Somar
ActiveSomar has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126k and a net result of €-653. Equity is growing by ~8.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
20
/ 100
Critical▼ -24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-45
Solvency7▼-4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.06 in 2024), and 90% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
80 d early
2024
83 d early
2023
76 d early
2022
77 d early
2021
82 d early
2020
80 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€68k▲ 11.2%
2021 · €61k
2018: €41k
2019: €41k
2020: €53k
2021: €61k
2018 → 2022
EBIT margin
25.5%▲ 7.2pp
2021 · 18.3%
2018: -6.7%
2019: 23.0%
2020: 30.2%
2021: 18.3%
2018 → 2022
Net result
€-653
2024 · €12k
2018: €-909
2019: €10k
2020: €15k
2021: €10k
2022: €14k
2023: €10k
2024: €12k
2018 → 2025
Working capital
€-672k▼ 33.0%
2024 · €-506k
2018: €-366k
2019: €-496k
2020: €-545k
2021: €-545k
2022: €-520k
2023: €-501k
2024: €-506k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€61k-€68k▲ 11.2%
Equity€101k-€113k▲ 12.0%€120k▲ 6.6%€130k▲ 7.6%€126k▼ 2.4%
Operating result€11k-€17k▲ 55.2%€15k▼ 16.6%€16k▲ 7.2%€8k▼ 51.3%
Net result€10k-€14k▲ 38.2%€10k▼ 31.4%€12k▲ 17.1%€-653
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.26M
Fixed assets
€1.26M▲ 61.0%
Current assets
€6k▼ 82.8%
Equity and liabilities €1.26M
Equity
€126k▼ 2.4%
Provisions
€18k▼ 6.7%
Debt
€1.12M▲ 68.3%
The debt ratio rises from 81.7% to 88.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€66k▲
2024 · €51k
Cash flow
€57k▲
2024 · €47k
Solvency
10.0%▼
2024 · 15.9%
Current ratio
0.01▼
2024 · 0.06
Quick ratio
0.01▼
2024 · 0.06
Debt / equity
8.84▲
2024 · 5.12
ROE
-0.5%▼
2024 · 9.0%
ROA
-0.1%▼
2024 · 1.4%
Interest coverage
5.50▼
2024 · 19.79
Debt
€1.12M▲
2024 · €664k
Debt ≤ 1 year
€678k▲
2024 · €538k
Debt > 1 year
€439k▲
2024 · €124k
Income taxes
€0▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€812k€1.26M▲
Fixed assets21/28€780k€1.26M▲
Tangible fixed assets22/27€780k€1.26M▲
Land and buildings22€780k€1.25M▲
Plant, machinery and equipment23€267€1k▲
Furniture and vehicles24€0€0=
Current assets29/58€32k€6k▼
Amounts receivable within one year40/41-€0
Other amounts receivable41-€0
Current investments50/53€0-
Cash at bank and in hand54/58€32k€6k▼
Equity and liabilities
Total equity and liabilities10/49€812k€1.26M▲
Equity10/15€130k€126k▼
Contributions10/11€19k€19k=
Reserves13€72k€69k▼
Tax-exempt reserves132€37k€34k▼
Distributable reserves133€35k€35k=
Profit (loss) carried forward14€39k€39k▼
Provisions and deferred taxes16€19k€18k▼
Deferred taxes168€19k€18k▼
Amounts payable17/49€664k€1.12M▲
Amounts payable after more than one year17€124k€439k▲
Financial debts170/4€124k€439k▲
Amounts payable within one year42/48€538k€678k▲
Current portion of amounts payable after more than one year42€13k€26k▲
Trade debts44€0€0=
Suppliers440/4€0€0=
Taxes, remuneration and social security45€1k€0▼
Taxes450/3€1k€0▼
Other amounts payable47/48€524k€652k▲
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€58k▲
Other operating charges640/8€7k€8k▲
Gross operating margin9900€59k€74k▲
Operating profit (loss)9901€16k€8k▼
Financial income75/76B€700-
Recurring financial income75€700-
Financial charges65/66B€3k€12k▲
Recurring financial charges65€3k€12k▲
Profit (loss) for the period before taxes9903€14k€-4k▼
Transfer from deferred taxes780€4k€4k=
Income taxes67/77€6k€0▼
Profit (loss) for the period9904€12k€-653▼
Profit (loss) for the period to be appropriated9905€12k€-653▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€39k▼
Profit (loss) brought forward from the previous period14P€39k€39k▲
Transfer to equity691/2€11k-
To other reserves6921€11k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €100kEq €101k ▲8.7%
3 profitable years in a row build equity to €101k.
12-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €15k ▲53.9%
Net result €15k, the highest in the series.
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
22-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
02-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 1978
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Ninane 424052 ChaudfontaineGround area
1.1 ha
Building footprint
471 m²
Volume, LiDAR
2,473 m³
2 parcels, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Allée Ulric Chession 51, 4052 Chaudfontaine
since 19782.014.722.860
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62012B0233/00B000 | Wallonia | 9,145 m² | 1 · 222 m² | 8.8 m · 2 fl. |
| 62012A0295/00L006 | Wallonia | 1,594 m² | 1 · 249 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-1977
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.