SOLVEMO
ActiveSummary
SOLVEMO has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €329,402 and a net result of €309,402. The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
- Equity
- €329,402
- Profit
- €309,402
Why 83raises risk1 change of registered office in 24 monthsFounded in 2025lowers riskSize: total assets €586,275Figures for financial year 2025 (filed 08-06-2026)Show the evidence
Checked score
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 48% on solvency, 21% on liquidity and 90% on profitability.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move
- IncorporationAppointment: JACOBS Sabine (director) ·…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them.
Peer companies
Historical observationOf the 144 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.1% are still going.
- Small
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 144 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €277,635 |
| Gross operating margin9900 | €478,387 |
| Operating profit (loss)9901 | €200,752 |
| Financial income75/76B | €281,793 |
| Recurring financial income75 | €281,793 |
| Financial charges65/66B | €35,422 |
| Recurring financial charges65 | €35,422 |
| Profit (loss) for the period before taxes9903 | €447,122 |
| Income taxes67/77 | €137,721 |
| Profit (loss) for the period9904 | €309,402 |
| Profit (loss) for the period to be appropriated9905 | €309,402 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €586,275 | |
| Fixed assets21/28 | €900 | |
| Financial fixed assets28 | €900 | |
| Current assets29/58 | €585,375 | |
| Amounts receivable within one year40/41 | €545,811 | |
| Trade receivables40 | €492,077 | |
| Other amounts receivable41 | €53,735 | |
| Cash at bank and in hand54/58 | €39,564 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €586,275 | |
| Equity10/15 | €329,402 | |
| Contributions10/11 | €20,000 | |
| Reserves13 | €309,402 | |
| Distributable reserves133 | €309,402 | |
| Amounts payable17/49 | €256,874 | |
| Amounts payable within one year42/48 | €256,874 | |
| Trade debts44 | €119,153 | |
| Suppliers440/4 | €119,153 | |
| Taxes, remuneration and social security45 | €137,721 | |
| Taxes450/3 | €137,721 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €309,402 |
| Operating cash flow (approximation) | €309,402 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 08-06-2026 | 2026-00143300 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| JACOBS Sabine |
|
Owners and capital
Capital and shareholders
- JACOBS Sabine 200 shares (100%) · €20,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 28-01-2025 Incorporation · €20,000 · 200 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
25-02
Gazette deed
Registered officeRegistered-office move2 facts ▸
- Board meeting, 05-02-2025
- Registered-office move, 3600 Genk, Bosdel 54 bus 37
28-01
Gazette deed
IncorporationAppointment: JACOBS Sabine (director) · Registered office clause · Board rule10 facts ▸
- Other provision, “uitwerking slotbeslissingen, eenparig door comparant” (deed in Dutch)
- Registered office clause, “3600 Genk,Bosdel 54” (deed in Dutch)
- Board rule, 1
- Director appointment, JACOBS Sabine (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen,verplichtingen en activiteiten in naam en voor rekening vennootschap in oprichting” (deed in Dutch)
- Power of attorney, Eric Gilissen
- Founder, JACOBS Sabine
- Incorporation, “SOLVEMO” (deed in Dutch)
- Founding capital, €20,000
- Other provision, “financieel plan, voorafgaandelijk aan verlijden oprichtingsakte” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71305F1343/00N025 | Flanders | 4,211 m² | 1 · 1,263 m² | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het aankopen en beheren van schuldvorderingen,waaronder begrepen,maar niet beperkt tot,vervallen facturen,achterstallige betalingen en…” (deed in Dutch)
3 activities (deed in Dutch)
- Het aankopen en beheren van schuldvorderingen,waaronder begrepen,maar niet beperkt tot,vervallen facturen,achterstallige betalingen en andere openstaande schuldvorderingen van natuurlijke personen en rechtspersonen;
- Het innen van aangekochte schuldvorderingen via professionele dienstverleners inzake de inning van betaalschulden,zoals incassokantoren,advocatenkantoren,gerechtsdeurwaarders;
- Het verrichten van alle handelingen die rechtstreeks of onrechtstreeks verband houden met of bevorderlijk zijn voor de verwezenlijking van voormelde activiteiten,met uitsluiting van eigen minnelijke of gerechtelijke invorderingshandelingen t.a.v.de schuldenaars van aangekochte schulden.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- SOLVEMO
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in België of buitenland bij enkel besluit bestuursorgaan…” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- One provision in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “200, gelijk recht in winstverdeling” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Vermelde prijs of bij betwisting deskundige-prijs, helft overdrager/helft koper(s) naar evenredigheid aantal” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “Ten minste vijftien dagen te rekenen van dag openstelling intekening, uitgifte nieuwe aandelen waarop in geld wordt ingeschreven” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of May at 18:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Statutenwijziging, algemene vergadering” (deed in Dutch)1 more provision on this in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Indien geen andere vereffenaar benoemd, bestuurder(s) in functie” (deed in Dutch)