SONU
ActiveThe computed 12-month bankruptcy probability of SONU is 1.6% (moderate). The 2024 annual accounts show equity of €14k and a net result of €-8k. Equity is shrinking by ~23.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 46% of 3540 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
42
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-26
Solvency58▼-12
Growth32=
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.26 against 1.58 in 2023; short-term debt: 66.8% and cash: 34.3% of total assets), and 66.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
33.2%
Return on assets
-20%
Age of the figures
20 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
222324
2022 to 2024 · latest year €-8k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
55 d late
2022
38 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€14k▼ 37.5%
2023 · €22k
2022: €25k
2023: €22k
2022 → 2024
Total assets
€42k▼ 15.0%
2023 · €49k
2022: €50k
2023: €49k
2022 → 2024
Net result
€-8k▼ 266%
2023 · €-2k
2022: €20k
2023: €-2k
2022 → 2024
Working capital
€7k▼ 53.4%
2023 · €16k
2022: €18k
2023: €16k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€25k-€22k▼ 9.3%€14k▼ 37.5%
Operating result€19k-€-2k€-4k▼ 88.1%
Net result€20k-€-2k€-8k▼ 266%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2024 against €2k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €42k
Fixed assets
€7k=
Current assets
€35k▼ 17.3%
Equity and liabilities €42k
Equity
€14k▼ 37.5%
Debt
€28k▲ 3.7%
The debt ratio rises from 54.8% to 66.8%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
33.2%▼
2023 · 45.2%
Current ratio
1.26▼
2023 · 1.58
Quick ratio
1.26▼
2023 · 1.58
Debt / equity
2.01▲
2023 · 1.21
ROE
-60.1%▼
2023 · -10.3%
ROA
-20.0%▼
2023 · -4.6%
Debt
€28k▲
2023 · €27k
Debt ≤ 1 year
€28k▲
2023 · €27k
Income taxes
€4k
Staff costs
€66k▲
2023 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€49k€42k▼
Fixed assets21/28€7k€7k=
Financial fixed assets28€7k€7k=
Current assets29/58€43k€35k▼
Amounts receivable within one year40/41€3k€21k▲
Other amounts receivable41€3k€21k▲
Cash at bank and in hand54/58€26k€14k▼
Deferred charges and accrued income490/1€14k-
Equity and liabilities
Total equity and liabilities10/49€49k€42k▼
Equity10/15€22k€14k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€17k€9k▼
Amounts payable17/49€27k€28k▲
Amounts payable within one year42/48€27k€28k▲
Trade debts44€11k€9k▼
Suppliers440/4€11k€9k▼
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Other amounts payable47/48€8k€9k▲
Income statement
Code20232024
Remuneration, social security and pensions62€66k€66k▲
Other operating charges640/8€7k€7k▲
Gross operating margin9900€70k€69k▼
Operating profit (loss)9901€-2k€-4k▼
Financial charges65/66B€223€595▲
Recurring financial charges65€223€595▲
Profit (loss) for the period before taxes9903€-2k€-4k▼
Income taxes67/77-€4k
Profit (loss) for the period9904€-2k€-8k▼
Profit (loss) for the period to be appropriated9905€-2k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€9k▼
Profit (loss) brought forward from the previous period14P€20k€17k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
07-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 38 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luikersteenweg 1443700 Tongeren-BorgloonGround area
2,473 m²
Building footprint
525 m²
Volume, LiDAR
1,348 m³
2 parcels, Flanders, Wallonia · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SONU
since 20212.320.825.166
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62006B0350/00S000indicative | Wallonia | 2,151 m² | 1 · 330 m² | 6.2 m · 1 fl. |
| 73348B0778/00M000 | Flanders | 321 m² | 1 · 195 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 3,209 companies in sector 95316 we hold annual accounts for 753. 500 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-08-2021
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.