SOLIVAL
ActiveSOLIVAL has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €-3k. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 90% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▼-7
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 6.72 against 24.9 in 2024; short-term debt: 14.3% and cash: 7% of total assets), and 14.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.7%
Return on assets
-11.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
27 d early
2024
40 d early
2023
32 d early
2022
38 d early
2021
38 d early
2020
17 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€12k
EBIT margin
-22.4%
Net result
€-3k▼ 121%
2024 · €-1k
2018: €2k
2019: €-4k
2020: €-5k
2021: €-3k
2022: €2k
2023: €1k
2024: €-1k
2018 → 2025
Working capital
€21k▼ 11.2%
2024 · €23k
2018: €32k
2019: €30k
2020: €26k
2021: €23k
2022: €24k
2023: €26k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€12k-
Equity€23k-€25k▲ 8.6%€26k▲ 4.4%€24k▼ 5.0%€22k▼ 11.7%
Operating result€-3k-€3k€2k▼ 39.4%€-1k€-2k▼ 112%
Net result€-3k-€2k€1k▼ 44.2%€-1k€-3k▼ 121%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €1k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25k
Fixed assets
€918▼ 20.7%
Current assets
€24k▲ 0.1%
Equity and liabilities €25k
Equity
€22k▼ 11.7%
Debt
€4k▲ 271%
The debt ratio rises from 3.8% to 14.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2024 · €-847
Cash flow
€-3k▼
2024 · €-1k
Solvency
85.7%▼
2024 · 96.2%
Current ratio
6.72▼
2024 · 24.90
Quick ratio
5.99▼
2024 · 22.32
Debt / equity
0.17▲
2024 · 0.04
ROE
-13.2%▼
2024 · -5.3%
ROA
-11.3%▼
2024 · -5.1%
Interest coverage
-3.69▼
2024 · -2.06
Debt
€4k▲
2024 · €976
Debt ≤ 1 year
€4k▲
2024 · €976
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€25k▼
Fixed assets21/28€1k€918▼
Tangible fixed assets22/27€958€718▼
Plant, machinery and equipment23€958€718▼
Financial fixed assets28€200€200=
Current assets29/58€24k€24k▲
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€20k€20k▼
Trade receivables40€16k€16k▼
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€25k€25k▼
Equity10/15€24k€22k▼
Contributions10/11€19k€19k=
Reserves13€620€620=
Non-distributable reserves130/1€620€620=
Reserves not available under the articles1311€620€620=
Profit (loss) carried forward14€5k€2k▼
Amounts payable17/49€976€4k▲
Amounts payable within one year42/48€976€4k▲
Financial debts43€226€4k▲
Credit institutions430/8€226€4k▲
Trade debts44€750€57▼
Suppliers440/4€750€57▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€239€239=
Other operating charges640/8€163€167▲
Gross operating margin9900€-684€-2k▼
Operating profit (loss)9901€-1k€-2k▼
Financial income75/76B€413-
Recurring financial income75€413-
Non-recurring financial income76B€413-
Financial charges65/66B€411€560▲
Recurring financial charges65€411€560▲
Profit (loss) for the period before taxes9903€-1k€-3k▼
Income taxes67/77€210-
Profit (loss) for the period9904€-1k€-3k▼
Profit (loss) for the period to be appropriated9905€-1k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€2k▼
Profit (loss) brought forward from the previous period14P€7k€5k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 12current ratio 242.29
Current ratio from 20.93 to 242.29; short-term debt falls from €1k to €106.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 20.93
Current ratio from 5.92 to 20.93; short-term debt falls from €5k to €1k.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fabriekstraat 3161601 Sint-Pieters-LeeuwGround area
286 m²
Building footprint
73 m²
Volume, LiDAR
369 m³
Parcel 23069B0154/00R002, Flanders · tallest building 9.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SOLIVAL
since 20052.146.650.481
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23069B0154/00R002 | Flanders | 286 m² | 1 · 72 m² | 9.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VICTOR DUBART
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N&E
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IBOURT
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,304 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-03-2005
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
43310Plastering work
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.