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SOLVA

Active Private limited companyfounded 2024active for 1 yearRue de Lobbes 4, 6530 ThuinKBO/BCE: BE 1017.810.409 #3 company by total assets in Thuin, Professional and technical services sector

Overview

Lifetime

1 annual account with figures
peak €1.1m (2025)
€1.1m 
peak €160,288 (2025)
€160,288 
peak €260,288 (2025)
€260,288 
€2.7m 
peak 17.4 FTE (2025)
17.4 FTE 
Board5 names since 2024
4 directorsARIALEX and 3 others
Owners2 names in the annual accounts
35%MEDIALEGIS and 1 other
Documentsfilings and deeds
13-05-202679 days before the deadline
2025abbreviated format
1 establishment registeredFirst year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €2.0m estimated

The abbreviated format states no turnover.

Debts

€2.7m 91% of the balance sheet
Financial debts 1%Suppliers 13%Taxes and wages 6%Other 80%

€21,162 of the debts are secured on the company's own assets.

Position in the sector

8.9%

Lower solvency than 82% of companies in legal and accounting. Sector median 44.3% · 4,137 companies.

Checked score

82
Excellent
Financially stronger than 23% of small companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 1,476 companies (NACE 69, small).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 01-2026: 0.3% 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.4%▲ +0.1 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026highest value 05-2026: 0.4%● unchanged vs 04-2026highest value 06-2026: 0.3%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.3%● unchanged vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026

Financial strength
Average

34equity 8.9% of total assets
35short-term debt 34.7% · cash 0.4%
76return on assets 5.5%

Score breakdown

raises risk
Liquidity: current ratio 2.75, cash €11,224
lowers risk
Sector: Legal and accounting activities (NACE 69)
Figures for financial year 2025 (filed on 13-05-2026)
Profit of €160,288 (financial year 2025)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, small). It does better than 17% of them on solvency, 14% on liquidity and 39% on profitability.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,471 companies had the same profile as SOLVA has now. Each dot stands for 7 companies, two years later.

96.1%
were still trading
2.4%
stopped another way
1.5%
went bankrupt
  • Small
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
  • without age

That fits the bankruptcy probability of SOLVA itself: 0.3% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,471 companies, not a prediction for SOLVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €21,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record

Liquidity is ample, with a current ratio of 2.75, above the usual 1.5. Short-term debt is 34.7% and cash 0.4% of total assets. However, 91.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
raises risk · Liquidity: current ratio 2.75, cash €11,224
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 13-05-2026)
NBB · annual accounts
lowers risk · Profit of €160,288 (financial year 2025)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 4137 sector peers (2025).
NBB · sector comparison
Position among 4137 sector peers
Solvency
better than 18%
← weakest strongest →
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
79 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

CE
Daily manager
A
ARIALEX
Director, since 20-12-2024
ED
ETUDE D’HUISSIER DE JUSTICE NIEDWORAK ALAIN
Director, since 20-12-2024
M
Director, since 20-12-2024
OL
Director, since 20-12-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1017810409
New establishment in Leuze-en-Hainaut Solva LEUZE-EN-HAINAUT, Avenue de la Wallonie 13
3 establishments registered Thuin, Charleroi and Chimay
Incorporation Founders: ETUDE D’HUISSIER DE JUSTICE NIEDWORAK ALAIN, MEDIALEGIS, OPEN LAW and 1 other · 200 shares · Appointments: ETUDE D’HUISSIER DE JUSTICE NIEDWORAK ALAIN, MEDIALEGIS, OPEN LAW, ARIALEX and Carla Enrica PALERMINI · published on 27-12-2024 · Gazette deed
All 5 events

