SOLYSOMBRA
ActiveSOLYSOMBRA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €20k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 36% of 11257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+5
Solvency49▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 0.62 in 2024; short-term debt: 16.6% and cash: 20.3% of total assets), and 76% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24%
Return on assets
5.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
6 d late
2023
23 d late
2022
29 d late
2021
30 d late
2020
30 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€86k▲ 29.8%
2024 · €66k
2018: €36k
2019: €46k
2020: €56k
2021: €49k
2022: €49k
2023: €54k
2024: €66k
2018 → 2025
Total assets
€359k▲ 1.1%
2024 · €355k
2018: €85k
2019: €259k
2020: €262k
2021: €392k
2022: €374k
2023: €372k
2024: €355k
2018 → 2025
Net result
€20k▲ 56.4%
2024 · €13k
2018: €11k
2019: €10k
2020: €10k
2021: €-7k
2022: €501
2023: €5k
2024: €13k
2018 → 2025
Working capital
€17k
2024 · €-32k
2018: €32k
2019: €-39k
2020: €-49k
2021: €-72k
2022: €-76k
2023: €-57k
2024: €-32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€49k▲ 1.0%€54k▲ 9.3%€66k▲ 23.5%€86k▲ 29.8%
Operating result€-2k-€9k€16k▲ 78.1%€29k▲ 80.4%€40k▲ 38.5%
Net result€-7k-€501€5k▲ 817%€13k▲ 175%€20k▲ 56.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 39% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €359k
Fixed assets
€282k▼ 6.6%
Current assets
€77k▲ 44.1%
Equity and liabilities €359k
Equity
€86k▲ 29.8%
Debt
€273k▼ 5.6%
The debt ratio falls from 81.3% to 76.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€63k▲
2024 · €54k
Cash flow
€43k▲
2024 · €38k
Solvency
24.0%▲
2024 · 18.7%
Current ratio
1.29▲
2024 · 0.62
Quick ratio
1.29▲
2024 · 0.62
Debt / equity
3.16▼
2024 · 4.35
ROE
22.9%▲
2024 · 19.0%
ROA
5.5%▲
2024 · 3.6%
Interest coverage
5.56▲
2024 · 5.25
Debt
€273k▼
2024 · €289k
Debt ≤ 1 year
€60k▼
2024 · €85k
Debt > 1 year
€206k▲
2024 · €195k
Income taxes
€9k▲
2024 · €6k
Staff costs
€24k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€355k€359k▲
Fixed assets21/28€302k€282k▼
Tangible fixed assets22/27€301k€281k▼
Land and buildings22€274k€266k▼
Furniture and vehicles24€23k€12k▼
Other tangible fixed assets26€4k€2k▼
Financial fixed assets28€1k€1k=
Current assets29/58€53k€77k▲
Amounts receivable within one year40/41€2k€2k▼
Trade receivables40€92€56▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€46k€73k▲
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€355k€359k▲
Equity10/15€66k€86k▲
Contributions10/11€19k€19k=
Reserves13€37k€37k=
Tax-exempt reserves132€37k€37k=
Profit (loss) carried forward14€11k€31k▲
Amounts payable17/49€289k€273k▼
Amounts payable after more than one year17€195k€206k▲
Financial debts170/4€193k€204k▲
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€85k€60k▼
Current portion of amounts payable after more than one year42€21k€33k▲
Financial debts43€3k€5k▲
Credit institutions430/8€0-
Other loans439€3k€5k▲
Trade debts44€11k€14k▲
Suppliers440/4€11k€14k▲
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€3k€2k▼
Remuneration and social security454/9€4k€6k▲
Other amounts payable47/48€44k€131▼
Accrued charges and deferred income492/3€8k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€18k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€23k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€74k€90k▲
Operating profit (loss)9901€29k€40k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€18k€28k▲
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€13k€20k▲
Profit (loss) for the period to be appropriated9905€13k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€31k▲
Profit (loss) brought forward from the previous period14P€-2k€11k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Highest result since 2018net €20k ▲56.4%
Operating result €40k, net result €20k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.29
Current ratio from 0.62 to 1.29; short-term debt falls from €85k to €60k.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €501
Net result €501 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-7k ▼171%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoevepoort 229030 GentGround area
683 m²
Building footprint
145 m²
Volume, LiDAR
780 m³
Parcel 44038A0178/00C000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SOLYSOMBRA
since 20032.127.096.469
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44038A0178/00C000 | Flanders | 683 m² | 1 · 145 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOLAND
BE 0401.828.042
Dilbeek · Eq €86k
Mister Wong
BE 0782.606.490
Antwerpen · Eq €86k
NILUS
BE 0826.759.902
Sint-Lambrechts-Woluwe · Eq €86k
PIKA
BE 0792.334.206
Edegem · Eq €86k
RAY NEGOCE
BE 0784.654.774
Chaumont-Gistoux · Eq €87k
Of 6,155 companies in sector 46190 we hold annual accounts for 2,569. 1,969 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2003
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
46474Wholesale trade
46431Wholesale of electrical household appliances and audio-video equipment
46494Wholesale of non-electrical household articles
47551Retail sale of household furniture
47552Retail sale of lighting equipment
47591Retail trade
47592Retail trade
51471
52441
52442
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.