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SOMALTO

Active
Private limited company (pre-2019)founded 200421 yrs activeRue Pont-à-Nole 20, 6032 Charleroi, BelgiumKBO/BCE: BE 0870.019.724
Summary

The computed 12-month bankruptcy probability of SOMALTO is 2.5% (moderate). The 2025 annual accounts show negative equity (-€18,092) and a net result of -€580. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 5% of 18973 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 21 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€18,092
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
20 d early
2024
28 d early
2023
39 d early
2022
4 d early
2021
23 d early
2020
5 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 7 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 November 2004, SOMALTO was incorporated.1 The company has filed 16 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€18,092▼ 3.3%
2024 · -€17,513
Total assets
€1▼ 91.9%
2024 · €10
Net result
-€580▲ 46.3%
2024 · -€1,079
Working capital
-€18,092▼ 3.3%
2024 · -€17,513
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€9,400-€336-€678▼ 102%-€1,049▼ 54.8%-€580▲ 44.7%
Net result€9,379within the sector's middle half-€359within the sector's middle half-€702within the sector's middle half▼ 95.3%-€1,079within the sector's middle half▼ 53.8%-€580within the sector's middle half▲ 46.3%
Equity-€15,373below the sector's middle half▲ 37.9%-€15,732below the sector's middle half▼ 2.3%-€16,434below the sector's middle half▼ 4.5%-€17,513below the sector's middle half▼ 6.6%-€18,092below the sector's middle half▼ 3.3%
Total assets€20,124below the sector's middle half▲ 2,198%€6,880below the sector's middle half▼ 65.8%€278below the sector's middle half▼ 96.0%€10below the sector's middle half▼ 96.5%€1below the sector's middle half▼ 91.9%
Debt€35,497▲ 38.5%€22,612▼ 36.3%€16,712▼ 26.1%€17,522▲ 4.9%€18,093▲ 3.3%
Working capital-€15,373below the sector's middle half▲ 37.9%-€15,732below the sector's middle half▼ 2.3%-€16,434below the sector's middle half▼ 4.5%-€17,513below the sector's middle half▼ 6.6%-€18,092below the sector's middle half▼ 3.3%
Solvency-76.4%below the sector's middle half-228.7%below the sector's middle half▼ 152.3pp
Current ratio0.57below the sector's middle half0.30below the sector's middle half▼ 0.26
Return on assets (ROA)46.6%above the sector's middle half-5.2%below the sector's middle half▼ 51.8pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000Operating result 2021: €9,400€9,400Net result 2021: €9,379€9,379Operating result 2022: -€336-€336Net result 2022: -€359-€359Operating result 2023: -€678-€678Net result 2023: -€702-€702Operating result 2024: -€1,049-€1,049Net result 2024: -€1,079-€1,079Operating result 2025: -€580-€580Net result 2025: -€580-€58020212022202320242025-€1,500-€1,000-€500€0Operating result 2023: -€678-€678Net result 2023: -€702-€702Operating result 2024: -€1,049-€1,050Net result 2024: -€1,079-€1,080Operating result 2025: -€580-€580Net result 2025: -€580-€580202320242025
The operating result stays negative: a loss of €580 in 2025 against €1,049 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€18,093▲
2024 · €17,522
Ratios withheld: a balance sheet total of €1 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,621 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.5% went bankrupt
10.0% stopped otherwise
84% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,621 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet Code20242025
Assets
Total assets20/58€10€1▼
Current assets29/58€10€1▼
Cash at bank and in hand54/58€10€1▼
Equity and liabilities
Total equity and liabilities10/49€10€1▼
Equity10/15-€17,513-€18,092▼
Contributions10/11€25,000€25,000=
Capital10€25,000-
Issued capital100€25,000-
Reserves13€2,500€2,500=
Non-distributable reserves130/1€2,500€2,500=
Legal reserve130€2,500-
Reserves not available under the articles1311-€2,500
Profit (loss) carried forward14-€45,013-€45,592▼
Amounts payable17/49€17,522€18,093▲
Amounts payable within one year42/48€17,522€18,093▲
Other amounts payable47/48€17,522€18,093▲
Income statement Code20242025
Goods, raw materials, services and sundry goods60/61€925-