Comparable companies

same main activity, similar in size and age
Company
SOLVA Thuin €2.9m €1.1m 8.9% 17.4
PRO-ACTIO Tournai €2.5m €1.7m 66.2% 13.2
HDJ BRABANT Braine-l'Alleud €3.8m €2.4m 27.9% 9.5
DE ALLIANTIE Leuven €3.4m €1.8m 4.4% 9.4
PRINCEN-SCHELDEMAN-BECKERS Sint-Truiden €5.2m €3.0m 54.4% 15.8
Iurex Zottegem €1.2m €0.8m 69.5% -
Confido Gerechtsdeurwaarders – Huissiers de Justice Dilbeek €1.0m €0.9m 44.8% -

These companies have the same main activity as SOLVA: activities of bailiffs (NACE 69103). They are comparable in size and age: total assets between €1m and €5.2m, founded between 2021 and 2024.

Official details

Source: KBO
Status
Active since 23-12-2024Normal situation
Activity
Activities of bailiffsNACE 69103
Joint committee
336Liberal professions · annual accounts 2025
Establishment units
2.367.683.2926530 Thuin, since 24-12-2024
2.367.683.3916032 Charleroi, since 24-12-2024and 2 others
Financial year end
31 December
Peppol
Reachable since 30-12-2025
Company details

Annual accounts 2025

€1.1m
€160,288
€260,288
€2.9m
Employeeson 31-12-2025
20
Filing
Filed on 13-05-2026, 79 days before the end of the filing period
Financials

Insights on SOLVA

SOLVA has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €260,288 and a net result of €160,288.

Its solvency ranks better than 18% of 4,137 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 13-05-2026, 79 days before the deadline
€1.1m
€226,710
€160,288
€1.8m
8.9%
2.75

Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €2.0m. Estimated: probably between €1.3m and €3.2m.

Balance sheet

balance sheet total €2.9m on 31-12-2025
What the company ownsHow it is paid for

Position in the sector

8.9%

Higher than 18% of 4,137 companies in 2025.

2.75

Higher than 69% of 4,073 companies in 2025.

5.5%

Higher than 32% of 4,108 companies in 2025.

SOLVA Middle half of the sector 80% of the sector Abbreviated accounts in legal and accounting (NACE 69)

Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: top quarter · Staff: top quarter

Staff

€52,129

Staff costs divided by the average number of full-time equivalents.

+20 people

people who joined people who left

In 2025, 23 people joined and 3 left.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025
Balance sheet: assets
20/58 2.9m
21/28 135,839
22/27 73,139
22 42,232
24 30,906
28 62,700
29/58 2.8m
40/41 2.8m
40 2.7m
41 60,193
54/58 11,224
Balance sheet: equity and liabilities
10/49 2.9m
10/15 260,288
10/11 100,000
13 160,200
133 160,200
14 88
17/49 2.7m
17 1.6m
170/4 21,162
178/9 1.6m
42/48 1.0m
42 37,310
44 357,493
440/4 357,493
45 160,566
450/3 64,361
454/9 96,204
47/48 459,390
492/3 21,000
Income statement
9900 1.1m
62 907,049
630 1,481
640/8 270
66A 8,591
9901 226,710
75/76B 42
75 42
65/66B 3,321
65 3,321
9903 223,431
67/77 63,143
9904 160,288
9905 160,288
Appropriation of the result
9906 160,288
691/2 160,200
6921 160,200
Social balance sheet
9087 17.4
Hours worked1013 28,450
Document PDF

The notes to these accounts have 14 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 13-05-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 13-05-2026 2026-00110004 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025
228,192
161,770
137,320
1.8m
8.9%
2.75
10.24
61.6%
5.5%
68.71

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-2025
Employees at the balance-sheet date20
full-time16
part-time4
in full-time equivalents19.2
17.4
On a permanent contract19
Joined23
Left3

Source: social balance sheet in the 2025 annual accounts

Securities and guarantees

on own assets and for others
Item2025
Debts secured on the company's own assets€21,162

Source: notes to the 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item2025
Tangible fixed assets€74,620
Financial fixed assets€62,700
€1,481

Source: notes to the 2025 annual accounts (statement of fixed assets)

Insights on SOLVA

Debt's share of the balance-sheet total is 91.1%.

