Skip to content

Solutions Toitures

Active
Private limited companyfounded 20215 yrs activeRue du Bas-Daussoulx(DX) 20, 5020 Namur, BelgiumKBO/BCE: BE 0769.832.184
Summary

Solutions Toitures has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105,790 and a net result of €12,901. Equity is growing by ~28.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 32341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
Solutions ToituresActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Roofing work
NACE 43410Bricklaying and masonry work NACE 43910
1 site
Size
€121,847total assets 2025
Staff
1 FTE
Equity
€105,790
Profit
€12,901
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 32 d early0 of 1 deed read
Why 95- Founded in 2021+ Liquidity: current ratio 6.59, cash €62,055+ Equity €105,790 (86.8% of total assets)+ Figures for FY 2025 (filed 29-06-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 77% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+2
equity 86.8% of total assets
Liquidity 98+9
short-term debt 13.2% · cash 50.9%
Profitability 82-18
return on assets 10.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)
Last 24 months 11-2024: 0.7%highest value 12-2024: 0.7%● 0.0% vs 11-2024highest value 01-2025: 0.7%▼ -0.1% vs 12-2024 02-2025: 0.5%▼ -24.5% vs 01-2025 03-2025: 0.5%▼ -2.2% vs 02-2025 04-2025: 0.6%▲ +6.5% vs 03-2025 05-2025: 0.6%▲ +10.2% vs 04-2025 06-2025: 0.6%▼ -4.9% vs 05-2025 07-2025: 0.1%▼ -80.5% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▲ +3.5% vs 10-2025 12-2025: 0.1%▲ +3.4% vs 11-2025 01-2026: 0.1%▼ -11.5% vs 12-2025lowest value 02-2026: 0.1%● 0.0% vs 01-2026lowest value 03-2026: 0.1%● 0.0% vs 02-2026lowest value 04-2026: 0.1%▲ +0.9% vs 03-2026 05-2026: 0.1%▲ +11.9% vs 04-2026 06-2026: 0.1%▲ +4.1% vs 05-2026 07-2026: 0.1%▲ +15.0% vs 06-2026 08-2026: 0.1%▼ -4.1% vs 07-2026 09-2026: 0.1%▼ -5.7% vs 08-2026 10-2026: 0.1%▼ -3.8% vs 09-2026
  • Liquidity: current ratio 6.59, cash €62,055 lowers the probability
  • Equity €105,790 (86.8% of total assets) lowers the probability
  • Founded in 2021 raises the probability for this profile
  • Figures for FY 2025 (filed 29-06-2026) lowers the probability
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 6.59 against 2.87 in 2024; short-term debt: 13.2% and cash: 50.9% of total assets), and 13.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 95%, profitability 64%, growth against the median 60%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 6.59, cash €62,055
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €105,790 (86.8% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 29-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
32 d early
2024
31 d early
2023
30 d early
2022
16 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Liquidity doublescurrent ratio 6.59
  3. Equity above €100,000Eq €105,790 ▲13.9%

Key points

  • Positive: Among the best 10% on solvencysector median 47.2% · 32,341 companies 86.8% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Total assets 20254 fiscal years filed €121,847 View

By topic

Financials

Fiscal year
2025
Total assets
€121,847
Profit
€12,901
Solvency
86.8%
Total assets▼ 4.7%
Net result
20222025
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 31-07-2027
  1. 29-06-2026Annual accounts filed
  2. 31-12-2025Liquidity doubles
  3. 31-12-2025Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
18-06-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure