SOLUTION DRIVEN DESIGN
ActiveSummary
SOLUTION DRIVEN DESIGN has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90,341 and a net result of €39,148. Its solvency ranks better than 76% of 21,080 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €90,341
- Profit
- €39,148
Why 98raises riskFounded in 2023lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 5.77, cash €47,094Equity €90,341 (81.3% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 85% on liquidity, 82% on profitability and 86% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 28 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointment: Raf Marie Yvo Lenaerts…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result falls in 2025; 2025 is 7% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €874 | €967 | ▲ 10.6% |
| Other operating charges640/8 | €312 | €128 | ▼ 59.1% |
| Gross operating margin9900 | €61,295 | €56,741 | ▼ 7.4% |
| Operating profit (loss)9901 | €60,109 | €55,646 | ▼ 7.4% |
| Financial income75/76B | €112 | €435 | ▲ 290% |
| Recurring financial income75 | €112 | €435 | ▲ 290% |
| Financial charges65/66B | €1,990 | €2,817 | ▲ 41.5% |
| Recurring financial charges65 | €1,990 | €2,817 | ▲ 41.5% |
| Profit (loss) for the period before taxes9903 | €58,230 | €53,264 | ▼ 8.5% |
| Income taxes67/77 | €12,037 | €14,116 | ▲ 17.3% |
| Profit (loss) for the period9904 | €46,193 | €39,148 | ▼ 15.3% |
| Profit (loss) for the period to be appropriated9905 | €46,193 | €39,148 | ▼ 15.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €71,594 | €111,135 | ▲ 55.2% |
| Fixed assets21/28 | €2,026 | €1,059 | ▼ 47.7% |
| Tangible fixed assets22/27 | €2,026 | €1,059 | ▼ 47.7% |
| Furniture and vehicles24 | €2,026 | €1,059 | ▼ 47.7% |
| Current assets29/58 | €69,568 | €110,076 | ▲ 58.2% |
| Amounts receivable within one year40/41 | €12,613 | €11,882 | ▼ 5.8% |
| Trade receivables40 | €11,435 | €11,846 | ▲ 3.6% |
| Other amounts receivable41 | €1,178 | €36 | ▼ 96.9% |
| Current investments50/53 | - | €49,997 | - |
| Cash at bank and in hand54/58 | €56,125 | €47,094 | ▼ 16.1% |
| Deferred charges and accrued income490/1 | €830 | €1,103 | ▲ 32.8% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €71,594 | €111,135 | ▲ 55.2% |
| Equity10/15 | €51,193 | €90,341 | ▲ 76.5% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Reserves13 | €46,193 | €85,341 | ▲ 84.7% |
| Distributable reserves133 | €46,193 | €85,341 | ▲ 84.7% |
| Amounts payable17/49 | €20,401 | €20,794 | ▲ 1.9% |
| Amounts payable within one year42/48 | €18,901 | €19,083 | ▲ 1.0% |
| Financial debts43 | €348 | €828 | ▲ 138% |
| Other loans439 | €348 | €828 | ▲ 138% |
| Trade debts44 | €1,800 | €383 | ▼ 78.7% |
| Suppliers440/4 | €1,800 | €383 | ▼ 78.7% |
| Taxes, remuneration and social security45 | €12,773 | €17,872 | ▲ 39.9% |
| Taxes450/3 | €12,773 | €17,872 | ▲ 39.9% |
| Other amounts payable47/48 | €3,979 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €1,500 | €1,711 | ▲ 14.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €46,193 | €39,148 | ▼ 15.3% |
| + Depreciation and write-downs630 | €874 | €967 | ▲ 10.6% |
| Operating cash flow (approximation) | €47,067 | €40,115 | ▼ 14.8% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | -€9,030 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 30-06-2026 | 2026-00219546 |
| 31-12-2024 | micro format | 07-07-2025 | 2025-00235728 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Raf Marie Yvo Lenaerts |
|
Owners and capital
Capital and shareholders
- Raf Marie Yvo Lenaerts 100 shares (100%) · €5,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 06-10-2023 Incorporation · €5,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
On 4 October 2023, SOLUTION DRIVEN DESIGN was incorporated as a private limited company by one natural person, with a starting capital of €5,000.12 Raf Marie Yvo Lenaerts has served as director of the company since 2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Acts, filings and financial milestones
06-10
Gazette deed
IncorporationAppointment: Raf Marie Yvo Lenaerts (director) · Founder · Founding capital6 facts ▸
- Incorporation, 04-10-2023
- Founder, Raf Marie Yvo Lenaerts
- Founding capital, “Euro 5.000” (deed in Dutch)
- Other provision, “boeking inbreng, beschikbare eigen vermogensrekening” (deed in Dutch)
- Director appointment, Raf Marie Yvo Lenaerts (director (not named in the articles))