Other operating charges640/8€124€35▼
Gross operating margin9900-€925-€545▲
Operating profit (loss)9901-€1,049-€580▲
Financial charges65/66B€30-
Recurring financial charges65€30-
Profit (loss) for the period before taxes9903-€1,079-€580▲
Profit (loss) for the period9904-€1,079-€580▲
Profit (loss) for the period to be appropriated9905-€1,079-€580▲
Appropriation of the result
Profit (loss) to be appropriated9906-€45,013-€45,592▼
Profit (loss) brought forward from the previous period14P-€43,934-€45,013▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Goods, raw materials, services and sundry goods60/61---€925--
Other operating charges640/8-€759€348€124€35▼ 72.2%
Gross operating margin9900€9,400€423-€330-€925-€545▲ 41.0%
Operating profit (loss)9901€9,400-€336-€678-€1,049-€580▲ 44.7%
Financial charges65/66B€21€23€24€30--
Recurring financial charges65€21€23€24€30--
Profit (loss) for the period before taxes9903€9,379-€359-€702-€1,079-€580▲ 46.3%
Profit (loss) for the period9904€9,379-€359-€702-€1,079-€580▲ 46.3%
Profit (loss) for the period to be appropriated9905€9,379-€359-€702-€1,079-€580▲ 46.3%
Line20212022202320242025Change
Assets
Total assets20/58€20,124€6,880€278€10€1▼ 91.9%
Current assets29/58€20,124€6,880€278€10€1▼ 91.9%
Amounts receivable within one year40/41€10,000€6,680€129---
Trade receivables40€10,000€6,680----
Other amounts receivable41--€129---
Current investments50/53-€200----
Cash at bank and in hand54/58€10,124-€149€10€1▼ 91.9%
Equity and liabilities
Total equity and liabilities10/49€20,124€6,880€278€10€1▼ 91.9%
Equity10/15-€15,373-€15,732-€16,434-€17,513-€18,092▼ 3.3%
Contributions10/11€25,000€25,000€25,000€25,000€25,000=
Capital10€25,000€25,000€25,000€25,000--
Issued capital100€25,000€25,000€25,000€25,000--
Reserves13€2,500€2,500€2,500€2,500€2,500=
Non-distributable reserves130/1€2,500€2,500€2,500€2,500€2,500=
Legal reserve130€2,500€2,500€2,500€2,500--
Reserves not available under the articles1311----€2,500-
Profit (loss) carried forward14-€42,873-€43,232-€43,934-€45,013-€45,592▼ 1.3%
Amounts payable17/49€35,497€22,612€16,712€17,522€18,093▲ 3.3%
Amounts payable within one year42/48€35,497€22,612€16,712€17,522€18,093▲ 3.3%
Trade debts44-€5,481€397---
Suppliers440/4-€5,481€397---
Advances received on contracts in progress46€12,100-----
Other amounts payable47/48€23,397€17,131€16,314€17,522€18,093▲ 3.3%
Line20212022202320242025Change
Profit (loss) for the period9904€9,379-€359-€702-€1,079-€580▲ 46.3%
Operating cash flow (approximation)€9,379-€359-€702-€1,079-€580▲ 46.3%
Change in cash----€140-€9▲ 93.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
10-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
02-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
22-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
26-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
07-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Back to profitnet €9,379
Net result €9,379 after 2 loss-making years.
25-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
15-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
28-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
26-04
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2004
seat establishment The establishment unit on the map
Ground area
8,406 m²
Building footprint
244 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
SOMALTO
Chemin de Marbisoeul(MLT) 7, 6120 Ham-sur-Heure-NalinnesCrop and animal production, hunting and related service activities
since 20042.144.905.075
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56048B0807/00F000 Wallonia 7,552 m² 1 · 139 m² -
52352B0006/00V013 Wallonia 854 m² 1 · 105 m² -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,654 companies in this sector we hold annual accounts for 5,227. See the whole sector

Company details

Identification
Legal formPrivate limited company (pre-2019)
Founded17-11-2004
Fiscal year end30-09
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
77110Renting and leasing of cars and light motor vehicles
Contact
Phone 071/21.43.99Ham-sur-Heure-Nalinnes
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.