Board & ownership

Board

4 directors, 1 in day-to-day management, since incorporation
ARIALEX
Director (not named in the articles)
since 20-12-2024 term without a fixed end
listed in the 2025 annual accounts, filed on 13-05-2026
ETUDE D’HUISSIER DE JUSTICE NIEDWORAK ALAIN
Director (not named in the articles)
since 20-12-2024 term without a fixed end
listed in the 2025 annual accounts, filed on 13-05-2026
Director (not named in the articles)
since 20-12-2024 term without a fixed end
listed in the 2025 annual accounts, filed on 13-05-2026
Director (not named in the articles)
since 20-12-2024 term without a fixed end
listed in the 2025 annual accounts, filed on 13-05-2026
Director (executive)
appointed by deed of 27-12-2024
Carla Enrica PALERMINI

Office holders in the KBO →

Mandates through the years

5 names, the dashed line is today
ARIALEX
Director (not named in the articles)
ETUDE D’HUISSIER DE JUSTICE NIEDWORAK ALAIN
Director (not named in the articles)
MEDIALEGIS
Director (not named in the articles)
OPEN LAW
Director (not named in the articles)
Carla Enrica PALERMINI
Director (executive)
LeadershipBoard
Mandates as a list
  • ARIALEX
    • Director (not named in the articles), from 20-12-2024 to date
  • ETUDE D’HUISSIER DE JUSTICE NIEDWORAK ALAIN
    • Director (not named in the articles), from 20-12-2024 to date
  • MEDIALEGIS
    • Director (not named in the articles), from 20-12-2024 to date
  • OPEN LAW
    • Director (not named in the articles), from 20-12-2024 to date
  • Carla Enrica PALERMINI
    • Director (executive), appointed by deed of 27-12-2024, still in office

See the board, name and registered office on a given date →

Control

Shareholder
Equity €47,456
Profit €8,506 in 2025 (loss €372 in 2024)
35%
This company
SOLVA
Equity €260,288
Profit €160,288 in 2025

and 1 other shareholder

Capital

Contribution
€100,000
Shares
200
Contribution per share
€500
Equity per share
€1,301 in 2025
Source
2025 annual accounts

Owners through the years

as the annual accounts name them
Owners as a list

Source: lists of holdings in the owners' accounts

Articles of association

deed of 27-12-2024 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Moitié au moins des actionnaires, 11bis”
“11ter”
“11quater, acquérir eux-mêmes les actions ou lever leur opposition”
“Dans le plus bref délai, 11quinquies”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of May at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

2 owners

Owners 2

Capital transactions

Shareholders according to the deeds
At incorporation deed of 27-12-2024 ↗
  • ETUDE D’HUISSIER DE JUSTICE NIEDWORAK ALAIN founder
  • MEDIALEGIS founder
  • OPEN LAW founder
  • ARIALEX founder
Capital over time
  1. 27-12-2024 Incorporation · 200 shares

Network & group

No group

SOLVA has no parent and no holdings in its annual accounts.

Earlier ties

DFC IMMO
via Carla Enrica PALERMINI, no longer at DFC IMMO · Directeur délégué gestion journalière · deed of 29-01-2020
founded in 2009
total assets €1.9m (2025)

Connections & network

Depth

The network starts from the earlier ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

