SOMEP
ActiveSOMEP has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €211k and a net result of €96k. Equity is growing by ~40.2% per year across the filed fiscal years. Its solvency ranks better than 71% of 4860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+75
Solvency90▲+44
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.93 against 1.19 in 2024; short-term debt: 30.4% of total assets), and 35% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65%
Return on assets
29.7%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-05-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
18 d late
2023
19 d late
2022
152 d late
2021
44 d late
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€96k
2024 · €-20k
2018: €-38k
2019: €59k
2020: €26k
2021: €21k
2022: €96k
2023: €287
2024: €-20k
2018 → 2025
Working capital
€190k▲ 150%
2024 · €76k
2018: €-30k
2019: €61k
2020: €-99k
2021: €-76k
2022: €86k
2023: €110k
2024: €76k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€134k▲ 249%€135k▲ 0.2%€115k▼ 14.7%€211k▲ 83.9%
Operating result€28k-€145k▲ 422%€-3k€-29k▼ 810%€121k
Net result€21k-€96k▲ 357%€287▼ 99.7%€-20k€96k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €121k after a loss of €29k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €325k
Fixed assets
€36k▼ 40.3%
Current assets
€289k▼ 40.0%
Equity and liabilities €325k
Equity
€211k▲ 83.9%
Debt
€114k▼ 73.4%
The debt ratio falls from 78.8% to 35.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€150k▲
2024 · €2k
Cash flow
€125k▲
2024 · €11k
Solvency
65.0%▲
2024 · 21.2%
Current ratio
2.93▲
2024 · 1.19
Quick ratio
1.13▲
2024 · 0.79
Debt / equity
0.54▼
2024 · 3.71
ROE
45.6%▲
2024 · -17.2%
ROA
29.7%▲
2024 · -3.6%
Interest coverage
372.31▲
2024 · 1.25
Debt
€114k▼
2024 · €427k
Debt ≤ 1 year
€99k▼
2024 · €406k
Debt > 1 year
€15k▼
2024 · €21k
Income taxes
€24k
Staff costs
€18k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€542k€325k▼
Fixed assets21/28€60k€36k▼
Tangible fixed assets22/27€60k€36k▼
Furniture and vehicles24€60k€36k▼
Financial fixed assets28€160€160=
Current assets29/58€482k€289k▼
Stocks and contracts in progress3€161k€177k▲
Stocks30/36€161k€177k▲
Amounts receivable within one year40/41€291k€62k▼
Trade receivables40€291k€56k▼
Other amounts receivable41-€7k
Current investments50/53-€50k
Cash at bank and in hand54/58€30k-
Equity and liabilities
Total equity and liabilities10/49€542k€325k▼
Equity10/15€115k€211k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€96k€193k▲
Amounts payable17/49€427k€114k▼
Amounts payable after more than one year17€21k€15k▼
Other amounts payable178/9€21k€15k▼
Amounts payable within one year42/48€406k€99k▼
Trade debts44€234k€29k▼
Suppliers440/4€234k€29k▼
Taxes, remuneration and social security45€172k€70k▼
Taxes450/3€169k€70k▼
Remuneration and social security454/9€3k€562▼
Income statement
Code20242025
Remuneration, social security and pensions62€18k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€29k▼
Other operating charges640/8€482€488▲
Non-recurring operating charges66A€25k-
Gross operating margin9900€46k€168k▲
Operating profit (loss)9901€-29k€121k▲
Financial income75/76B€10k-
Recurring financial income75€10k-
Financial charges65/66B€1k€402▼
Recurring financial charges65€1k€402▼
Profit (loss) for the period before taxes9903€-20k€121k▲
Income taxes67/77-€24k
Profit (loss) for the period9904€-20k€96k▲
Profit (loss) for the period to be appropriated9905€-20k€96k▲
Appropriation of the result
Profit (loss) to be appropriated9906€96k€193k▲
Profit (loss) brought forward from the previous period14P€116k€96k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 30 days late
2025
30-09
Financial
Back to profitnet €96k
Net result €96k after one loss-making year.
30-09
Financial
Liquidity doublescurrent ratio 2.93
Current ratio from 1.19 to 2.93; short-term debt falls from €406k to €99k.
30-09
Financial
Equity above €200kEq €211k ▲83.9%
Equity rises from €115k to €211k.
18-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
19-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 152 days late
2022
30-09
Financial
Liquidity doublescurrent ratio 1.77
Current ratio from 0.87 to 1.77; short-term debt falls from €574k to €112k.
30-09
Financial
Equity above €100kEq €134k ▲249%
4 profitable years in a row build equity to €134k.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 44 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €59k
Net result €59k after one loss-making year.
30-09
Financial
Liquidity times 5current ratio 2.69
Current ratio from 0.55 to 2.69; short-term debt falls from €66k to €36k.
15-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 15 days late
2018
16-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
21-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugmannlaan 1101190 VorstGround area
262 m²
Building footprint
121 m²
Volume, LiDAR
1,778 m³
Parcel 21383B0079/00D003, Brussels · tallest building 20.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Centror
since 20122.207.872.923
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0079/00D003 | Brussels | 262 m² | 1 · 121 m² | 20.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MLM Promotions
BE 0761.537.694
Brugge · Eq €211k
ESPACE CHASSIS ET VERANDAS
BE 0464.959.602
Wavre · Eq €211k
JACQUES COUSSENS
BE 0886.255.643
Oostrozebeke · Eq €212k
TVP TRADING
BE 0735.986.510
Damme · Eq €210k
Bestway Belux
BE 0794.766.134
Oudenaarde · Eq €210k
Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,348 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2012
Fiscal year end30-09
Trade name FR
Metal jaune-Centror-Goldrelay
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
46480Wholesale trade
46190Agents in non-specialised wholesale trade
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.