Solvio
ActiveSummary
The computed 12-month bankruptcy probability of Solvio is 1.6% (moderate). The 2025 annual accounts show equity of €63k and a net result of €27k. Its solvency ranks better than 62% of 11389 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability99▼-1
Solvency82▲+5
Growth52
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 0.97 in 2024; short-term debt: 43.5% and cash: 47.4% of total assets), and 43.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.5%
Return on assets
24.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-04-2026, 101 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
101 d early
2024
76 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 72.5%
2024 · €37k
Total assets
€111k▲ 58.1%
2024 · €70k
Net result
€27k▼ 13.4%
2024 · €32k
Working capital
€28k
2024 · €-927
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€41k-€39k▼ 5.6%
Net result€32k-€27k▼ 13.4%
Equity€37k-€63k▲ 72.5%
Total assets€70k-€111k▲ 58.1%
Debt€34k-€48k▲ 42.7%
Working capital€-927-€28k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€35k ▼ 21.8%
Current assets
€77k ▲ 193%
Equity and liabilities €111k
Equity
€63k ▲ 72.5%
Debt
€48k ▲ 42.7%
Debt's share of the balance-sheet total falls from 48.2% to 43.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49k▲
2024 · €45k
Cash flow
€37k▲
2024 · €36k
Current ratio
1.59▲
2024 · 0.97
Debt to equity
0.77▼
2024 · 0.93
ROE
43.3%▼
2024 · 86.3%
ROA
24.5%▼
2024 · 44.7%
Interest coverage
88.57▼
2024 · 92.16
Debt ≤ 1 year
€48k▲
2024 · €27k
Debt > 1 year
€0▼
2024 · €7k
Income taxes
€11k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €10k | ▲ 140% |
| Other operating charges640/8 | €63 | €0 | ▼ 100% |
| Gross operating margin9900 | €45k | €49k | ▲ 7.2% |
| Operating profit (loss)9901 | €41k | €39k | ▼ 5.6% |
| Financial charges65/66B | €491 | €549 | ▲ 11.7% |
| Recurring financial charges65 | €491 | €549 | ▲ 11.7% |
| Profit (loss) for the period before taxes9903 | €41k | €38k | ▼ 5.8% |
| Income taxes67/77 | €9k | €11k | ▲ 19.9% |
| Profit (loss) for the period9904 | €32k | €27k | ▼ 13.4% |
| Profit (loss) for the period to be appropriated9905 | €32k | €27k | ▼ 13.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €70k | €111k | ▲ 58.1% |
| Fixed assets21/28 | €44k | €35k | ▼ 21.8% |
| Tangible fixed assets22/27 | €44k | €35k | ▼ 21.8% |
| Furniture and vehicles24 | €44k | €35k | ▼ 21.8% |
| Current assets29/58 | €26k | €77k | ▲ 193% |
| Amounts receivable within one year40/41 | €11k | €23k | ▲ 104% |
| Trade receivables40 | €11k | €23k | ▲ 101% |
| Other amounts receivable41 | - | €410 | - |
| Cash at bank and in hand54/58 | €14k | €53k | ▲ 282% |
| Deferred charges and accrued income490/1 | €1k | €1k | ▼ 4.5% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €70k | €111k | ▲ 58.1% |
| Equity10/15 | €37k | €63k | ▲ 72.5% |
| Contributions10/11 | €5k | €5k | = |
| Reserves13 | €32k | €58k | ▲ 84.0% |
| Distributable reserves133 | €32k | €58k | ▲ 84.0% |
| Profit (loss) carried forward14 | - | €0 | - |
| Amounts payable17/49 | €34k | €48k | ▲ 42.7% |
| Amounts payable after more than one year17 | €7k | €0 | ▼ 100% |
| Financial debts170/4 | €7k | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €27k | €48k | ▲ 78.7% |
| Current portion of amounts payable after more than one year42 | €10k | €7k | ▼ 31.2% |
| Trade debts44 | €830 | €5k | ▲ 465% |
| Suppliers440/4 | €830 | €5k | ▲ 465% |
| Taxes, remuneration and social security45 | €13k | €26k | ▲ 101% |
| Taxes450/3 | €13k | €26k | ▲ 101% |
| Other amounts payable47/48 | €4k | €11k | ▲ 212% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €32k | €27k | ▼ 13.4% |
| + Depreciation and write-downs630 | €4k | €10k | ▲ 140% |
| Operating cash flow (approximation) | €36k | €37k | ▲ 4.0% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €39k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lierde · 1 establishment unit since 2023
Ground area
1,706 m²
Building footprint
301 m²
Volume, LiDAR
1,520 m³
2 parcels, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Solvio
since 20232.349.139.169
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45004B0341/00E000 | Flanders | 1,543 m² | 1 · 137 m² | 8.0 m · 2 fl. |
| 45051A0833/00F000 | Flanders | 162 m² | 1 · 164 m² | 8.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 704 EUR awarded · 704 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 101 EUR | 101 EUR |
| 2023 | 1 | 603 EUR | 603 EUR |
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Of 6,149 companies in sector 46190 we hold annual accounts for 2,571. 1,961 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
73110Advertising agencies
Scores and ratios are computed by Checked and are not a credit decision.