- Pre-incorporation commitments, “takeover”, 25-09-2023 (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71032B0616/00D005 | Flanders | 845 m² | 1 · 237 m² | 16.1 m · 1 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Ontwerpen en programmeren van computerprogramma's; Computerconsultancyactiviteiten; Beheer van computerfaciliteiten; Overige diensten op…” (deed in Dutch)
28 activities (deed in Dutch)
- Ontwerpen en programmeren van computerprogramma's
- Computerconsultancyactiviteiten
- Beheer van computerfaciliteiten
- Overige diensten op gebied van informatietechnologie en computers
- Gegevensverwerking,webhosting en aanverwante activiteiten
- Webportalen
- Webwinkel
- Overige dienstverlenende activiteiten op het gebied van informatie,niet elders gespecifieerd
- Organiseren van cursussen,evenementen en workshops
- De ontwikkeling,de verdere uitbouw,het beheer,de aan- en verkoop,de in- en uitvoer,de commercialisatie,de productie,het huren of verhuren,het in leasing of nemen,het toekennen of verwerven van alle mogelijke rechten van gebruik en/of genot,het verlenen van diensten,alsmede tussenkomsten welke betrekking hebben op nieuwe of bestaande producten in verband met informatica(inclusief hardware en software)
- Produceren van beelden,video en audio
- Bewerken en monteren van beelden,video en audio
- Het genereren van beelden,video en audio via computerprogramma's of artificiële intelligentie
- Het combineren van traditionele media met gegenereerde media
- Distributie en commercialisatie van beelden,video en audio
- De productie,de bewerking en montage,de online distributie,het beheer,de aan- en verkoop,de in- en uitvoer,de commercialisatie,het huren of verhuren,het in leasing of nemen,het toekennen of verwerven van alle mogelijke rechten van gebruik en/of genot,het verlenen van diensten,alsmede tussenkomsten welke betrekking hebben op nieuwe of bestaande producten in verband met media,inclusief fotografie,graphics,video,audio,muziek,en artikels.
- Bewerking van digitale gegevens:verrijking,selectie en koppeling van digitale gegevens op gegevensdragers
- Overige grafische activiteiten niet elders gespecifieerd
- Activiteiten van grafische designers
- Beheer van een patrimonium bestaande uit roerende en onroerende goederen
- De vennootschap zal kunnen deelnemen of zich op andere wijze interesseren in allerhande vennootschappen,ondernemingen,groeperingen of organisaties
- Managementactiviteiten van en voor holdings en andere ondernemingen;het tussenkomen in het dagelijks bestuur,het vertegenwoordigen van bedrijven op grond van het bezit van of controle over het maatschappelijk kapitaal en andere;het op lange termijn aanhouden van aandelen afkomstig van verschillende andere bedrijven uit verscheidene economische sectoren.
- De vennootschap zal alle roerende en onroerende goederen mogen kopen,huren en verhuren als investering,zelfs als ze geen verband houden met haar voorwerp,rechtstreeks noch onrechtstreeks.
- Beleggingen en beheer van vermogens,gaande van onroerende goederen en rechten tot roerende goederen en kapitalen,dit alles hetzij voor eigen rekening,hetzij voor rekening van derden of in deelname met derden.
- De vennootschap zal de functies van bestuurder,zaakvoerder,vereffenaar of anderszins,kunnen uitoefenen in,en advies verschaffen aan alle rechtspersonen.
- Zij mag alle roerende en onroerende goederen als investeringen verwerven,zelfs als deze noch rechtstreeks noch onrechtstreeks verband houden met het voorwerp van de vennootschap.
- De vennootschap kan door middel van inbreng,inschrijving,fusie of op gelijk welke andere manier belangen verwerven in elke onderneming,vereniging,bestaande of op te richten vennootschap,waarvan het voorwerp gelijkaardig,analoog,aansluitend of gewoon nuttig is tot de verwezenlijking van het geheel of een deel van haar maatschappelijk voorwerp.
- Op algemene wijze mag zij allerhande commerciële,industriële,financiële,roerende en onroerende verrichtingen uitvoeren,welke rechtstreeks of onrechtstreeks verband houden met haar voorwerp.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Solution Driven Design
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, 3511 Hasselt,Nieuwstraat 216” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, algemene vergadering bepaalt aantal,duur opdracht en bij meerdere bevoegdheid” (deed in Dutch)1 more provision on this in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Friday of June at 20:00