342,018
Equity €336,137 ▲ 2.5%
Debt €5,881 ▼ 49.1%
Debt's share of the balance-sheet total falls from 3.4% to 1.7%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
Current ratio
58.16▲
2023 · 29.35
Debt to equity
0.02▼
2023 · 0.04
ROE
2.5%▲
2023 · 0.2%
ROA
2.4%▲
2023 · 0.2%
Debt ≤ 1 year
€5,881▼
2023 · €11,564
Income taxes
€4,152▲
2023 · €1,611
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet Code20232024
Assets
Total assets20/58€339,435€342,018▲
Current assets29/58€339,435€342,018▲
Amounts receivable within one year40/41€14,761€15,544▲
Trade receivables40€2,080€32▼
Other amounts receivable41€12,682€15,513▲
Current investments50/53€250,110€250,110=
Cash at bank and in hand54/58€74,141€75,942▲
Deferred charges and accrued income490/1€423€422▼
Equity and liabilities
Total equity and liabilities10/49€339,435€342,018▲
Equity10/15€327,871€336,137▲
Contributions10/11€169,900€169,900=
Reserves13€144,647€152,913▲
Non-distributable reserves130/1€3,818€3,818=
Reserves not available under the articles1311€3,818€3,818=
Distributable reserves133€140,828€149,095▲
Profit (loss) carried forward14€13,325€13,325=
Amounts payable17/49€11,564€5,881▼
Amounts payable within one year42/48€11,564€5,881▼
Trade debts44€7,755€460▼
Suppliers440/4€7,755€460▼
Taxes, remuneration and social security45€3,809€5,420▲
Taxes450/3€3,809€5,420▲
Income statement Code20232024
Other operating charges640/8€652€670▲
Gross operating margin9900€1,071€7,931▲
Operating profit (loss)9901€419€7,261▲
Financial income75/76B€2,111€5,296▲
Recurring financial income75€2,111€5,296▲
Financial charges65/66B€138€138▼
Recurring financial charges65€138€138▼
Profit (loss) for the period before taxes9903€2,392€12,419▲
Income taxes67/77€1,611€4,152▲
Profit (loss) for the period9904€782€8,266▲
Profit (loss) for the period to be appropriated9905€782€8,266▲
Appropriation of the result
Profit (loss) to be appropriated9906€14,106€21,591▲
Profit (loss) brought forward from the previous period14P€13,325€13,325=
Transfer to equity691/2€782€8,266▲
To other reserves6921€782€8,266▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8-€593€596€652€670▲ 2.8%
Non-recurring operating charges66A--€228---
Gross operating margin9900€14,722€6,366€6,178€1,071€7,931▲ 640%
Operating profit (loss)9901€14,131€5,774€5,354€419€7,261▲ 1,631%
Financial income75/76B-€1,476€1,628€2,111€5,296▲ 151%
Recurring financial income75€2,168€1,476€1,628€2,111€5,296▲ 151%
Financial charges65/66B-€84€125€138€138▼ 0.2%
Recurring financial charges65€45€84€125€138€138▼ 0.2%
Profit (loss) for the period before taxes9903€16,254€7,165€6,857€2,392€12,419▲ 419%
Income taxes67/77€5,784€3,047€2,710€1,611€4,152▲ 158%
Profit (loss) for the period9904€10,470€4,118€4,147€782€8,266▲ 957%
Profit (loss) for the period to be appropriated9905€10,470€4,118€4,147€782€8,266▲ 957%
Line20202021202220232024Change
Assets
Total assets20/58€326,215€326,430€329,448€339,435€342,018▲ 0.8%
Intangible fixed assets21-€0----
Tangible fixed assets22/27-€0----
Current assets29/58€326,215€326,430€329,448€339,435€342,018▲ 0.8%
Amounts receivable within one year40/41€6,492€13,539€6,558€14,761€15,544▲ 5.3%
Trade receivables40-€5,109€158€2,080€32▼ 98.5%
Other amounts receivable41-€8,431€6,400€12,682€15,513▲ 22.3%
Current investments50/53€150,110€150,110€250,110€250,110€250,110=
Cash at bank and in hand54/58€168,479€161,657€72,390€74,141€75,942▲ 2.4%
Deferred charges and accrued income490/1-€1,124€391€423€422▼ 0.4%
Equity and liabilities
Total equity and liabilities10/49€326,215€326,430€329,448€339,435€342,018▲ 0.8%
Equity10/15€318,824€322,943€327,089€327,871€336,137▲ 2.5%
Contributions10/11-€169,900€169,900€169,900€169,900=
Reserves13€135,618€139,718€143,865€144,647€152,913▲ 5.7%
Non-distributable reserves130/1-€3,818€3,818€3,818€3,818=
Reserves not available under the articles1311-€3,818€3,818€3,818€3,818=
Distributable reserves133-€135,900€140,047€140,828€149,095▲ 5.9%
Profit (loss) carried forward14€13,306€13,325€13,325€13,325€13,325=
Amounts payable17/49€7,391€3,487€2,359€11,564€5,881▼ 49.1%
Amounts payable within one year42/48€7,391€3,487€2,359€11,564€5,881▼ 49.1%
Trade debts44€2,526€208€57€7,755€460▼ 94.1%
Suppliers440/4-€208€57€7,755€460▼ 94.1%
Taxes, remuneration and social security45-€3,279€2,302€3,809€5,420▲ 42.3%
Taxes450/3-€3,279€2,302€3,809€5,420▲ 42.3%
Line20202021202220232024Change
Profit (loss) for the period9904€10,470€4,118€4,147€782€8,266▲ 957%
Operating cash flow (approximation)€10,470€4,118€4,147€782€8,266▲ 957%
Change in cash--€6,822-€89,268€1,751€1,802▲ 2.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
31-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
02-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 275 days late
02-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 641 days late
2023
31-12
Financial Weakest financial yearnet €782 ▼81.1%
Net result drops to €782, the lowest in the series; recovery starts the following year.
2022
14-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 45 days late
2021
31-12
Financial Liquidity doublescurrent ratio 93.61
Current ratio from 44.14 to 93.61; short-term debt falls from €7,391 to €3,487.
15-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 76 days late
2020
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial Highest result since 2018net €15,654 ▲9%
Operating result €22,584, net result €15,654, both a record.
10-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 41 days late
2018
24-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
2017
20-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 51 days late
2016
23-09
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel
exact location from the address register On OpenStreetMap
Ground area
1,391 m²
Building footprint
982 m²
Volume, LiDAR
24,086 m³
Parcel 21612C0003/00F020, Brussels · tallest building 29.5 m, ±9 floors. Linked by address, not a title deed.
15 companies at this address See who is registered here
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21612C0003/00F020 Brussels 1,391 m² 1 · 982 m² 29.4 m · 9 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded30-01-2001
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.