Equity
€28,327 ▼ 44.7%
SOLINVAL paid out €60,000 in dividends. That is 162% of the 2025 profit.
SOLINVAL
Lifetime
11 annual accounts with figures on one time axisGross marginpeak €71,238 (2021)
€61,280▼ 11.1%
Resultlowest -€12,862 (2019)
€37,080▼ 11.7%
Equitypeak €70,388 (2018)
€28,327▼ 44.7%
Debts
€137,295▲ 9.7%
Staffpeak 0.8 FTE (2017)
-not published
Board1 name since 2014
1 directorVALANDRO Arnaud
Documentsfilings and deeds
02-03-2026151 days before the deadline
2025micro format
Dividend €60,000Equity from €51,247 to €28,327
Key points
from the 2025 annual accountsChecked score
87
Excellent
Financially stronger than 51% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,278 companies (NACE 47, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.2%▼ -0.1 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026lowest value
04-2026: 0.4%▲ +0.2 percentage points vs 03-2026highest value
05-2026: 0.4%● unchanged vs 04-2026highest value
06-2026: 0.4%● unchanged vs 05-2026highest value
07-2026: 0.4%● unchanged vs 06-2026highest value
08-2026: 0.4%● unchanged vs 07-2026highest value
09-2026: 0.3%▼ -0.1 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
Equity €28,327 (17.1% of total assets)
lowers risk
Founded in 2014
Liquidity: current ratio 1.26, cash €60,137
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 33% of them on solvency, 69% on liquidity, 90% on profitability and 12% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,053 companies had the same profile as SOLINVAL has now. Each dot stands for 13 companies, two years later.
95.8%
were still trading
2.4%
stopped another way
1.6%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SOLINVAL itself is lower: 0.3% within 12 months. It rests on far more data about SOLINVAL than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,053 companies, not a prediction for SOLINVAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.26 (1.54 in 2024), below the usual 1.5. Short-term debt is 63% and cash 36.3% of total assets. 82.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-03-2026, 151 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
151 days early
2024
35 days early
2023
30 days early
2022
33 days early
2021
31 days early
2020
32 days early
2019
9 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 46 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0505975655
Reappointment: VALANDRO Arnaud (director)
120 shares · General meeting of 18-09-2023 · Gazette deed
First establishment
LIBRAIRIE ESPACE 3D, Rue du Général Jacques 99, Chaudfontaine
Incorporation
published on 17-12-2014 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| SOLINVAL Chaudfontaine | €165,623 | €61,280 | 17.1% | - |
| KRSNA SPRL Saint-Nicolas | €198,429 | €61,859 | 4.1% | - |
| BRUMENS Bassenge | €134,425 | €68,245 | 21.4% | - |
| DVN Alliance Brussels | €173,797 | €73,419 | 81.6% | - |
| PARIAN Wevelgem | €129,597 | €54,090 | 21.7% | - |
| LUNDI Ixelles | €136,762 | €75,561 | 39.8% | - |
| TULITU Brussels | €125,765 | €73,710 | 60.5% | - |
These companies have the same main activity as SOLINVAL: retail sale of newspapers and periodicals (NACE 47621). They are comparable in size and age: total assets between €126,000 and €198,000, founded between 2014 and 2017.
Official details
Source: KBO- Status
- Active since 04-12-2014Normal situation
- Activity
- Retail sale of newspapers and periodicalsNACE 47621and 1 other
- Establishment unit
- 2.237.016.4734051 Chaudfontaine, since 02-01-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 12-04-2024
Annual accounts 2025
- Turnover
- ≈ €370,000estimated
- Total assets
- €165,623▼ 6.1%
- Filing
- Filed on 02-03-2026, 151 days before the end of the filing period
Insights on SOLINVAL
SOLINVAL files the micro format. That format states no turnover. The gross margin rose from €38,259 in 2015 to €61,280 in 2025.
The balance sheet grew most from 2020 to 2021 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SOLINVAL
- What is the company number of SOLINVAL?
- The company number of SOLINVAL is 0505.975.655. The VAT number is the same number with BE in front: BE 0505.975.655.
- Where is SOLINVAL based?
- The registered office is at Au long pré 74, 4053 Chaudfontaine.Company details
- What does SOLINVAL do?
- According to the KBO register, the main activity is retail sale of newspapers and periodicals (NACE 47621).
- What is the legal form of SOLINVAL?
- SOLINVAL is a private limited company (BV).
- When was SOLINVAL founded?
- SOLINVAL was founded on 04-12-2014.
- Is SOLINVAL still active?
- Yes, SOLINVAL is an active enterprise in the KBO register.
- How many employees does SOLINVAL have?
- SOLINVAL had an average of 0.7 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
- What is the turnover of SOLINVAL?
- The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €61,280 and 32 comparable companies (NACE 476). It probably lies between €170,000 and €610,000.
- Is SOLINVAL profitable?
- In financial year 2025, SOLINVAL made a profit of €37,080.
- Where can I find the annual accounts of SOLINVAL?
- SOLINVAL filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SOLINVAL due?
- SOLINVAL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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