Equity
€99,101 ▲ 113%
Equity rose in 2025 from €46,462 to €99,101.
SOLVEIT
Lifetime
3 annual accounts with figures on one time axispeak €69,225 (2025)
€69,225▲ 13.9%
lowest -€1,479 (2023)
€52,638▲ 9.8%
peak €99,101 (2025)
€99,101▲ 113%
€38,183▲ 71.6%
Board1 name since 2023
1 directorVAN DE LOCHT, Glenn Bert Maria
Documentsfilings and deeds
12-02-2026169 days before the deadline
2025micro format
Gross margin from €60,754 to €69,225Equity from €46,462 to €99,101Debts from €22,248 to €38,183Cash from €58,885 to €117,033
Key points
from the 2025 annual accountsTurnover
≈ €720,000 estimated
The micro format states no turnover.
Investments
€4,818 3.1 × depreciation
Green is investment, beige is depreciation.
Filings
3 annual accounts 1 late
The 2024 accounts came 13 days late. The other two were filed on time.
Starting capital
€5,000 120 shares
Position in the sector
€52,638
Higher net result than 89% of companies in retail trade. Sector median €5,052 · 22,900 companies.
Checked score
96
Excellent
Financially stronger than 90% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.9%▲ +0.1 percentage points vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 0.9%● unchanged vs 06-2025
08-2025: 1.5%▲ +0.6 percentage points vs 07-2025highest value
09-2025: 0.3%▼ -1.2 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.2%▼ -0.1 percentage points vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.1%▼ -0.1 percentage points vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026lowest value
05-2026: 0.1%● unchanged vs 04-2026lowest value
06-2026: 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 3.51, cash €117,033
Equity €99,101 (72.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 82% of them on solvency, 90% on liquidity, 96% on profitability and 93% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as SOLVEIT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SOLVEIT itself is lower: 0.2% within 12 months. It rests on far more data about SOLVEIT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for SOLVEIT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.51 (3.09 in 2024), above the usual 1.5. Short-term debt is 27.8% and cash 85.2% of total assets. 27.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-02-2026, 169 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
169 days early
2024
13 days late
2023
27 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 61 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 July (3 of the last 3 accounts filed within 143 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Left the Peppol Directory
Incorporation
Founding capital of €5,000, 120 shares · Founder: VAN DE LOCHT, Glenn Bert Maria (comparant) · Appointment: VAN DE LOCHT, Glenn Bert Maria (director) · published on 24-04-2023 · Gazette deed
First establishment
Hemelstraat 5D, Hoogstraten
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SOLVEIT Hoogstraten | €137,284 | €69,225 | 72.2% | - |
| Peter Jonckheere Consulting Hove | €127,105 | €80,753 | 88.7% | - |
| MeFeZe Consult Willebroek | €133,225 | €85,052 | 64.5% | - |
| KOSHER OUTLET Antwerp | €142,171 | €89,274 | -27.6% | - |
| InfraFiberTools Dendermonde | €157,013 | €75,011 | 80.6% | - |
| TREE OF COLORS Charleroi | €151,772 | €47,011 | 47.7% | - |
| DIANA DISTRIBUTION Jemeppe-sur-Sambre | €156,258 | €66,870 | 75.7% | - |
These companies have the same main activity as SOLVEIT: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €127,000 and €157,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 20-04-2023Normal situation
- Activity
- Other non-specialised retail saleNACE 47120and 4 others
- Establishment unit
- 2.344.693.9952322 Hoogstraten, since 20-04-2023
- Financial year end
- 31 December
- Peppol
- Left the register on 21-10-2026
Annual accounts 2025
- €137,284▲ 99.8%
- Filing
- Filed on 12-02-2026, 169 days before the end of the filing period
Insights on SOLVEIT
SOLVEIT files the micro format. That format states no turnover. The gross margin rose from -€1,467 in 2023 to €69,225 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SOLVEIT
- What is the company number of SOLVEIT?
- The company number of SOLVEIT is 0800.976.708. The VAT number is the same number with BE in front: BE 0800.976.708.
- Where is SOLVEIT based?
- The registered office is at Hemelstraat 5D, 2322 Hoogstraten.Company details
- What does SOLVEIT do?
- According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
- What is the legal form of SOLVEIT?
- SOLVEIT is a private limited company (BV).
- When was SOLVEIT founded?
- SOLVEIT was founded on 20-04-2023.
- Is SOLVEIT still active?
- Yes, SOLVEIT is an active enterprise in the KBO register.
- What is the turnover of SOLVEIT?
- The turnover in financial year 2025 is ≈ €720,000. This figure is estimated from the gross margin of €69,225 and 108 comparable companies (NACE 471). It probably lies between €450,000 and €1.1m.Financials
- Is SOLVEIT profitable?
- In financial year 2025, SOLVEIT made a profit of €52,638.
- Where can I find the annual accounts of SOLVEIT?
- SOLVEIT filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SOLVEIT due?
- SOLVEIT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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