SOMKO
ActiveSOMKO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.23M and a net result of €546k. Equity is growing by ~32.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 2678 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+2
Solvency63▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.41 in 2024; short-term debt: 57% and cash: 25.4% of total assets), but 61.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.1%
Return on assets
16.9%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
7 d early
2024
1 d early
2023
1 d early
2022
5 d early
2021
3 d early
2020
3 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.23M▲ 25.0%
2024 · €985k
2019: €191k
2020: €348k
2021: €422k
2022: €501k
2023: €795k
2024: €985k
2019 → 2025
Total assets
€3.23M▲ 12.4%
2024 · €2.88M
2019: €436k
2020: €762k
2021: €1.33M
2022: €1.69M
2023: €2.25M
2024: €2.88M
2019 → 2025
Net result
€546k▲ 24.0%
2024 · €441k
2019: €282k
2020: €307k
2021: €618k
2022: €779k
2023: €1.04M
2024: €441k
2019 → 2025
Working capital
€1.02M▲ 34.4%
2024 · €760k
2019: €186k
2020: €339k
2021: €401k
2022: €522k
2023: €772k
2024: €760k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€422k-€501k▲ 18.6%€795k▲ 58.6%€985k▲ 24.0%€1.23M▲ 25.0%
Operating result€693k-€916k▲ 32.3%€1.23M▲ 34.6%€647k▼ 47.6%€688k▲ 6.4%
Net result€618k-€779k▲ 26.1%€1.04M▲ 34.0%€441k▼ 57.8%€546k▲ 24.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.23M
Fixed assets
€369k▲ 52.7%
Current assets
€2.86M▲ 8.7%
Equity and liabilities €3.23M
Equity
€1.23M▲ 25.0%
Debt
€2.00M▲ 5.9%
The debt ratio falls from 65.7% to 61.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€744k▲
2024 · €671k
Cash flow
€602k▲
2024 · €465k
Solvency
38.1%▲
2024 · 34.3%
Current ratio
1.55▲
2024 · 1.41
Quick ratio
1.55▲
2024 · 1.41
Debt / equity
1.63▼
2024 · 1.92
ROE
44.4%▼
2024 · 44.7%
ROA
16.9%▲
2024 · 15.3%
Interest coverage
27.36▼
2024 · 39.56
Debt
€2.00M▲
2024 · €1.89M
Debt ≤ 1 year
€1.84M▼
2024 · €1.87M
Income taxes
€119k▼
2024 · €193k
Staff costs
€2.05M▲
2024 · €1.41M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.88M€3.23M▲
Fixed assets21/28€241k€369k▲
Tangible fixed assets22/27€202k€297k▲
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€177k€200k▲
Other tangible fixed assets26€14k€90k▲
Financial fixed assets28€39k€72k▲
Current assets29/58€2.63M€2.86M▲
Amounts receivable within one year40/41€1.16M€1.73M▲
Trade receivables40€1.11M€1.73M▲
Other amounts receivable41€56k-
Current investments50/53€266k€278k▲
Cash at bank and in hand54/58€1.15M€822k▼
Deferred charges and accrued income490/1€55k€37k▼
Equity and liabilities
Total equity and liabilities10/49€2.88M€3.23M▲
Equity10/15€985k€1.23M▲
Contributions10/11€19k€19k=
Reserves13€742k€942k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€740k€940k▲
Profit (loss) carried forward14€225k€271k▲
Amounts payable17/49€1.89M€2.00M▲
Amounts payable within one year42/48€1.87M€1.84M▼
Financial debts43-€11k
Credit institutions430/8-€11k
Trade debts44€632k€379k▼
Suppliers440/4€632k€379k▼
Advances received on contracts in progress46€296k€427k▲
Taxes, remuneration and social security45€186k€245k▲
Taxes450/3-€6k
Remuneration and social security454/9€186k€239k▲
Other amounts payable47/48€760k€781k▲
Accrued charges and deferred income492/3€16k€158k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.41M€2.05M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€56k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3k
Other operating charges640/8€2k€11k▲
Gross operating margin9900€2.08M€2.81M▲
Operating profit (loss)9901€647k€688k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€17k€27k▲
Recurring financial charges65€17k€27k▲
Profit (loss) for the period before taxes9903€633k€665k▲
Income taxes67/77€193k€119k▼
Profit (loss) for the period9904€441k€546k▲
Profit (loss) for the period to be appropriated9905€441k€546k▲
Appropriation of the result
Profit (loss) to be appropriated9906€675k€771k▲
Profit (loss) brought forward from the previous period14P€234k€225k▼
Transfer to equity691/2€200k€200k=
To other reserves6921€200k€200k=
Profit to be distributed694/7€250k€300k▲
Return on contributions (dividend)694€250k-
Directors or managers695-€300k
Social balance
Average headcount (FTE)908721.021.0=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Equity above €1MEq €1.23M ▲25%
7 profitable years in a row build equity to €1.23M.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Highest result since 2019net €1.04M ▲34%
Operating result €1.23M, net result €1.04M, both a record.
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Equity above €500kEq €501k ▲18.6%
4 profitable years in a row build equity to €501k.
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Equity above €200kEq €348k ▲82.4%
2 profitable years in a row build equity to €348k.
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
16-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwadestraat 1538800 RoeselareGround area
3,065 m²
Building footprint
1,572 m²
Volume, LiDAR
24,473 m³
2 parcels, Flanders · tallest building 28.0 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
Somko
since 20162.251.725.138
Somko
since 20232.356.226.208
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A1278/00R000 | Flanders | 2,024 m² | 1 · 1,005 m² | 28.0 m · 8 fl. |
| 44043A0418/00R000 | Flanders | 1,042 m² | 1 · 567 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 14,925 EUR awarded · 14,505 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 7,500 EUR | 7,500 EUR |
| 2024 | 1 | 7,233 EUR | 6,555 EUR |
| 2023 | 1 | 0 EUR | 258 EUR |
| 2022 | 1 | 192 EUR | 192 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 7,388 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2015
Fiscal year end31-03
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
46510Wholesale trade
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.