SOLYMO
ActiveSummary
SOLYMO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €211k and a net result of €-10k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 95% of 4556 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability26▲+26
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
short-term debt: 0.7% and cash: 10.5% of total assets, and 0.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year €-10k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-10-2025, 203 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
203 d early
2024
77 d early
2023
99 d early
2022
174 d early
2021
30 d early
2020
156 d early
2019
141 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-10k▲ 81.5%
2024 · €-55k
Working capital
€211k▼ 4.6%
2024 · €221k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€102k▲ 320%€8k▼ 92.3%€1k▼ 84.4%€-51k€-10k▲ 80.2%
Net result€50k€421▼ 99.2%€479▲ 13.9%€-55k€-10k▲ 81.5%
Equity€275k▲ 22.3%€276k▲ 0.2%€276k▲ 0.2%€221k▼ 19.9%€211k▼ 4.6%
Total assets€977k▼ 41.9%€490k▼ 49.8%€492k▲ 0.4%€225k▼ 54.3%€213k▼ 5.4%
Debt€701k▼ 51.8%€215k▼ 69.4%€216k▲ 0.7%€4k▼ 98.4%€2k▼ 57.4%
Working capital€533k▲ 13.5%€344k▼ 35.4%€326k▼ 5.3%€221k▼ 32.2%€211k▼ 4.6%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €51k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €213k
Equity
€211k ▼ 4.6%
Debt
€2k ▼ 57.4%
Debt's share of the balance-sheet total falls from 1.6% to 0.7%. Equity and debt are lower.
Key figures and ratios
Quick ratio
15.12▲
2024 · 1.95
Debt to equity
0.01▼
2024 · 0.02
ROE
-4.8%▲
2024 · -24.8%
ROA
-4.8%▲
2024 · -24.4%
Debt ≤ 1 year
€2k▼
2024 · €4k
A ratio outside any meaningful range has been withheld (balance sheet total €213k, equity €211k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | €77k | - | €4k | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €34k | - | €44k | €7k | ▼ 84.1% |
| Other operating charges640/8 | - | €5k | €3k | €3k | €390 | ▼ 86.9% |
| Gross operating margin9900 | €102k | €46k | €4k | €-4k | €-3k | ▲ 27.4% |
| Operating profit (loss)9901 | €102k | €8k | €1k | €-51k | €-10k | ▲ 80.2% |
| Financial income75/76B | - | €4k | - | - | - | - |
| Recurring financial income75 | €948 | €4k | - | - | - | - |
| Financial charges65/66B | - | €12k | €511 | €4k | €92 | ▼ 97.8% |
| Recurring financial charges65 | €39k | €12k | €511 | €4k | €92 | ▼ 97.8% |
| Profit (loss) for the period before taxes9903 | €64k | €427 | €719 | €-55k | €-10k | ▲ 81.5% |
| Income taxes67/77 | €14k | €6 | €240 | - | - | - |
| Profit (loss) for the period9904 | €50k | €421 | €479 | €-55k | €-10k | ▲ 81.5% |
| Profit (loss) for the period to be appropriated9905 | €50k | €421 | €479 | €-55k | €-10k | ▲ 81.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €977k | €490k | €492k | €225k | €213k | ▼ 5.4% |
| Current assets29/58 | €977k | €490k | €492k | €225k | €213k | ▼ 5.4% |
| Stocks and contracts in progress3 | €580k | €281k | €262k | €218k | €190k | ▼ 12.8% |
| Stocks30/36 | - | €281k | €262k | €218k | €190k | ▼ 12.8% |
| Amounts receivable within one year40/41 | €348k | €625 | €92 | €758 | €65 | ▼ 91.4% |
| Trade receivables40 | - | €244 | - | €351 | - | - |
| Other amounts receivable41 | - | €381 | €92 | €407 | €65 | ▼ 84.0% |
| Cash at bank and in hand54/58 | €49k | €209k | €230k | €6k | €22k | ▲ 265% |
| Deferred charges and accrued income490/1 | - | - | - | - | €369 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €977k | €490k | €492k | €225k | €213k | ▼ 5.4% |
| Equity10/15 | €275k | €276k | €276k | €221k | €211k | ▼ 4.6% |
| Contributions10/11 | €225k | €225k | €225k | €225k | €225k | = |
| Capital10 | - | €225k | €225k | €225k | - | - |
| Issued capital100 | - | €225k | €225k | €225k | - | - |
| Reserves13 | €50k | €50k | €50k | - | - | - |
| Distributable reserves133 | - | €50k | €50k | - | - | - |
| Profit (loss) carried forward14 | €280 | €701 | €1k | €-4k | €-14k | ▼ 276% |
| Amounts payable17/49 | €701k | €215k | €216k | €4k | €2k | ▼ 57.4% |
| Amounts payable after more than one year17 | €219k | €19k | - | - | - | - |
| Financial debts170/4 | - | €19k | - | - | - | - |
| Amounts payable within one year42/48 | €444k | €146k | €166k | €4k | €2k | ▼ 57.4% |
| Trade debts44 | €4k | €470 | €2k | €2k | - | - |
| Suppliers440/4 | - | €470 | €2k | €2k | - | - |
| Taxes, remuneration and social security45 | - | - | €192 | - | - | - |
| Taxes450/3 | - | - | €192 | - | - | - |
| Other amounts payable47/48 | - | €146k | €164k | €2k | €2k | = |
| Accrued charges and deferred income492/3 | - | €50k | €50k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €50k | €421 | €479 | €-55k | €-10k | ▲ 81.5% |
| Operating cash flow (approximation) | €50k | €421 | €479 | €-55k | €-10k | ▲ 81.5% |
| Change in cash | - | €160k | €22k | €-224k | €16k | ▲ 107% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-09
Financial
Liquidity doublescurrent ratio 141.79
Current ratio from 63.90 to 141.79; short-term debt falls from €4k to €2k.
12-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity times 22current ratio 63.90
Current ratio from 2.97 to 63.90; short-term debt falls from €166k to €4k.
22-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-09
Financial
Equity above €200kEq €225k ▲1,110%
Equity rises from €19k to €225k.
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Faimes
Ground area
879 m²
Building footprint
141 m²
Volume, LiDAR
840 m³
Parcel 61002A0219/00T000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61002A0219/00T000 | Wallonia | 879 m² | 1 · 141 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,698 companies in sector 68121 we hold annual accounts for 7,385. 5,314 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-01-2018
Fiscal year end30-09
Activities, NACEBEL 2025
68121Development of residential building projects
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.