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SOLUTION AUTO

Active
Private limited companyfounded 20233 years activeLehonplein 7, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0804.333.205
Summary

The computed 12-month bankruptcy probability of SOLUTION AUTO is 3.5% (moderate). The 2025 annual accounts show equity of €19,985 and a net result of €4,122. Its solvency ranks better than 68% of 3,159 sector peers (NACE 95, fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Financials · fiscal year 2025, micro schema

Turnover
€220,582▼ 12.2%
2024 · €251,119
EBIT margin
1.9%▼ 4.5pp
2024 · 6.4%
Net result
€4,122▼ 68.0%
2024 · €12,864
Working capital
€18,038▲ 44.8%
2024 · €12,457
Trend over the years

2024 to 2025, 2 fiscal years

The operating result falls in 2025; 2025 is 74% below 2024.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Turnover€220,582 2025 Operating result€4,172 2025 Net result€4,122 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Turnover€251,119-€220,582▼ 12.2%
Operating result€16,123-€4,172▼ 74.1%
Net result€12,864within the sector's middle half-€4,122within the sector's middle half▼ 68.0%
EBIT margin6.4%-1.9%▼ 4.5pp
Equity€15,864within the sector's middle half-€19,985within the sector's middle half▲ 26.0%
Total assets€43,288below the sector's middle half-€35,284below the sector's middle half▼ 18.5%
Debt€27,424-€15,299▼ 44.2%
Working capital€12,457within the sector's middle half-€18,038within the sector's middle half▲ 44.8%
Solvency36.6%within the sector's middle half-56.6%within the sector's middle half▲ 20.0pp
Current ratio1.45within the sector's middle half-2.18within the sector's middle half▲ 0.72
Return on assets (ROA)29.7%above the sector's middle half-11.7%within the sector's middle half▼ 18.0pp
above within below the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35,284
Fixed assets €1,947 ▼ 42.9%
Current assets €33,337 ▼ 16.4%
Equity and liabilities €35,284
Equity €19,985 ▲ 26.0%
Debt €15,299 ▼ 44.2%
Debt's share of the balance-sheet total falls from 63.4% to 43.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€5,632▼
2024 · €17,096
Cash flow
€5,582▼
2024 · €13,837
Quick ratio
0.22▼
2024 · 0.29
Debt to equity
0.77▼
2024 · 1.73
ROE
20.6%▼
2024 · 81.1%
Interest coverage
111.26▼
2024 · 285.37
Debt ≤ 1 year
€15,299▼
2024 · €27,424
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€43,288€35,284▼
Fixed assets21/28€3,407€1,947▼
Tangible fixed assets22/27€3,407€1,947▼
Furniture and vehicles24€3,407€1,947▼
Current assets29/58€39,881€33,337▼
Stocks and contracts in progress3€31,805€29,935▼
Stocks30/36€31,805€29,935▼
Amounts receivable within one year40/41€4,929€719▼
Trade receivables40€4,919€719▼
Other amounts receivable41€11-
Cash at bank and in hand54/58€2,946€2,437▼
Deferred charges and accrued income490/1€200€247▲
Equity and liabilities
Total equity and liabilities10/49€43,288€35,284▼
Equity10/15€15,864€19,985▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€12,864€16,985▲
Amounts payable17/49€27,424€15,299▼
Amounts payable within one year42/48€27,424€15,299▼
Trade debts44€14,688€4,166▼
Suppliers440/4€14,688€4,166▼
Taxes, remuneration and social security45€12,736€11,133▼
Taxes450/3€12,736€11,076▼
Remuneration and social security454/9-€57
Income statement Code20242025
Turnover70€251,119€220,582▼
Goods, raw materials, services and sundry goods60/61€232,435€213,779▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€973€1,460▲
Other operating charges640/8€1,587€1,171▼
Gross operating margin9900€18,684€6,803▼
Operating profit (loss)9901€16,123€4,172▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€60€51▼
Recurring financial charges65€60€51▼
Profit (loss) for the period before taxes9903€16,064€4,122▼
Income taxes67/77€3,200-
Profit (loss) for the period9904€12,864€4,122▼
Profit (loss) for the period to be appropriated9905€12,864€4,122▼
Appropriation of the result
Profit (loss) to be appropriated9906€12,864€16,985▲
Profit (loss) brought forward from the previous period14P-€12,864

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Turnover70€251,119€220,582▼ 12.2%
Goods, raw materials, services and sundry goods60/61€232,435€213,779▼ 8.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€973€1,460▲ 50.0%
Other operating charges640/8€1,587€1,171▼ 26.2%
Gross operating margin9900€18,684€6,803▼ 63.6%
Operating profit (loss)9901€16,123€4,172▼ 74.1%
Financial income75/76B€0€0▼ 80.0%
Recurring financial income75€0€0▼ 80.0%
Financial charges65/66B€60€51▼ 15.5%
Recurring financial charges65€60€51▼ 15.5%
Profit (loss) for the period before taxes9903€16,064€4,122▼ 74.3%
Income taxes67/77€3,200--
Profit (loss) for the period9904€12,864€4,122▼ 68.0%
Profit (loss) for the period to be appropriated9905€12,864€4,122▼ 68.0%
Line20242025Change
Assets
Total assets20/58€43,288€35,284▼ 18.5%
Fixed assets21/28€3,407€1,947▼ 42.9%
Tangible fixed assets22/27€3,407€1,947▼ 42.9%
Furniture and vehicles24€3,407€1,947▼ 42.9%
Current assets29/58€39,881€33,337▼ 16.4%
Stocks and contracts in progress3€31,805€29,935▼ 5.9%
Stocks30/36€31,805€29,935▼ 5.9%
Amounts receivable within one year40/41€4,929€719▼ 85.4%
Trade receivables40€4,919€719▼ 85.4%
Other amounts receivable41€11--
Cash at bank and in hand54/58€2,946€2,437▼ 17.3%
Deferred charges and accrued income490/1€200€247▲ 23.2%
Equity and liabilities
Total equity and liabilities10/49€43,288€35,284▼ 18.5%
Equity10/15€15,864€19,985▲ 26.0%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€12,864€16,985▲ 32.0%
Amounts payable17/49€27,424€15,299▼ 44.2%
Amounts payable within one year42/48€27,424€15,299▼ 44.2%
Trade debts44€14,688€4,166▼ 71.6%
Suppliers440/4€14,688€4,166▼ 71.6%
Taxes, remuneration and social security45€12,736€11,133▼ 12.6%
Taxes450/3€12,736€11,076▼ 13.0%
Remuneration and social security454/9-€57-
Line20242025Change
Profit (loss) for the period9904€12,864€4,122▼ 68.0%
+ Depreciation and write-downs630€973€1,460▲ 50.0%
Operating cash flow (approximation)€13,837€5,582▼ 59.7%
Investment in fixed assets (approximation)-€0-
Change in cash--€510-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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