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Somi

Active
Private limited companyfounded 198541 yrs activeKraaienstraat 82, 3582 Beringen, BelgiumKBO/BCE: BE 0427.628.458
Summary

Somi has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200,400 and a net result of €6,096. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 87% of 4564 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability72▲+55
Solvency100=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 3.63 against 3.67 in 2024; short-term debt: 20.9% and cash: 0% of total assets), and 20.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 41 years 0 50 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.1%
Return on assets
2.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
31 d late
2024
3 d early
2023
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 August 1985, Somi was incorporated.1 Total assets went from EUR 238,885 in 2023 to EUR 253,429 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€200,400▲ 3.1%
2024 · €194,304
Total assets
€253,429▲ 3.8%
2024 · €244,088
Net result
€6,096
2024 · -€2,486
Working capital
€139,523▲ 5.1%
2024 · €132,751
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€2,544--€1,508▲ 40.7%€6,350
Net result-€3,032below the sector's middle half--€2,486below the sector's middle half▲ 18.0%€6,096within the sector's middle half
Equity€196,790above the sector's middle half-€194,304above the sector's middle half▼ 1.3%€200,400above the sector's middle half▲ 3.1%
Total assets€238,885within the sector's middle half-€244,088within the sector's middle half▲ 2.2%€253,429within the sector's middle half▲ 3.8%
Debt€42,095-€49,784▲ 18.3%€53,029▲ 6.5%
Working capital€134,561-€132,751▼ 1.3%€139,523▲ 5.1%
Solvency82.4%above the sector's middle half-79.6%above the sector's middle half▼ 2.8pp79.1%above the sector's middle half▼ 0.5pp
above within below the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000-€2,500€0€2,500€5,000€7,500Operating result 2023: -€2,544-€2,544Net result 2023: -€3,032-€3,032Operating result 2024: -€1,508-€1,508Net result 2024: -€2,486-€2,486Operating result 2025: €6,350€6,350Net result 2025: €6,096€6,096202320242025-€5,000-€2,500€0€2,500€5,000€7,500Operating result 2023: -€2,544-€2,540Net result 2023: -€3,032-€3,030Operating result 2024: -€1,508-€1,510Net result 2024: -€2,486-€2,490Operating result 2025: €6,350€6,350Net result 2025: €6,096€6,100202320242025
The operating result returns to profit in 2025: €6,350 after a loss of €1,508 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €253,429
Fixed assets €60,876 ▼ 1.1%
Current assets €192,552 ▲ 5.5%
Equity and liabilities €253,429
Equity €200,400 ▲ 3.1%
Debt €53,029 ▲ 6.5%
Debt's share of the balance-sheet total rises from 20.4% to 20.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€7,026▲
2024 · -€831
Cash flow
€6,772▲
2024 · -€1,810
Current ratio
3.63▼
2024 · 3.67
Debt to equity
0.26▲
2024 · 0.26
ROE
3.0%▲
2024 · -1.3%
ROA
2.4%▲
2024 · -1.0%
Interest coverage
27.60▲
2024 · -0.85
Debt ≤ 1 year
€53,029▲
2024 · €49,784
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€244,088€253,429▲
Fixed assets21/28€61,553€60,876▼
Tangible fixed assets22/27€61,553€60,876▼
Land and buildings22€61,553€60,876▼
Current assets29/58€182,535€192,552▲
Amounts receivable within one year40/41€182,469€192,538▲
Other amounts receivable41€182,469€192,538▲
Cash at bank and in hand54/58€66€14▼
Equity and liabilities
Total equity and liabilities10/49€244,088€253,429▲
Equity10/15€194,304€200,400▲
Contributions10/11€18,592€18,592=
Reserves13€1,859€1,859=
Non-distributable reserves130/1€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859=
Profit (loss) carried forward14€173,853€179,949▲
Amounts payable17/49€49,784€53,029▲
Amounts payable within one year42/48€49,784€53,029▲
Trade debts44€2,847€5,632▲
Suppliers440/4€2,847€5,632▲
