Summary
Solvigo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €42,838 and a net result of -€2,770. Equity remains stable across the filed fiscal years (±1% per year). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
36 d early
2024
40 d late
2023
34 d early
2022
60 d early
2021
60 d early
2020
64 d early
2019
59 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€42,838▼ 6.1%
2023 · €45,608
Net result
-€2,770▲ 57.8%
2023 · -€6,564
Total assets
€44,333▼ 12.5%
2023 · €50,691
Solvency
96.6%▲ 6.7pp
2023 · 90.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€27,362▲ 61.0%-€5,702-€2,612▲ 54.2%-€6,421▼ 146%-€2,584▲ 59.7%
Net result€20,449within the sector's middle half▲ 90.7%-€6,061below the sector's middle half-€2,759below the sector's middle half▲ 54.5%-€6,564below the sector's middle half▼ 138%-€2,770below the sector's middle half▲ 57.8%
Equity€60,993within the sector's middle half▲ 50.4%€54,931within the sector's middle half▼ 9.9%€52,172within the sector's middle half▼ 5.0%€45,608within the sector's middle half▼ 12.6%€42,838within the sector's middle half▼ 6.1%
Total assets€63,344below the sector's middle half▲ 15.3%€55,714below the sector's middle half▼ 12.0%€53,029below the sector's middle half▼ 4.8%€50,691below the sector's middle half▼ 4.4%€44,333below the sector's middle half▼ 12.5%
Debt€2,351▼ 83.7%€782▼ 66.7%€857▲ 9.5%€5,083▲ 493%€1,495▼ 70.6%
Working capital€46,443within the sector's middle half▲ 47.3%€45,225within the sector's middle half▼ 2.6%€45,907within the sector's middle half▲ 1.5%€41,142within the sector's middle half▼ 10.4%€39,946within the sector's middle half▼ 2.9%
Solvency96.3%above the sector's middle half▲ 22.5pp98.6%above the sector's middle half▲ 2.3pp98.4%above the sector's middle half▼ 0.2pp90.0%above the sector's middle half▼ 8.4pp96.6%above the sector's middle half▲ 6.7pp
Current ratio20.75above the sector's middle half▲ 17.5658.80above the sector's middle half▲ 38.0554.56above the sector's middle half▼ 4.249.09above the sector's middle half▼ 45.4727.71above the sector's middle half▲ 18.62
Return on assets (ROA)32.3%above the sector's middle half▲ 12.8pp-10.9%below the sector's middle half▼ 43.2pp-5.2%below the sector's middle half▲ 5.7pp-12.9%below the sector's middle half▼ 7.7pp-6.2%below the sector's middle half▲ 6.7pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,584 in 2024 against €6,421 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €44,333
Fixed assets
€2,892 ▼ 35.3%
Current assets
€41,441 ▼ 10.3%
Equity and liabilities €44,333
Equity
€42,838 ▼ 6.1%
Debt
€1,495 ▼ 70.6%
Debt's share of the balance-sheet total falls from 10.0% to 3.4%. Equity and debt are lower.
