SOMNOLUTIONS
ActiveSOMNOLUTIONS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €297k and a net result of €223k. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 95% of 16193 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 34.18 against 21.98 in 2024), and 2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98%
Return on assets
73.8%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
4 d late
2023
1 d early
2022
26 d early
2021
39 d early
2020
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close07-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€565k
EBIT margin
54.6%
Net result
€223k▲ 64.1%
2024 · €136k
2020: €226k
2021: €349k
2022: €113k
2023: €72k
2024: €136k
2020 → 2025
Working capital
€203k▼ 0.3%
2024 · €204k
2020: €207k
2021: €194k
2022: €334k
2023: €45k
2024: €204k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€363k-€483k▲ 32.8%€172k▼ 64.3%€308k▲ 79.0%€297k▼ 3.9%
Operating result€159k-€147k▼ 7.0%€93k▼ 37.0%€178k▲ 91.7%€294k▲ 65.0%
Net result€349k-€113k▼ 67.7%€72k▼ 36.1%€136k▲ 88.7%€223k▲ 64.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 65% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €303k
Fixed assets
€93k▼ 10.9%
Current assets
€210k▼ 1.9%
Equity and liabilities €303k
Equity
€297k▼ 3.9%
Debt
€6k▼ 37.0%
The debt ratio falls from 3.1% to 2.0%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€325k▲
2024 · €210k
Cash flow
€255k▲
2024 · €168k
Solvency
98.0%▲
2024 · 96.9%
Current ratio
34.18▲
2024 · 21.98
Quick ratio
34.18▲
2024 · 21.98
Debt / equity
0.02▼
2024 · 0.03
ROE
75.3%▲
2024 · 44.1%
ROA
73.8%▲
2024 · 42.8%
Interest coverage
1758.06▲
2024 · 1032.61
Debt
€6k▼
2024 · €10k
Debt ≤ 1 year
€6k▼
2024 · €10k
Income taxes
€75k▲
2024 · €46k
Staff costs
€1k▲
2024 · €973
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€318k€303k▼
Fixed assets21/28€105k€93k▼
Tangible fixed assets22/27€105k€93k▼
Land and buildings22-€4k
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€99k€86k▼
Current assets29/58€214k€210k▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€63k€47k▼
Trade receivables40€0-
Other amounts receivable41€63k€47k▼
Current investments50/53€10k€50k▲
Cash at bank and in hand54/58€141k€112k▼
Deferred charges and accrued income490/1€0€285▲
Equity and liabilities
Total equity and liabilities10/49€318k€303k▼
Equity10/15€308k€297k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€288k€276k▼
Amounts payable17/49€10k€6k▼
Amounts payable within one year42/48€10k€6k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€7k€4k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€973€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€31k▼
Other operating charges640/8€6k€3k▼
Gross operating margin9900€217k€329k▲
Operating profit (loss)9901€178k€294k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€203€185▼
Recurring financial charges65€203€185▼
Profit (loss) for the period before taxes9903€182k€298k▲
Income taxes67/77€46k€75k▲
Profit (loss) for the period9904€136k€223k▲
Profit (loss) for the period to be appropriated9905€136k€223k▲
Appropriation of the result
Profit (loss) to be appropriated9906€288k€511k▲
Profit (loss) brought forward from the previous period14P€152k€288k▲
Profit to be distributed694/7€0€235k▲
Return on contributions (dividend)694€0€235k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Liquidity times 19current ratio 21.98
Current ratio from 1.14 to 21.98; short-term debt falls from €320k to €10k.
30-06
Financial
Equity above €200kEq €308k ▲79%
5 profitable years in a row build equity to €308k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €72k ▼36.1%
Net result drops to €72k, the lowest in the series; recovery starts the following year.
05-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2020net €349k ▲54.8%
Net result €349k, the highest in the series.
30-06
Financial
Liquidity quadruplescurrent ratio 25.12
Current ratio from 5.82 to 25.12; short-term debt falls from €43k to €8k.
14-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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MEDISCH KABINET BEATRICE LAGAE
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CARD-EP
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Dokter Vincent Eggerding
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Of 16,585 companies in sector 86220 we hold annual accounts for 7,941. 6,638 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2019
Fiscal year end30-06
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.