Taxes, remuneration and social security45€46,937-
Remuneration and social security454/9€46,937-
Other amounts payable47/48-€47,397
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€676€676=
Other operating charges640/8€2,888€2,801▼
Gross operating margin9900€2,057€9,828▲
Operating profit (loss)9901-€1,508€6,350▲
Financial charges65/66B€979€255▼
Recurring financial charges65€979€255▼
Profit (loss) for the period before taxes9903-€2,486€6,096▲
Profit (loss) for the period9904-€2,486€6,096▲
Profit (loss) for the period to be appropriated9905-€2,486€6,096▲
Appropriation of the result
Profit (loss) to be appropriated9906€173,853€179,949▲
Profit (loss) brought forward from the previous period14P€176,339€173,853▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€676€676€676=
Other operating charges640/8€1,480€2,888€2,801▼ 3.0%
Gross operating margin9900-€388€2,057€9,828▲ 378%
Operating profit (loss)9901-€2,544-€1,508€6,350▲ 521%
Financial charges65/66B€489€979€255▼ 74.0%
Recurring financial charges65€489€979€255▼ 74.0%
Profit (loss) for the period before taxes9903-€3,032-€2,486€6,096▲ 345%
Profit (loss) for the period9904-€3,032-€2,486€6,096▲ 345%
Profit (loss) for the period to be appropriated9905-€3,032-€2,486€6,096▲ 345%
Line202320242025Change
Assets
Total assets20/58€238,885€244,088€253,429▲ 3.8%
Fixed assets21/28€62,229€61,553€60,876▼ 1.1%
Tangible fixed assets22/27€62,229€61,553€60,876▼ 1.1%
Land and buildings22€62,229€61,553€60,876▼ 1.1%
Current assets29/58€176,656€182,535€192,552▲ 5.5%
Amounts receivable within one year40/41€170,459€182,469€192,538▲ 5.5%
Other amounts receivable41€170,459€182,469€192,538▲ 5.5%
Cash at bank and in hand54/58€6,197€66€14▼ 79.0%
Equity and liabilities
Total equity and liabilities10/49€238,885€244,088€253,429▲ 3.8%
Equity10/15€196,790€194,304€200,400▲ 3.1%
Contributions10/11€18,592€18,592€18,592=
Reserves13€1,859€1,859€1,859=
Non-distributable reserves130/1€1,859€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859€1,859=
Profit (loss) carried forward14€176,339€173,853€179,949▲ 3.5%
Amounts payable17/49€42,095€49,784€53,029▲ 6.5%
Amounts payable within one year42/48€42,095€49,784€53,029▲ 6.5%
Trade debts44€7,220€2,847€5,632▲ 97.8%
Suppliers440/4€7,220€2,847€5,632▲ 97.8%
Taxes, remuneration and social security45€34,875€46,937--
Remuneration and social security454/9€34,875€46,937--
Other amounts payable47/48--€47,397-
Line202320242025Change
Profit (loss) for the period9904-€3,032-€2,486€6,096▲ 345%
+ Depreciation and write-downs630€676€676€676=
Operating cash flow (approximation)-€2,356-€1,810€6,772▲ 474%
Investment in fixed assets (approximation)-€0€0-
Change in cash--€6,131-€52▲ 99.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Back to profitnet €6,096
Net result €6,096 after 2 loss-making years.
31-12
Financial Equity above €200,000Eq €200,400 ▲3.1%
Equity rises from €194,304 to €200,400.
28-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 1985
seat establishment The establishment unit on the map
Ground area
1,302 m²
Building footprint
295 m²
Volume, LiDAR
1,712 m³
2 parcels, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Koerselsesteenweg 26, 3580 Beringen
Renting and operating of own or leased non-residential real estate, excluding land
since 19852.027.261.990
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71522D0784/00N000 Flanders 1,046 m² 1 · 144 m² 8.1 m · 1 fl.
71004A0150/00R000 Flanders 256 m² 1 · 151 m² 9.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,364 companies in sector 81210 we hold annual accounts for 2,737. 1,938 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-08-1985
Fiscal year end31-12
Legal name NL Verago Cleaning
Activities, NACEBEL 2025
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0427628458
Also 9925:BE0427628458
Registered 06-07-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.