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Somi

Active
Public limited companyfounded 1960active for 65 yearsLorkendreef 2, 2243 Zandhoven, BelgiumKBO/BCE: BE 0404.734.874
Summary

Somi has been active since 1960 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.6m and a net result of €666,822. Equity is growing by about 3.5% per year across the filed financial years. Its solvency ranks better than 79% of 5,719 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201Real estate agency activities NACE 68310
#1 oldest company in Zandhoven, Real estate sector1 site
Size
€9.5mtotal assets 2025
Staff
1 FTE
Equity
€7.6m
Profit
€666,822
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts filed 59 days late1 of 8 deeds read
Why 97raises riskLatest accounts 59 days late; 1 of the last 3 latelowers riskSize: total assets €9.5mFounded in 1960Liquidity: current ratio 3.97, cash €1.2mShow the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 80% of its sector peers (NACE 68, small)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 79.3% of total assets
Liquidity 61-1
short-term debt 17.3% · cash 12.5%
Profitability 77=
return on assets 7.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,971 companies, NACE 68, small)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: 0.1%▲ +0.1 percentage points vs 08-2026highest value 10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
Credit of up to €700,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.97, compared with 4.98 in 2024; short-term debt: 17.3% and cash: 12.5% of total assets), and 20.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 92% on solvency, 88% on liquidity, 87% on profitability and 53% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 59 days late; 1 of the last 3 late
NBB · filings
lowers risk · Size: total assets €9.5m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1960
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 3.97, cash €1.2m
NBB · annual accounts
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are in a legal situation other than normal, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
59 days late
2024
24 days early
2023
6 days early
2022
46 days early
2021
38 days early
2020
17 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
10-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Reappointments: Eliane Rodrigues, Ernest Smeets and…Gazette deed
  3. Highest result from 2018 to 2025net €666,822 ▲11.7%

Key points

  • Positive: Oldest company in Zandhoven, Real estate sectorin the Checked rankings #1 View
  • Positive: 8 profitable years in a rowprofit 2025: €666,822 8 years View
  • Active since 1960founded 21-11-1960 65 years View

By topic

Financials

Financial year
2025
Total assets
€9.5m
Profit
€666,822
Solvency
79.3%
Total assets▲ 5.8%
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
  • Eliane RodriguesDirector
  • Ernest SmeetsDirector
  • Sergio SmeetsDirector
Go to Board & ownership

Timeline

Events
51
Since
1978
Next accounts
by 31-07-2027
  1. 07-07-2025Annual accounts filed
  2. 25-07-2024Annual accounts filed
  3. 15-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
21-11-1960
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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