SOMAGRO
ActiveSOMAGRO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €53k. Equity is growing by ~54.5% per year across the filed fiscal years. Its solvency ranks better than 31% of 982 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+7
Solvency54▲+2
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.25 in 2024; short-term debt: 39.3% and cash: 22.3% of total assets), and 70.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.4%
Return on assets
15%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
29 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▲ 105%
2024 · €50k
2022: €31k
2023: €32k
2024: €50k
2022 → 2025
Total assets
€351k▲ 90.4%
2024 · €184k
2022: €120k
2023: €176k
2024: €184k
2022 → 2025
Net result
€53k▲ 182%
2024 · €19k
2022: €27k
2023: €1k
2024: €19k
2022 → 2025
Working capital
€53k▲ 109%
2024 · €26k
2022: €19k
2023: €10k
2024: €26k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€31k-€32k▲ 3.9%€50k▲ 59.0%€103k▲ 105%
Operating result€30k-€3k▼ 89.2%€25k▲ 678%€76k▲ 201%
Net result€27k-€1k▼ 95.6%€19k▲ 1,488%€53k▲ 182%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 201% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €351k
Fixed assets
€160k▲ 175%
Current assets
€191k▲ 51.6%
Equity and liabilities €351k
Equity
€103k▲ 105%
Debt
€248k▲ 85.0%
The debt ratio falls from 72.6% to 70.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€122k▲
2024 · €42k
Cash flow
€99k▲
2024 · €36k
Solvency
29.4%▲
2024 · 27.4%
Current ratio
1.39▲
2024 · 1.25
Quick ratio
1.35▲
2024 · 1.21
Debt / equity
2.40▼
2024 · 2.65
ROE
51.1%▲
2024 · 37.1%
ROA
15.0%▲
2024 · 10.2%
Interest coverage
13.42▼
2024 · 24.40
Debt
€248k▲
2024 · €134k
Debt ≤ 1 year
€138k▲
2024 · €101k
Debt > 1 year
€110k▲
2024 · €33k
Income taxes
€14k▲
2024 · €5k
Staff costs
€83k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€184k€351k▲
Fixed assets21/28€58k€160k▲
Tangible fixed assets22/27€58k€160k▲
Plant, machinery and equipment23€9k€128k▲
Furniture and vehicles24€49k€32k▼
Current assets29/58€126k€191k▲
Stocks and contracts in progress3€5k€5k=
Stocks30/36€5k€5k=
Amounts receivable within one year40/41€63k€104k▲
Trade receivables40€54k€95k▲
Other amounts receivable41€9k€8k▼
Cash at bank and in hand54/58€56k€78k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€184k€351k▲
Equity10/15€50k€103k▲
Contributions10/11€4k€4k=
Reserves13€46k€99k▲
Distributable reserves133€46k€99k▲
Amounts payable17/49€134k€248k▲
Amounts payable after more than one year17€33k€110k▲
Financial debts170/4€33k€110k▲
Amounts payable within one year42/48€101k€138k▲
Current portion of amounts payable after more than one year42€18k€46k▲
Trade debts44€10k€38k▲
Suppliers440/4€10k€38k▲
Taxes, remuneration and social security45€1k€17k▲
Taxes450/3€1k€10k▲
Remuneration and social security454/9-€6k
Other amounts payable47/48€72k€38k▼
Income statement
Code20242025
Remuneration, social security and pensions62€20k€83k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€46k▲
Other operating charges640/8€531€2k▲
Gross operating margin9900€63k€206k▲
Operating profit (loss)9901€25k€76k▲
Financial income75/76B€19€15▼
Recurring financial income75€19€15▼
Financial charges65/66B€2k€9k▲
Recurring financial charges65€2k€9k▲
Profit (loss) for the period before taxes9903€23k€67k▲
Income taxes67/77€5k€14k▲
Profit (loss) for the period9904€19k€53k▲
Profit (loss) for the period to be appropriated9905€19k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€53k▲
Transfer to equity691/2€19k€53k▲
To other reserves6921€19k€53k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2022net €53k ▲182%
Operating result €76k, net result €53k, both a record.
31-12
Financial
Equity above €100kEq €103k ▲105%
4 profitable years in a row build equity to €103k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €1k ▼95.6%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liezebeekwijk(HN) 601540 PajottegemGround area
904 m²
Building footprint
192 m²
Volume, LiDAR
996 m³
Parcel 23032I0512/03D000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SOMAGRO
since 20212.324.384.868
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23032I0512/03D000 | Flanders | 903 m² | 1 · 192 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
V&D COMPANY
BE 0450.570.344
Gent · Eq €104k
MEES S.
BE 0441.012.874
Stabroek · Eq €104k
VG&T
BE 0464.763.226
Geel · Eq €104k
T.M.C.- TENNIS, MAINTENANCE ET CONSTRUCTION
BE 0428.266.876
Anderlecht · Eq €103k
SPORECO
BE 0881.446.423
Aalst · Eq €102k
Of 2,327 companies in sector 42110 we hold annual accounts for 1,097. 742 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2021
Fiscal year end31-12
Activities, NACEBEL
42110Construction of roads and motorways
43120Site preparation
42120Civil engineering
42130Civil engineering
42212Civil engineering
43110Demolition
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.