Skip to content

SOMIMMO

Active
Public limited companyfounded 199332 yrs activeKustlaan 88, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0451.586.765
Summary

SOMIMMO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153,871 and a net result of -€8,851. Equity is shrinking by ~4.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability62▼-1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
short-term debt: 0% and cash: 20.3% of total assets, and 0% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 32 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
100%
Return on assets
-5.8%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€8,851
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
50 d early
2023
8 d late
2022
4 d early
2021
203 d early
2020
5 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 37 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SOMIMMO was incorporated on 7 December 1993.1 Total assets fell from EUR 373,735 in 2019 to EUR 153,924 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€153,871▼ 5.4%
2024 · €162,723
Total assets
€153,924▼ 5.4%
2024 · €162,754
Net result
-€8,851▼ 22.9%
2024 · -€7,200
Working capital
€42,107▲ 5.3%
2024 · €39,973
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€286,039-€16,725-€8,446▲ 49.5%-€7,445▲ 11.9%-€9,218▼ 23.8%
Net result€276,381-€17,330-€8,031▲ 53.7%-€7,200▲ 10.3%-€8,851▼ 22.9%
Equity€441,957▲ 167%€177,953▼ 59.7%€169,922▼ 4.5%€162,723▼ 4.2%€153,871▼ 5.4%
Total assets€445,402▲ 26.3%€185,008▼ 58.5%€174,490▼ 5.7%€162,754▼ 6.7%€153,924▼ 5.4%
Debt€3,446▼ 98.2%€7,055▲ 105%€4,568▼ 35.3%€31▼ 99.3%€53▲ 68.6%
Working capital€286,251€33,233▼ 88.4%€36,188▲ 8.9%€39,973▲ 10.5%€42,107▲ 5.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000€300,000Operating result 2021: €286,039€286,039Net result 2021: €276,381€276,381Operating result 2022: -€16,725-€16,725Net result 2022: -€17,330-€17,330Operating result 2023: -€8,446-€8,446Net result 2023: -€8,031-€8,031Operating result 2024: -€7,445-€7,445Net result 2024: -€7,200-€7,200Operating result 2025: -€9,218-€9,218Net result 2025: -€8,851-€8,85120212022202320242025-€10,000-€7,500-€5,000-€2,500€0Operating result 2023: -€8,446-€8,450Net result 2023: -€8,031-€8,030Operating result 2024: -€7,445-€7,440Net result 2024: -€7,200-€7,200Operating result 2025: -€9,218-€9,220Net result 2025: -€8,851-€8,850202320242025
The operating result stays negative: a loss of €9,218 in 2025 against €7,445 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153,924
Fixed assets €111,765 ▼ 8.9%
Current assets €42,160 ▲ 5.4%
Equity and liabilities €153,924
Equity €153,871 ▼ 5.4%
Debt €53 ▲ 68.6%
Debt's share of the balance-sheet total stays at 0.0%.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1,767▼
2024 · €3,541
Cash flow
€2,134▼
2024 · €3,785
Debt to equity
0.00▲
2024 · 0.00
ROE
-5.8%▼
2024 · -4.4%
ROA
-5.8%▼
2024 · -4.4%
Interest coverage
6.98▼
2024 · 13.39
Debt ≤ 1 year
€53▲
2024 · €31
A ratio outside any meaningful range has been withheld (balance sheet total €153,924, equity €153,871).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
8.5% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€162,754€153,924▼
Fixed assets21/28€122,750€111,765▼
Tangible fixed assets22/27€122,165€111,180▼
Land and buildings22€122,165€111,180▼
Financial fixed assets28€585€585=
Current assets29/58€40,004€42,160▲
Amounts receivable within one year40/41€9,980€10,613▲
Trade receivables40€73€73=
Other amounts receivable41€9,906€10,540▲
Cash at bank and in hand54/58€30,025€31,180▲
Deferred charges and accrued income490/1-€366
Equity and liabilities
Total equity and liabilities10/49€162,754€153,924▼
Equity10/15€162,723€153,871▼
Contributions10/11€190,000€190,000=
Capital10€190,000€190,000=
Issued capital100€190,000€190,000=
Reserves13€5,283€5,283=
Non-distributable reserves130/1€866€866=
Legal reserve130€866€866=
Distributable reserves133€4,417€4,417=
Profit (loss) carried forward14-€32,561-€41,412▼
Amounts payable17/49€31€53▲
Amounts payable within one year42/48€31€53▲
Trade debts44€31€53▲
Suppliers440/4€31€53▲
Other amounts payable47/48€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,985€10,985=
Other operating charges640/8€5,585€5,801▲
Gross operating margin9900€9,125€7,568▼
Operating profit (loss)9901-€7,445-€9,218▼
Financial income75/76B€509€620▲
Recurring financial income75€509€620▲
Financial charges65/66B€264€253▼
Recurring financial charges65€264€253▼
Profit (loss) for the period before taxes9903-€7,200-€8,851▼
Profit (loss) for the period9904-€7,200-€8,851▼