Key figures and ratios
ROE
-6.5%▲
2023 · -14.4%
Debt ≤ 1 year
€1,495▼
2023 · €5,083
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €0 | €8,456 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,609 | €4,843 | €1,897 | €1,799 | €1,574 | ▼ 12.5% |
| Other operating charges640/8 | - | €1,422 | €480 | €133 | €914 | ▲ 590% |
| Gross operating margin9900 | €32,257 | €563 | -€235 | -€4,489 | -€96 | ▲ 97.9% |
| Operating profit (loss)9901 | €27,362 | -€5,702 | -€2,612 | -€6,421 | -€2,584 | ▲ 59.7% |
| Financial charges65/66B | - | €152 | €145 | €143 | €186 | ▲ 29.6% |
| Recurring financial charges65 | €236 | €152 | €145 | €143 | €186 | ▲ 29.6% |
| Profit (loss) for the period before taxes9903 | €27,126 | -€5,854 | -€2,756 | -€6,564 | -€2,770 | ▲ 57.8% |
| Income taxes67/77 | €6,677 | €207 | €3 | - | - | - |
| Profit (loss) for the period9904 | €20,449 | -€6,061 | -€2,759 | -€6,564 | -€2,770 | ▲ 57.8% |
| Profit (loss) for the period to be appropriated9905 | €20,449 | -€6,061 | -€2,759 | -€6,564 | -€2,770 | ▲ 57.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €63,344 | €55,714 | €53,029 | €50,691 | €44,333 | ▼ 12.5% |
| Fixed assets21/28 | €14,549 | €9,707 | €6,265 | €4,466 | €2,892 | ▼ 35.3% |
| Tangible fixed assets22/27 | €14,549 | €9,707 | €6,265 | €4,466 | €2,892 | ▼ 35.3% |
| Land and buildings22 | - | - | - | - | €2,892 | - |
| Furniture and vehicles24 | - | €2,092 | €225 | - | - | - |
| Other tangible fixed assets26 | - | €7,615 | €6,041 | €4,466 | - | - |
| Current assets29/58 | €48,795 | €46,007 | €46,764 | €46,225 | €41,441 | ▼ 10.3% |
| Amounts receivable within one year40/41 | €2,013 | €3,117 | €3,130 | €523 | €885 | ▲ 69.3% |
| Trade receivables40 | - | €1,210 | €1,100 | - | - | - |
| Other amounts receivable41 | - | €1,907 | €2,030 | €523 | €885 | ▲ 69.3% |
| Cash at bank and in hand54/58 | €45,093 | €42,890 | €43,634 | €45,702 | €40,556 | ▼ 11.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €63,344 | €55,714 | €53,029 | €50,691 | €44,333 | ▼ 12.5% |
| Equity10/15 | €60,993 | €54,931 | €52,172 | €45,608 | €42,838 | ▼ 6.1% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €34,343 | €34,343 | €34,343 | €34,343 | €34,343 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €32,483 | €32,483 | €32,483 | €32,483 | = |
| Profit (loss) carried forward14 | €20,449 | €14,388 | €11,629 | €5,065 | €2,294 | ▼ 54.7% |
| Amounts payable17/49 | €2,351 | €782 | €857 | €5,083 | €1,495 | ▼ 70.6% |
| Amounts payable within one year42/48 | €2,351 | €782 | €857 | €5,083 | €1,495 | ▼ 70.6% |
| Trade debts44 | €954 | €500 | €103 | - | €118 | - |
| Suppliers440/4 | - | €500 | €103 | - | €118 | - |
| Taxes, remuneration and social security45 | - | €177 | - | - | - | - |
| Taxes450/3 | - | €177 | - | - | - | - |
| Other amounts payable47/48 | - | €106 | €754 | €5,083 | €1,377 | ▼ 72.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,449 | -€6,061 | -€2,759 | -€6,564 | -€2,770 | ▲ 57.8% |
| + Depreciation and write-downs630 | €3,609 | €4,843 | €1,897 | €1,799 | €1,574 | ▼ 12.5% |
| Operating cash flow (approximation) | €24,058 | -€1,219 | -€863 | -€4,765 | -€1,196 | ▲ 74.9% |
| Investment in fixed assets (approximation) | - | €0 | €1,544 | €0 | €0 | - |
| Change in cash | - | -€2,203 | €744 | €2,069 | -€5,146 | ▼ 349% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 27.71
Current ratio from 9.09 to 27.71; short-term debt falls from €5,083 to €1,495.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€6,564
Net result drops to -€6,564, the lowest in the series; recovery starts the following year.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 58.80
Current ratio from 20.75 to 58.80; short-term debt falls from €2,351 to €782.
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 7current ratio 20.75
Current ratio from 3.19 to 20.75; short-term debt falls from €14,406 to €2,351.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
04-10
State Gazette act
Board meeting · Director appointment
26-07
State Gazette act
Incorporation · Founding capital
Bank account · First fiscal year
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2017
Ground area
853 m²
Building footprint
174 m²
Volume, LiDAR
585 m³
Parcel 13049B0305/00N003, Flanders · tallest building 4.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Solvigo
since 20172.265.946.625
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13049B0305/00N003 | Flanders | 853 m² | 1 · 174 m² | 4.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 9,942 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-06-2017
Fiscal year end31-12
Trade name NL
Marmedum
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
93199Other sports activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0677778392
Also
9925:BE0677778392
Registered
24-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.