Equity
Solvee has made a profit in every financial year since 2023.
Solvee has made a profit in every financial year since 2023.
The result rose in 2025 from €7,271 to €59,524.
The micro format states no turnover.
Green is investment, beige is depreciation. Machinery stands 175.6% higher than in 2024.
Higher solvency than 87% of companies in computer programming and consultancy. Sector median 60.0% · 21,208 companies.
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 92% on liquidity, 82% on profitability and 92% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 39,278 companies had the same profile as Solvee has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Solvee itself is lower: < 0.1% within 12 months. It rests on far more data about Solvee than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Solvee. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 9.15 (9.18 in 2024), above the usual 1.5. Short-term debt is 10.6% and cash 64.6% of total assets. 10.6% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 3 accounts on average 31 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Solvee Hamme (Vl.) | €121,438 | €78,216 | 89.4% | - |
| STIDI Dendermonde | €126,155 | €69,605 | 92.6% | - |
| MVH Consulting Lochristi | €126,380 | €68,954 | 74.7% | - |
| UKIYO Buggenhout | €140,135 | €78,114 | 77.5% | - |
| Prolama Sint-Niklaas | €114,281 | €68,078 | 4.4% | - |
| &RG Maarkedal | €118,911 | €69,157 | 99.1% | - |
| CTRL-TW Aalter | €103,221 | €78,974 | 58.1% | - |
These companies have the same main activity as Solvee: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €103,000 and €140,000, founded between 2022 and 2023.
Solvee files the micro format. That format states no turnover. The gross margin rose from €48,071 in 2023 to €78,216 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €150,000. Estimated: probably between €130,000 and €200,000.
Higher than 88% of 21,208 companies in 2025.
Higher than 87% of 20,571 companies in 2025.
Higher than 85% of 20,746 companies in 2025.
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
121,438 | 54,846 | 51,308 | |
21/28 |
4,139 | 2,099 | 1,185 | |
22/27 |
4,139 | 2,099 | 1,185 | |
23 |
4,101 | 1,488 | - | |
24 |
38 | 612 | 1,185 | |
29/58 |
117,299 | 52,746 | 50,123 | |
40/41 |
38,284 | 20,028 | 22,486 | |
40 |
30,507 | 12,887 | 20,147 | |
41 |
7,777 | 7,141 | 2,339 | |
54/58 |
78,504 | 32,718 | 27,145 | |
490/1 |
511 | - | 492 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
121,438 | 54,846 | 51,308 | |
10/15 |
108,622 | 49,098 | 41,827 | |
10/11 |
5,000 | 5,000 | 5,000 | |
13 |
103,622 | 44,098 | 36,827 | |
133 |
103,622 | 44,098 | 36,827 | |
17/49 |
12,816 | 5,748 | 9,481 | |
42/48 |
12,816 | 5,748 | 9,481 | |
44 |
4,328 | 1,034 | 1,982 | |
440/4 |
4,328 | 1,034 | 1,982 | |
45 |
7,523 | 4,200 | 7,499 | |
450/3 |
7,523 | 4,200 | 7,499 | |
47/48 |
965 | 514 | - | |
| Income statement | ||||
9900 |
78,216 | 12,738 | 48,071 | |
630 |
1,115 | 745 | 536 | |
640/8 |
609 | 330 | 299 | |
9901 |
76,492 | 11,663 | 47,236 | |
75/76B |
- | - | 11 | |
75 |
- | - | 11 | |
65/66B |
677 | 1,461 | 492 | |
65 |
677 | 1,461 | 492 | |
9903 |
75,816 | 10,202 | 46,755 | |
67/77 |
16,292 | 2,931 | 9,927 | |
9904 |
59,524 | 7,271 | 36,827 | |
9905 |
59,524 | 7,271 | 36,827 | |
| Appropriation of the result | ||||
9906 |
59,524 | 7,271 | 36,827 | |
691/2 |
59,524 | 7,271 | 36,827 | |
6921 |
59,524 | 7,271 | 36,827 | |
| Document | ||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 77,607 | 12,408 | 47,772 | ||
| 60,638 | 8,015 | 37,363 | ||
| 3,154 | 1,659 | 1,721 | ||
| 45,786 | 5,573 | - | ||
| 104,483 | 46,999 | 40,642 | ||
| 89.4% | 89.5% | 81.5% | ||
| 9.15 | 9.18 | 5.29 | ||
| 0.12 | 0.12 | 0.23 | ||
| 54.8% | 14.8% | 88.0% | ||
| 49.0% | 13.3% | 71.8% | ||
| over 100 | 8.49 | 97.09 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €3,154 | €1,659 | €1,721 |
| €1,115 | €745 | €536 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is nearly 6.6 times that of 2024 and the highest since 2023. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total rises from 10.5% to 10.6%. Equity and debt are higher.
Solvee has no parent and no holdings in its annual accounts. BASTIAANSEN Jasmijn Maria Johannes Eveline is the only director. Solvee shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
On 3 March 2023, Solvee was incorporated as a private limited company by one natural person, with a starting capital of €5,000.12 BASTIAANSEN Jasmijn Maria Johannes Eveline has served as director since 2023.3 Total assets went from €51,308 in 2023 to €121,438 in 2025.4
| Establishment | Since | Unit number |
|---|---|---|
| Kruisbeeldstraat 197 registered office 9220 Hamme (Vl.) | 03-03-2023 | 2.342.537.231 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 42452D0287/00G000 | 1,589 m² | 1 · 132 m² | 7.5 m · 2 |
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