SOMIDEL
ActiveSOMIDEL has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217k and a net result of €43k. Equity is shrinking by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-1
Solvency63▲+5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.82 in 2024; short-term debt: 58.7% and cash: 7.8% of total assets), but 62.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.9%
Return on assets
7.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
24 d early
2023
112 d early
2022
119 d early
2021
41 d early
2020
44 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€217k▲ 1.4%
2024 · €214k
2018: €316k
2019: €322k
2020: €288k
2021: €288k
2022: €288k
2023: €205k
2024: €214k
2018 → 2025
Total assets
€573k▼ 12.1%
2024 · €652k
2018: €401k
2019: €499k
2020: €429k
2021: €372k
2022: €359k
2023: €519k
2024: €652k
2018 → 2025
Net result
€43k▼ 21.1%
2024 · €55k
2018: €9k
2019: €66k
2020: €50k
2021: €37k
2022: €24k
2023: €55k
2024: €55k
2018 → 2025
Working capital
€207k▼ 26.1%
2024 · €280k
2018: €295k
2019: €301k
2020: €269k
2021: €260k
2022: €264k
2023: €183k
2024: €280k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€288k-€288k=€205k▼ 29.0%€214k▲ 4.6%€217k▲ 1.4%
Operating result€44k-€29k▼ 34.0%€69k▲ 141%€61k▼ 11.4%€44k▼ 28.9%
Net result€37k-€24k▼ 34.4%€55k▲ 125%€55k▼ 0.3%€43k▼ 21.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €573k
Fixed assets
€29k▼ 6.4%
Current assets
€544k▼ 12.3%
Equity and liabilities €573k
Equity
€217k▲ 1.4%
Debt
€356k▼ 18.6%
The debt ratio falls from 67.1% to 62.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▼
2024 · €66k
Cash flow
€50k▼
2024 · €59k
Solvency
37.9%▲
2024 · 32.9%
Current ratio
1.62▼
2024 · 1.82
Quick ratio
1.42▼
2024 · 1.64
Debt / equity
1.64▼
2024 · 2.04
ROE
19.8%▼
2024 · 25.5%
ROA
7.5%▼
2024 · 8.4%
Interest coverage
72.97=
2024 · 72.96
Debt
€356k▼
2024 · €438k
Debt ≤ 1 year
€337k▼
2024 · €340k
Income taxes
€12k▼
2024 · €19k
Staff costs
€217k▲
2024 · €210k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€652k€573k▼
Fixed assets21/28€31k€29k▼
Tangible fixed assets22/27€31k€29k▼
Land and buildings22€21k€19k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€7k€7k▲
Current assets29/58€621k€544k▼
Stocks and contracts in progress3€62k€65k▲
Stocks30/36€62k€65k▲
Amounts receivable within one year40/41€429k€426k▼
Trade receivables40€50k€120k▲
Other amounts receivable41€378k€307k▼
Cash at bank and in hand54/58€123k€45k▼
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€652k€573k▼
Equity10/15€214k€217k▲
Contributions10/11€150k€150k=
Reserves13€64k€67k▲
Distributable reserves133€64k€67k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€438k€356k▼
Amounts payable within one year42/48€340k€337k▼
Financial debts43€240k€240k=
Other loans439€240k€240k=
Trade debts44€21k€31k▲
Suppliers440/4€21k€31k▲
Taxes, remuneration and social security45€33k€23k▼
Taxes450/3€6k€2k▼
Remuneration and social security454/9€27k€21k▼
Other amounts payable47/48€47k€42k▼
Accrued charges and deferred income492/3€98k€19k▼
Income statement
Code20242025
Remuneration, social security and pensions62€210k€217k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€278k€270k▼
Operating profit (loss)9901€61k€44k▼
Financial income75/76B€13k€12k▼
Recurring financial income75€13k€12k▼
Financial charges65/66B€907€686▼
Recurring financial charges65€907€686▼
Profit (loss) for the period before taxes9903€74k€55k▼
Income taxes67/77€19k€12k▼
Profit (loss) for the period9904€55k€43k▼
Profit (loss) for the period to be appropriated9905€55k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€43k▼
Transfer from equity791/2€0-
Transfer to equity691/2€10k€3k▼
To other reserves6921€10k€3k▼
Profit to be distributed694/7€45k€40k▼
Return on contributions (dividend)694€45k€40k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €66k ▲610%
Operating result €94k, net result €66k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pecq · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Courtrai(PEC) 107740 PecqGround area
1,286 m²
Building footprint
115 m²
Volume, LiDAR
1,149 m³
Parcel 57062B0383/00A002, Wallonia · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Courtrai(PEC) 10, 7740 Pecq
since 19822.020.829.407
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57062B0383/00A002 | Wallonia | 1,286 m² | 1 · 115 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
4 categoriesSOMIDEL SRL17292
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Of 7,039 companies in sector 43221 we hold annual accounts for 3,469. 2,843 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-1982
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.