Summary
SONNY HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €123k and a net result of €-36k. Equity is shrinking by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 10% of 8023 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 8023 sector peers (2025).
NBB · sector comparisonPosition among 8023 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
29 d late
2023
31 d late
2022
67 d late
2021
11 d early
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€123k▼ 22.7%
2024 · €159k
2018: €672k
2019: €450k
2020: €355k
2021: €290k
2022: €250k
2023: €195k
2024: €159k
2018 → 2025
Net result
€-36k▲ 1.8%
2024 · €-37k
2018: €-58k
2019: €-222k
2020: €-95k
2021: €-65k
2022: €-40k
2023: €-54k
2024: €-37k
2018 → 2025
Total assets
€4.02M▼ 3.9%
2024 · €4.18M
2018: €5.37M
2019: €4.96M
2020: €4.83M
2021: €4.70M
2022: €4.52M
2023: €4.33M
2024: €4.18M
2018 → 2025
Solvency
3.1%▼ 0.7pp
2024 · 3.8%
2018: 12.5%
2019: 9.1%
2020: 7.4%
2021: 6.2%
2022: 5.5%
2023: 4.5%
2024: 3.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€290k-€250k▼ 13.9%€195k▼ 21.8%€159k▼ 18.8%€123k▼ 22.7%
Operating result€-46k-€-22k▲ 51.8%€-38k▼ 70.2%€-20k▲ 47.7%€-20k▼ 0.1%
Net result€-65k-€-40k▲ 37.8%€-54k▼ 34.5%€-37k▲ 32.6%€-36k▲ 1.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2025 against €20k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.02M
Fixed assets
€3.89M ▼ 3.1%
Current assets
€131k ▼ 23.3%
Equity and liabilities €4.02M
Equity
€123k ▼ 22.7%
Debt
€3.90M ▼ 3.2%
Debt's share of the balance-sheet total rises from 96.2% to 96.9%. Equity and debt are lower.
Key figures and ratios
ROE
-29.4%▼
2024 · -23.1%
ROA
-0.9%▼
2024 · -0.9%
Debt ≤ 1 year
€2.99M▼
2024 · €3.00M
Debt > 1 year
€907k▼
2024 · €1.03M
Income taxes
€196▼
2024 · €200
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.18M€4.02M▼
Fixed assets21/28€4.01M€3.89M▼
Tangible fixed assets22/27€4.01M€3.89M▼
Land and buildings22€4.00M€3.88M▼
Furniture and vehicles24€7k€4k▼
Financial fixed assets28€440€440=
Current assets29/58€170k€131k▼
Amounts receivable within one year40/41€31k€2k▼
Trade receivables40€180€2k▲
Other amounts receivable41€31k€0▼
Cash at bank and in hand54/58€138k€127k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€4.18M€4.02M▼
Equity10/15€159k€123k▼
Contributions10/11€84k€84k=
Reserves13€392k€392k=
Distributable reserves133€392k€392k=
Profit (loss) carried forward14€-317k€-353k▼
Amounts payable17/49€4.02M€3.90M▼
Amounts payable after more than one year17€1.03M€907k▼
Financial debts170/4€1,000k€876k▼
Other amounts payable178/9€30k€31k▲
Amounts payable within one year42/48€3.00M€2.99M▼
Current portion of amounts payable after more than one year42€122k€124k▲
Financial debts43€11€11=
Credit institutions430/8€11€11=
Trade debts44€7k€7k▼
Suppliers440/4€7k€7k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3€853€1k▲
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€2.86M€2.85M▼
Accrued charges and deferred income492/3€160€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€123k€124k▲
Other operating charges640/8€15k€14k▼
Gross operating margin9900€118k€118k=
Operating profit (loss)9901€-20k€-20k▼
Financial income75/76B€1k€141▼
Recurring financial income75€1k€141▼
Financial charges65/66B€18k€16k▼
Recurring financial charges65€18k€16k▼
Profit (loss) for the period before taxes9903€-36k€-36k▲
Income taxes67/77€200€196▼
Profit (loss) for the period9904€-37k€-36k▲
Profit (loss) for the period to be appropriated9905€-37k€-36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-317k€-353k▼
Profit (loss) brought forward from the previous period14P€-281k€-317k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-222k
Net result drops to €-222k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwalm · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat(Ned) 409636 ZwalmGround area
4,439 m²
Building footprint
253 m²
Volume, LiDAR
1,367 m³
Parcel 45030B0513/00S000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sonny Holding
since 20082.201.534.962
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45030B0513/00S000 | Flanders | 4,439 m² | 1 · 253 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 173 EUR awarded · 173 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 173 EUR | 173 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 12,828 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.