Skip to content

SOLUTIONS & SUSTAINABILITY

Active
Rue du Culot 24 ·1435 Mont-Saint-Guibert, Belgium
KBO/BCE: BE 0778.644.338
Watch Print / PDF
Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SOLUTIONS & SUSTAINABILITY is 0.5% (very low). The 2024 annual accounts show equity of €209k and a net result of €49k. Equity is growing by ~36.3% per year across the filed fiscal years. Its solvency ranks better than 65% of 12432 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€49k-26.0%
Working capital€-12k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 03-07-2025 with the NBB · fiscal year 2024 · micro
€0€50k€100kOperating result 2022: €115k€115kNet result 2022: €91k€91kOperating result 2023: €83k€83kNet result 2023: €67k€67kOperating result 2024: €68k€68kNet result 2024: €49k€49k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~36.3%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k€300k€400k2025: €267k (€250k - €284k)2026: €325k (€308k - €342k)2027: €383k (€366k - €400k)2022: €93k2023: €160k2024: €209k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 71.2% 60.6%
better than 65% of 12432 sector peers
Net result €49k €31k
better than 65% of 12434 sector peers
Equity €209k €63k
better than 85% of 12440 sector peers
Gross operating margin €78k €52k
better than 66% of 12420 sector peers
Total assets €294k €124k
better than 79% of 12433 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P65
2022: P82 · n=68032023: P95 · n=100342024: P65 · n=124322022 2024
Weakening position over 2022-2024 · n=6803-12432
Net result P65
2022: P88 · n=68012023: P78 · n=100282024: P65 · n=124342022 2024
Weakening position over 2022-2024 · n=6801-12434
Equity P85
2022: P74 · n=68102023: P82 · n=100402024: P85 · n=124402022 2024
Stable position over 2022-2024 · n=6810-12440
Gross operating margin P66
2022: P85 · n=67902023: P73 · n=100152024: P66 · n=124202022 2024
Weakening position over 2022-2024 · n=6790-12420
Describes the position versus peers, not a forecast.
EBITDA
€77k
-8.9% +300% vs sector
Net profit
€49k
-26.0% +265% vs sector
Cash flow
€59k
-14.2% far above sector median
Total assets
€294k
+72.5% +231% vs sector
Equity
€209k
+30.9% far above sector median
Working capital
€-12k
- far below sector median
Income taxes
€12k
-23.9% -2% vs sector
Debt
€85k
+706.9% +75% vs sector
Debt ≤ 1y
€85k
+720.3% +75% vs sector
Current ratio
0.85
-94.7% -45% vs sector
Quick ratio
0.85
-94.7% -45% vs sector
Solvency
71.2%
-24.1% +57% vs sector
Debt / equity
0.40
+516.7% -66% vs sector
ROE
23.6%
-43.5% -78% vs sector
ROA
16.8%
-57.1% -61% vs sector
Interest coverage
12.39
-98.8% -60% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€77k
Net profit€49k
Cash flow€59k
Staff costs-
Income taxes€12k
Dividends-
Total assets€294k
Equity€209k
Debt€85k
of which ≤ 1y€85k
of which > 1y-
Working capital€-12k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.85
Quick ratio0.85
Working capital ratio-4.2%
Solvency71.2%
Debt / equity0.40
Long-term debt ratio-
Interest coverage12.39
Gross margin-
Net margin-
ROA16.8%
ROE23.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€294k
Fixed assets 21/28€221k
Tangible fixed assets 22/27€221k
Current assets 29/58€72k
Amounts receivable within one year 40/41€19k
Investments 50/53€45k
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€294k
Equity 10/15€209k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€207k
Amounts payable 17/49€85k
Amounts payable within one year 42/48€85k
Trade debts payable within one year 44€771
Income statement
Gross operating margin 9900€78k
Operating result 9901€68k
Financial income 75€106
Financial charges 65€6k
Result before taxes 9903€62k
Income taxes 67/77€12k
Net result for the period 9904€49k
Result to be appropriated 9905€49k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
68 / 100 Healthy
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
SOLUTIONS
Rue du Culot 24, 1435 Mont-Saint-GuibertComputerconsultancy-activiteiten
since 20212.325.537.485
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area887 m²
Buildings1
Building footprint114 m²
Volume (LiDAR)742 m³
Tallest building10.2 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25040C0257/00P000 Wallonia 887 m² 1 · 114 m² 10.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health68Profitability100Solvency75Growth52Stability94
78 / 100

Exceptional profile, strong across almost every axis.

Health 68
Profitability 100
Solvency 75
Growth 52
Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameFR SOLUTIONS & SUSTAINABILITY
AbbreviationFR SOLUTIONS
Registered office
Rue du Culot 24
1435 Mont-Saint-Guibert, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.