SOMAR INVEST
ActiveSOMAR INVEST has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137k and a net result of €-3k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 46% of 13933 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency25▲+1
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.02 against 0.02 in 2024), and 75.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
1 d early
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-3k▲ 84.1%
2024 · €-18k
2018: €19k
2019: €-30k
2020: €26k
2021: €20k
2022: €-1k
2023: €-11k
2024: €-18k
2018 → 2025
Working capital
€-370k▼ 0.6%
2024 · €-367k
2018: €-329k
2019: €-362k
2020: €-338k
2021: €-68k
2022: €11k
2023: €-367k
2024: €-367k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€170k-€169k▼ 0.7%€158k▼ 6.7%€140k▼ 11.1%€137k▼ 2.0%
Operating result€26k-€-183€3k€-13k€1k
Net result€20k-€-1k€-11k▼ 781%€-18k▼ 55.9%€-3k▲ 84.1%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €562k
Fixed assets
€555k▼ 3.8%
Current assets
€7k▼ 13.2%
Equity and liabilities €562k
Equity
€137k▼ 2.0%
Debt
€424k▼ 4.5%
The debt ratio falls from 76.0% to 75.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€23k▲
2024 · €9k
Cash flow
€19k▲
2024 · €4k
Solvency
24.5%▲
2024 · 24.0%
Current ratio
0.02▼
2024 · 0.02
Quick ratio
0.02▼
2024 · 0.02
Debt / equity
3.09▼
2024 · 3.17
ROE
-2.0%▲
2024 · -12.5%
ROA
-0.5%▲
2024 · -3.0%
Interest coverage
5.82▲
2024 · 1.92
Debt
€424k▼
2024 · €444k
Debt ≤ 1 year
€377k▲
2024 · €375k
Debt > 1 year
€48k▼
2024 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€585k€562k▼
Fixed assets21/28€576k€555k▼
Tangible fixed assets22/27€576k€555k▼
Land and buildings22€576k€555k▼
Plant, machinery and equipment23€104€4▼
Current assets29/58€8k€7k▼
Amounts receivable within one year40/41€4k€4k▲
Trade receivables40€4k€4k▲
Cash at bank and in hand54/58€3k€3k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€585k€562k▼
Equity10/15€140k€137k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€120k€117k▼
Amounts payable17/49€444k€424k▼
Amounts payable after more than one year17€69k€48k▼
Financial debts170/4€69k€48k▼
Amounts payable within one year42/48€375k€377k▲
Current portion of amounts payable after more than one year42€20k€21k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€193€546▲
Taxes450/3€193€546▲
Other amounts payable47/48€351k€350k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k=
Other operating charges640/8€4k€4k▼
Gross operating margin9900€13k€27k▲
Operating profit (loss)9901€-13k€1k▲
Financial income75/76B€17-
Recurring financial income75€17-
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-18k€-3k▲
Profit (loss) for the period9904€-18k€-3k▲
Profit (loss) for the period to be appropriated9905€-18k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€120k€117k▼
Profit (loss) brought forward from the previous period14P€137k€120k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema · 27 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema · 31 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · unclassified schema
2020
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
31-12
Financial
Equity above €150kEq €150k ▲21%
Equity rises from €124k to €150k.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 69 days late
2019
31-12
Financial
Weakest financial yearnet €-30k ▼252%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 12 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sankt Vith · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zur Kaiserbaracke,Recht 764780 Sankt Vith1 establishment unit
SOMAR INVEST
since 20072.165.332.582
Similar companies · same sector, comparable size
AG IMMO DEVELOPPEMENT
BE 0670.602.273
Marchin · Eq €137k
Potragar
BE 0402.744.691
Staden · Eq €138k
B.C.I. Consult
BE 0881.512.838
Gavere · Eq €137k
JOMO VASTGOED
BE 0465.320.777
Maaseik · Eq €138k
JOYE - DEPOORTER
BE 0841.775.896
Oostende · Eq €138k
Of 9,633 companies in sector 68121 we hold annual accounts for 7,328. 5,308 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-04-2007
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filings
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.