SOLVEMUS
ActiveSummary
SOLVEMUS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151k and a net result of €35k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 84% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 6.77 against 8.3 in 2024; short-term debt: 14.6% and cash: 60.7% of total assets), and 15.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.9%
Return on assets
19.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-04-2026, 106 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
106 d early
2024
132 d early
2023
117 d early
2022
on the day
2021
31 d early
2020
131 d early
2019
112 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€151k▲ 9.8%
2024 · €138k
2018: €132k
2019: €153k
2020: €129k
2021: €113k
2022: €121k
2023: €147k
2024: €138k
2018 → 2025
Total assets
€178k▲ 14.0%
2024 · €156k
2018: €134k
2019: €156k
2020: €171k
2021: €157k
2022: €139k
2023: €153k
2024: €156k
2018 → 2025
Net result
€35k▲ 41.6%
2024 · €25k
2018: €15k
2019: €22k
2020: €16k
2021: €26k
2022: €22k
2023: €26k
2024: €25k
2018 → 2025
Working capital
€150k▲ 11.3%
2024 · €135k
2018: €117k
2019: €146k
2020: €127k
2021: €112k
2022: €114k
2023: €143k
2024: €135k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€113k-€121k▲ 7.0%€147k▲ 21.6%€138k▼ 6.7%€151k▲ 9.8%
Operating result€36k-€30k▼ 15.9%€36k▲ 20.8%€34k▼ 5.7%€48k▲ 40.2%
Net result€26k-€22k▼ 16.5%€26k▲ 21.8%€25k▼ 5.7%€35k▲ 41.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 40% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178k
Fixed assets
€2k ▼ 36.4%
Current assets
€176k ▲ 14.9%
Equity and liabilities €178k
Equity
€151k ▲ 9.8%
Debt
€27k ▲ 45.6%
Debt's share of the balance-sheet total rises from 11.9% to 15.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€50k▲
2024 · €36k
Cash flow
€37k▲
2024 · €27k
Current ratio
6.77▼
2024 · 8.30
Debt to equity
0.18▲
2024 · 0.13
ROE
23.2%▲
2024 · 18.0%
ROA
19.7%▲
2024 · 15.8%
Interest coverage
253.66▲
2024 · 211.13
Debt ≤ 1 year
€26k▲
2024 · €19k
Income taxes
€14k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€156k€178k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Land and buildings22€838€626▼
Plant, machinery and equipment23€2k€0▼
Furniture and vehicles24-€1k
Current assets29/58€154k€176k▲
Amounts receivable within one year40/41€9k€11k▲
Trade receivables40€9k€10k▲
Other amounts receivable41€101€329▲
Current investments50/53€55k€55k=
Cash at bank and in hand54/58€87k€108k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€156k€178k▲
Equity10/15€138k€151k▲
Contributions10/11€2k€2k=
Reserves13€136k€149k▲
Distributable reserves133€136k€149k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€19k€27k▲
Amounts payable within one year42/48€19k€26k▲
Trade debts44€215€1k▲
Suppliers440/4€215€1k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€15k€22k▲
Accrued charges and deferred income492/3-€888
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€661€520▼
Gross operating margin9900€37k€50k▲
Operating profit (loss)9901€34k€48k▲
Financial income75/76B€906€1k▲
Recurring financial income75€906€1k▲
Financial charges65/66B€171€196▲
Recurring financial charges65€171€196▲
Profit (loss) for the period before taxes9903€35k€49k▲
Income taxes67/77€10k€14k▲
Profit (loss) for the period9904€25k€35k▲
Profit (loss) for the period to be appropriated9905€25k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€35k▲
Transfer from equity791/2€35k€22k▼
Transfer to equity691/2€25k€35k▲
To other reserves6921€25k€35k▲
Profit to be distributed694/7€35k€22k▼
Return on contributions (dividend)694€35k€22k▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €35k ▲41.6%
Operating result €48k, net result €35k, both a record.
31-12
Financial
Equity above €150kEq €151k ▲9.8%
8 profitable years in a row build equity to €151k.
21-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 24.74
Current ratio from 7.53 to 24.74; short-term debt falls from €18k to €6k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 7.53
Current ratio from 3.56 to 7.53; short-term debt falls from €44k to €18k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €153k ▲16.3%
2 profitable years in a row build equity to €153k.
Show earlier events
18-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kievitheide 692980 ZoerselGround area
2,207 m²
Building footprint
159 m²
Volume, LiDAR
797 m³
Parcel 11055A0426/00G000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SOLVEMUS
since 20092.179.731.342
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11055A0426/00G000 | Flanders | 2,207 m² | 1 · 159 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INDUSTRIAL FOLLOW-UP & CONSTRUCTION
BE 0882.040.301
Herentals · Eq €151,108
RAISô
BE 0755.733.235
Liège · Eq €151,032
SERVICES CONSULTANCE ARGENTO FRANCO
BE 0825.897.887
Binche · Eq €151,022
GVM PROJECTS
BE 0803.101.701
Beveren-Kruibeke-Zwijndrecht · Eq €151,275
STING/FRANS BLEUZÉ
BE 0807.617.941
Harelbeke · Eq €151,281
Of 11,550 companies in sector 71121 we hold annual accounts for 6,563. 5,224 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2009
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.