Profit (loss) for the period to be appropriated9905-€7,200-€8,851▼
Appropriation of the result
Profit (loss) to be appropriated9906-€32,561-€41,412▼
Profit (loss) brought forward from the previous period14P-€25,361-€32,561▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,280€10,985€10,985€10,985€10,985=
Other operating charges640/8-€6,726€4,794€5,585€5,801▲ 3.9%
Gross operating margin9900€302,990€986€7,333€9,125€7,568▼ 17.1%
Operating profit (loss)9901€286,039-€16,725-€8,446-€7,445-€9,218▼ 23.8%
Financial income75/76B-€520€624€509€620▲ 21.7%
Recurring financial income75€33€520€624€509€620▲ 21.7%
Financial charges65/66B-€1,125€209€264€253▼ 4.3%
Recurring financial charges65€7,448€1,125€209€264€253▼ 4.3%
Profit (loss) for the period before taxes9903€278,624-€17,330-€8,031-€7,200-€8,851▼ 22.9%
Income taxes67/77€2,243-----
Profit (loss) for the period9904€276,381-€17,330-€8,031-€7,200-€8,851▼ 22.9%
Profit (loss) for the period to be appropriated9905€276,381-€17,330-€8,031-€7,200-€8,851▼ 22.9%
Line20212022202320242025Change
Assets
Total assets20/58€445,402€185,008€174,490€162,754€153,924▼ 5.4%
Fixed assets21/28€155,705€144,720€133,735€122,750€111,765▼ 8.9%
Tangible fixed assets22/27€155,120€144,135€133,150€122,165€111,180▼ 9.0%
Land and buildings22-€144,135€133,150€122,165€111,180▼ 9.0%
Financial fixed assets28€585€585€585€585€585=
Current assets29/58€289,697€40,288€40,755€40,004€42,160▲ 5.4%
Amounts receivable within one year40/41€7,833€8,735€9,361€9,980€10,613▲ 6.3%
Trade receivables40---€73€73=
Other amounts receivable41-€8,735€9,361€9,906€10,540▲ 6.4%
Cash at bank and in hand54/58€281,864€31,553€31,394€30,025€31,180▲ 3.8%
Deferred charges and accrued income490/1----€366-
Equity and liabilities
Total equity and liabilities10/49€445,402€185,008€174,490€162,754€153,924▼ 5.4%
Equity10/15€441,957€177,953€169,922€162,723€153,871▼ 5.4%
Contributions10/11€430,000€190,000€190,000€190,000€190,000=
Capital10-€190,000€190,000€190,000€190,000=
Issued capital100-€190,000€190,000€190,000€190,000=
Reserves13€11,460€5,283€5,283€5,283€5,283=
Non-distributable reserves130/1-€866€866€866€866=
Legal reserve130-€866€866€866€866=
Distributable reserves133-€4,417€4,417€4,417€4,417=
Profit (loss) carried forward14€496-€17,330-€25,361-€32,561-€41,412▼ 27.2%
Amounts payable17/49€3,446€7,055€4,568€31€53▲ 68.6%
Amounts payable within one year42/48€3,446€7,055€4,568€31€53▲ 68.6%
Trade debts44€821-€53€31€53▲ 68.6%
Suppliers440/4--€53€31€53▲ 68.6%
Taxes, remuneration and social security45-€1,506€0---
Taxes450/3-€1,506€0---
Other amounts payable47/48-€5,548€4,515€0--
Line20212022202320242025Change
Profit (loss) for the period9904€276,381-€17,330-€8,031-€7,200-€8,851▼ 22.9%
+ Depreciation and write-downs630€11,280€10,985€10,985€10,985€10,985=
Operating cash flow (approximation)€287,661-€6,345€2,954€3,785€2,134▼ 43.6%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€250,311-€159-€1,370€1,156▲ 184%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
27-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
12-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Liquidity times 142current ratio 1270.78
Current ratio from 8.92 to 1270.78; short-term debt falls from €4,568 to €31.
08-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
27-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
12-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial Back to profitnet €276,381
Net result €276,381 after 2 loss-making years.
30-06
Financial Liquidity times 4180current ratio 84.08
Current ratio from 0.02 to 84.08; short-term debt falls from €184,632 to €3,446.
30-06
Financial Equity above €200,000Eq €441,957 ▲167%
Equity rises from €165,576 to €441,957.
26-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
28-02
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
28-02
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
06-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1994
seat establishment The establishment unit on the map
Ground area
732 m²
Building footprint
238 m²
Volume, LiDAR
2,325 m³
Parcel 31332E0186/00D000, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
SOMIMMO NV
Kustlaan 88, 8300 Knokke-HeistInsurance, reinsurance and pension funding, except compulsory social security
since 19942.065.149.497
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31332E0186/00D000 Flanders 732 m² 1 · 238 m² 13.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPublic limited company
Founded07-12-1993
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.