Turnover
The abbreviated format states no turnover.
The abbreviated format states no turnover.
€21,162 of the debts are secured on the company's own assets.
Lower solvency than 82% of companies in legal and accounting. Sector median 44.3% · 4,137 companies.
The dashed line is the sector median: < 0.1% across 1,476 companies (NACE 69, small).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, small). It does better than 17% of them on solvency, 14% on liquidity and 39% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 2,471 companies had the same profile as SOLVA has now. Each dot stands for 7 companies, two years later.
That fits the bankruptcy probability of SOLVA itself: 0.3% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,471 companies, not a prediction for SOLVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 2.75, above the usual 1.5. Short-term debt is 34.7% and cash 0.4% of total assets. However, 91.1% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| SOLVA Thuin | €2.9m | €1.1m | 8.9% | 17.4 |
| PRO-ACTIO Tournai | €2.5m | €1.7m | 66.2% | 13.2 |
| HDJ BRABANT Braine-l'Alleud | €3.8m | €2.4m | 27.9% | 9.5 |
| DE ALLIANTIE Leuven | €3.4m | €1.8m | 4.4% | 9.4 |
| PRINCEN-SCHELDEMAN-BECKERS Sint-Truiden | €5.2m | €3.0m | 54.4% | 15.8 |
| Iurex Zottegem | €1.2m | €0.8m | 69.5% | - |
| Confido Gerechtsdeurwaarders – Huissiers de Justice Dilbeek | €1.0m | €0.9m | 44.8% | - |
These companies have the same main activity as SOLVA: activities of bailiffs (NACE 69103). They are comparable in size and age: total assets between €1m and €5.2m, founded between 2021 and 2024.
SOLVA has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €260,288 and a net result of €160,288.
Its solvency ranks better than 18% of 4,137 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €2.0m. Estimated: probably between €1.3m and €3.2m.
Higher than 18% of 4,137 companies in 2025.
Higher than 69% of 4,073 companies in 2025.
Higher than 32% of 4,108 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: top quarter · Staff: top quarter
Staff costs divided by the average number of full-time equivalents.
In 2025, 23 people joined and 3 left.
| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
2.9m | |
21/28 |
135,839 | |
22/27 |
73,139 | |
22 |
42,232 | |
24 |
30,906 | |
28 |
62,700 | |
29/58 |
2.8m | |
40/41 |
2.8m | |
40 |
2.7m | |
41 |
60,193 | |
54/58 |
11,224 | |
| Balance sheet: equity and liabilities | ||
10/49 |
2.9m | |
10/15 |
260,288 | |
10/11 |
100,000 | |
13 |
160,200 | |
133 |
160,200 | |
14 |
88 | |
17/49 |
2.7m | |
17 |
1.6m | |
170/4 |
21,162 | |
178/9 |
1.6m | |
42/48 |
1.0m | |
42 |
37,310 | |
44 |
357,493 | |
440/4 |
357,493 | |
45 |
160,566 | |
450/3 |
64,361 | |
454/9 |
96,204 | |
47/48 |
459,390 | |
492/3 |
21,000 | |
| Income statement | ||
9900 |
1.1m | |
62 |
907,049 | |
630 |
1,481 | |
640/8 |
270 | |
66A |
8,591 | |
9901 |
226,710 | |
75/76B |
42 | |
75 |
42 | |
65/66B |
3,321 | |
65 |
3,321 | |
9903 |
223,431 | |
67/77 |
63,143 | |
9904 |
160,288 | |
9905 |
160,288 | |
| Appropriation of the result | ||
9906 |
160,288 | |
691/2 |
160,200 | |
6921 |
160,200 | |
| Social balance sheet | ||
9087 |
17.4 | |
Hours worked1013 |
28,450 | |
| Document | ||
The notes to these accounts have 14 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 13-05-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 13-05-2026 | 2026-00110004 |
| Line | Trend | 2025 |
|---|---|---|
| 228,192 | ||
| 161,770 | ||
| 137,320 | ||
| 1.8m | ||
| 8.9% | ||
| 2.75 | ||
| 10.24 | ||
| 61.6% | ||
| 5.5% | ||
| 68.71 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2025 |
|---|---|
| Employees at the balance-sheet date | 20 |
| full-time | 16 |
| part-time | 4 |
| in full-time equivalents | 19.2 |
| 17.4 | |
| On a permanent contract | 19 |
| Joined | 23 |
| Left | 3 |
Source: social balance sheet in the 2025 annual accounts
| Item | 2025 |
|---|---|
| Debts secured on the company's own assets | €21,162 |
Source: notes to the 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
| Item | 2025 |
|---|---|
| Tangible fixed assets | €74,620 |
| Financial fixed assets | €62,700 |
| €1,481 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Debt's share of the balance-sheet total is 91.1%.
Source: lists of holdings in the owners' accounts
SOLVA has no parent and no holdings in its annual accounts.
| DFC IMMO via Carla Enrica PALERMINI, no longer at DFC IMMO · Directeur délégué gestion journalière · deed of 29-01-2020 founded in 2009 |
total assets €1.9m (2025) |
The network starts from the earlier ties.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Solva THUIN registered office Rue de Lobbes 4, 6530 Thuin | 24-12-2024 | 2.367.683.292 |
| Solva CHARLEROI Avenue Paul Pastur 107, 6032 Charleroi | 24-12-2024 | 2.367.683.391 |
| Solva CHIMAY Place Froissart 29, 6460 Chimay | 24-12-2024 | 2.367.683.490 |
| Solva LEUZE-EN-HAINAUT Avenue de la Wallonie 13, 7900 Leuze-en-Hainaut | 01-11-2025 | 2.380.571.426 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 56078D0024/00K003 | 1,811 m² | 1 · 226 m² | 7.7 m · 2 |
| 52050A0544/00A007 | 541 m² | 1 · 128 m² | 10.9 m · 3 |
| 56016C0354/00M000 | 513 m² | 1 · 238 m² | 12.8 m · 3 |
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