5 events since 2024
2026
Annual accounts 2025 filed NBBabbreviated format · 79 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1017810409
New establishment in Leuze-en-Hainaut Solva LEUZE-EN-HAINAUT, Avenue de la Wallonie 13
2024
3 establishments registered Thuin, Charleroi and Chimay
IncorporationFounders: ETUDE D’HUISSIER DE JUSTICE NIEDWORAK ALAIN, MEDIALEGIS, OPEN LAW and 1 other · 200 shares · Appointments: ETUDE D’HUISSIER DE JUSTICE NIEDWORAK ALAIN, MEDIALEGIS, OPEN LAW, ARIALEX and Carla Enrica PALERMINI · published on 27-12-202411 points ▸
  • Founder, ETUDE D’HUISSIER DE JUSTICE NIEDWORAK ALAIN (constituante)
  • Founder, MEDIALEGIS (constituante)
  • Founder, OPEN LAW (constituante)
  • Founder, ARIALEX (constituante)
  • 200 shares
  • Registered office clause, rue de Lobbes 4/A, 6530 Thuin
  • Director appointment, ETUDE D’HUISSIER DE JUSTICE NIEDWORAK ALAIN (director (not named in the articles))
  • Director appointment, MEDIALEGIS (director (not named in the articles))
  • Director appointment, OPEN LAW (director (not named in the articles))
  • Director appointment, ARIALEX (director (not named in the articles))
  • Director appointment, Carla Enrica PALERMINI (director (executive))
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Identity

Enterprise number
1017.810.409
VAT number
BE 1017.810.409
Peppol ID
0208:1017810409
Legal form
Private limited company
Status
Active, normal situation
Founded
23-12-2024
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of May at 18:00
deed of 27-12-2024 (in French)
Peppol
Reachable since 30-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
SOLVA in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 27-12-2024 (in French)

Activities

NACEBEL 2025
VAT activities
69103 Activities of bailiffs main activity
Social security (RSZ) activities
69103 Activities of bailiffs main activity
Joint committees annual accounts 2025
JC 336 Liberal professions
Codes under NACEBEL 2008
69103 Activities of bailiffs main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Permettre l’exercice de la profession d’huissier de justice sous toutes ses formes ainsi que toute autre activité relevant de ladite…”
5 activities
  1. Permettre l’exercice de la profession d’huissier de justice sous toutes ses formes ainsi que toute autre activité relevant de ladite profession, dans le respect des normes et des règles déontologiques inhérentes à la fonction d’huissier de justice
  2. La gestion pour son propre compte propre d’un patrimoine immobilier
  3. D’une manière générale, pleine capacité juridique pour accomplir tous les actes et opérations ayant un rapport direct ou indirect avec son objet ou qui seraient de nature à faciliter directement ou indirectement, entièrement ou partiellement, la réalisation de cet objet
  4. S'intéresser par voie d'association, d'apport, de fusion, d'intervention financière ou autrement dans toutes sociétés, associations ou entreprises dont l'objet est identique, analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés
  5. Exercer les fonctions d’administrateur ou liquidateur dans d’autres sociétés, dans les limites prévantées
deed of 27-12-2024 (in French)

Registered office and establishments

4 establishments
Establishment Since Unit number
Solva THUIN registered office Rue de Lobbes 4, 6530 Thuin 24-12-2024 2.367.683.292
Solva CHARLEROI Avenue Paul Pastur 107, 6032 Charleroi 24-12-2024 2.367.683.391
Solva CHIMAY Place Froissart 29, 6460 Chimay 24-12-2024 2.367.683.490
Solva LEUZE-EN-HAINAUT Avenue de la Wallonie 13, 7900 Leuze-en-Hainaut 01-11-2025 2.380.571.426

Buildings and parcels at the addresses

Ground area
2,865 m²
Buildings
592 m²
Volume, LiDAR
4,962 m³
Tallest building
12.9 m
Buildings to scale, each on its own parcel
238 m², 12.8 m 226 m², 7.7 m 128 m², 10.9 m 238 m², 12.8 m 226 m², 7.7 m 128 m², 10.9 m

Location

registered office establishment approximate All 4 establishment units on the map

Parcels

Cadastral parcelArea Buildings Height / floors
56078D0024/00K0031,811 m² 1 · 226 m² 7.7 m · 2
52050A0544/00A007541 m² 1 · 128 m² 10.9 m · 3
56016C0354/00M000513 m² 1 · 238 m² 12.8 m · 3

Contact

E-mail info@etudesolva.be
Phone +32 71 59 71 40