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SOMEDIC

Active
Private limited company·Activiteiten van huisartspraktijken· 4 yrs active
Place de l'Eglise 19 ·6680 Sainte-Ode, Belgium
KBO/BCE: BE 0779.284.637
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs
Staff (FTE)2.5

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SOMEDIC is 0.2% (very low). The 2024 annual accounts show equity of €327k and a net result of €114k. Equity is growing by ~45.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 6575 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 90% of 6575 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 14 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 10-07-2025 21 d early 2025-00258831
31-12-2023 31-07-2024 02-07-2024 29 d early 2024-00202205
31-12-2022 31-07-2023 25-07-2023 6 d early 2023-00288517

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€114k+46.6%
Working capital€326k+64.5%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 10-07-2025 with the NBB · fiscal year 2024 · micro
€0€50k€100k€150kOperating result 2022: €105k€105kNet result 2022: €74k€74kOperating result 2023: €110k€110kNet result 2023: €78k€78kOperating result 2024: €163k€163kNet result 2024: €114k€114k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~45.1%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€200k€400k€600k2025: €424k (€397k - €450k)2026: €520k (€493k - €546k)2027: €616k (€590k - €642k)2022: €135k2023: €213k2024: €327k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 86, Human health · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 92.4% 66.7%
better than 90% of 6575 sector peers
Net result €114k €46k
better than 81% of 6569 sector peers
Equity €327k €79k
better than 90% of 6575 sector peers
Gross operating margin €225k €78k
better than 88% of 6577 sector peers
Staff costs €49k €21k
higher than 77% of 1209 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P90
2022: P65 · n=36682023: P86 · n=53312024: P90 · n=65752022 2024
Improving position over 2022-2024 · n=3668-6575
Net result P81
2022: P72 · n=36662023: P75 · n=53302024: P81 · n=65692022 2024
Stable position over 2022-2024 · n=3666-6569
Equity P90
2022: P76 · n=36682023: P84 · n=53332024: P90 · n=65752022 2024
Improving position over 2022-2024 · n=3668-6575
Gross operating margin P88
2022: P90 · n=36642023: P85 · n=53272024: P88 · n=65772022 2024
Stable position over 2022-2024 · n=3664-6577
Describes the position versus peers, not a forecast.
EBITDA
€175k
+43.5% 22-24
Net profit
€114k
+46.6% 22-24
Cash flow
€126k
+41.3% 22-24
Total assets
€354k
+46.7% 22-24
Equity
€327k
+53.6% 22-24
Working capital
€326k
+64.5% 22-24
Employees (FTE)
3
+8.7% 22-24
Staff costs
€49k
-1.4% 22-24
Income taxes
€48k
+51.2% 22-24
Debt
€27k
-5.1% 22-24
Debt ≤ 1y
€15k
-34.6% 22-24
Debt > 1y
€932
-85.7% 22-24
Current ratio
22.79
+135.7% 22-24
Quick ratio
22.79
+135.7% 22-24
Solvency
92.4%
+4.7% 22-24
Debt / equity
0.08
-38.3% 22-24
ROE
34.9%
-4.6% 22-24
ROA
32.3%
-0.1% 22-24
Interest coverage
350.15
+111.2% 22-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€175k
Net profit€114k
Cash flow€126k
Staff costs€49k
Income taxes€48k
Dividends-
Total assets€354k
Equity€327k
Debt€27k
of which ≤ 1y€15k
of which > 1y-
Working capital€326k
Employees (FTE)2.5
Ratios (computed)
2024
Current ratio22.79
Quick ratio22.79
Working capital ratio91.9%
Solvency92.4%
Debt / equity0.08
Long-term debt ratio-
Interest coverage350.15
Gross margin-
Net margin-
ROA32.3%
ROE34.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€354k
Fixed assets 21/28€14k
Tangible fixed assets 22/27€9k
Financial fixed assets 28€5k
Current assets 29/58€341k
Amounts receivable within one year 40/41€80k
Investments 50/53€2k
Cash & bank 54/58€253k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€354k
Equity 10/15€327k
Contributions / capital 10/11€61k
Reserves 13€266k
Amounts payable 17/49€27k
Amounts payable within one year 42/48€15k
Trade debts payable within one year 44€7k
Income statement
Gross operating margin 9900€225k
Operating result 9901€163k
Financial income 75€237
Financial charges 65€499
Result before taxes 9903€162k
Income taxes 67/77€48k
Net result for the period 9904€114k
Result to be appropriated 9905€114k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Place de l'Eglise 196680 Sainte-Ode

Establishment units

1 location
Place de l'Eglise 19, 6680 Sainte-Ode
Activiteiten van huisartspraktijken
since 20212.329.216.161
Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Huisartspraktijken86210Activiteiten van huisartspraktijken86210
Primary activity highlighted.
Names & trade names
Legal nameFR SOMEDIC
Registered office
Place de l'Eglise 19
6680 Sainte-Ode, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.