SOLIDI
ActiveSummary
The computed 12-month bankruptcy probability of SOLIDI is 1.7% (moderate). The 2025 annual accounts show equity of €45,459 and a net result of €34,954. Its solvency ranks better than 38% of 22,774 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 14-10-2024 Normal situation
- Activity
- Retail sale of bicycles NACE 47632and 4 others
- Establishment units
- 2.365.219.888 1840 Londerzeel, since 14-10-2024
- 2.365.219.987 1840 Londerzeel, since 14-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 14-05-2025
Board and ownership
Board
- Tassignon IneDirector · since 10-10-2024
- Van Muylders DriesDirector · since 10-10-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.7%
Annual accounts 2025
- Gross margin
- €60,682
- ▲ 343%
- Turnover
- ≈ €370,000
- estimated
- Profit
- €34,954
- ▲ 249%
- Equity
- €45,459
- ▲ 333%
- Total assets
- €236,270
- ▲ 168%
- Staff
- ≈ 0.2 FTE
- estimated
Score breakdownraises riskFounded in 2024Sector: Retail trade (NACE 47)Size: total assets €236,270lowers riskLiquidity: current ratio 0.76, cash €29,433Show the evidence
Checked score
Score 2025
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 59% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency
44+7
equity 19.2% of total assets
Liquidity
23-33
short-term debt 78.3% · cash 12.5%
Profitability
87+4
return on assets 14.8%
Bankruptcy probability within 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 2.0%
12-2025: 2.0%● unchanged vs 11-2025
01-2026: 2.0%● unchanged vs 12-2025
02-2026: 2.4%▲ +0.4 percentage points vs 01-2026
03-2026: 2.4%● unchanged vs 02-2026
04-2026: 2.6%▲ +0.2 percentage points vs 03-2026
05-2026: 2.8%▲ +0.2 percentage points vs 04-2026
06-2026: 2.8%● unchanged vs 05-2026
07-2026: 2.9%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 1.6%▼ -1.3 percentage points vs 07-2026
09-2026: 1.6%● unchanged vs 08-2026lowest value
10-2026: 1.7%▲ +0.1 percentage points vs 09-2026
11-2026: 1.7%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.76 (3.87 in 2024), below 1. Short-term debt is 78.3% and cash 12.5% of total assets. 80.8% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 35% of them on solvency, 21% on liquidity, 82% on profitability and 98% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
28 days early
2024
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 15 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 03-07-2026 at the NBB all 2 filings
Turnover
≈ €370,000
Estimated: probably between €170,000 and €610,000
Total assets
€236,270▲ 168%
2024 · €88,181
Net result
€34,954▲ 249%
2024 · €10,005
Working capital
-€44,910
2024 · €59,516
Multi-year overview
2024 to 2025, 2 financial yearsOperating result
€44,573
▲ 250%
2025
20242025
Net result
€34,954
▲ 249%
2025
highest quarter of the sector
20242025
Equity
€45,459
▲ 333%
2025
middle half of the sector
20242025
Total assets
€236,270
▲ 168%
2025
middle half of the sector
20242025
Debt
€190,811
▲ 146%
2025
20242025
Working capital
-€44,910
2025
lowest quarter of the sector
20242025
Solvency
19.2%
▲ 7.3pp
2025
middle half of the sector
20242025
Current ratio
0.76
▼ 3.11
2025
lowest quarter of the sector
20242025
Return on assets (ROA)
14.8%
▲ 3.4pp
2025
highest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20242025
Operating result€12,736-€44,573▲ 250%
Net result€10,005within the sector's middle half-€34,954above the sector's middle half▲ 249%
Equity€10,505within the sector's middle half-€45,459within the sector's middle half▲ 333%
Total assets€88,181within the sector's middle half-€236,270within the sector's middle half▲ 168%
Debt€77,676-€190,811▲ 146%
Working capital€59,516within the sector's middle half--€44,910below the sector's middle half
Solvency11.9%within the sector's middle half-19.2%within the sector's middle half▲ 7.3pp
Current ratio3.87above the sector's middle half-0.76below the sector's middle half▼ 3.11
Return on assets (ROA)11.3%within the sector's middle half-14.8%above the sector's middle half▲ 3.4pp
above
within
below
The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 3.5 times that of 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €236,270
Fixed assets
€96,281 ▲ 12×
Current assets
€139,989 ▲ 74.5%
Equity and liabilities €236,270
Equity
€45,459 ▲ 333%
Debt
€190,811 ▲ 146%
Debt's share of the balance-sheet total falls from 88.1% to 80.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56,055▲
2024 · €12,799
Cash flow
€46,436▲
2024 · €10,068
Quick ratio
0.23▼
2024 · 1.25
Debt to equity
4.20▼
2024 · 7.39
ROE
76.9%▼
2024 · 95.2%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€184,899▲
2024 · €20,728
Income taxes
€9,470▲
2024 · €2,709
Staff costs
€4,227▲
2024 · €507
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €8,000 | €99,826 |
| Depreciation and write-downs of the year | €63 | €11,482 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €507 | €4,227 | ▲ 734% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €63 | €11,482 | ▲ 182× |
| Other operating charges640/8 | €387 | €400 | ▲ 3.4% |
| Gross operating margin9900 | €13,693 | €60,682 | ▲ 343% |
| Operating profit (loss)9901 | €12,736 | €44,573 | ▲ 250% |
| Financial income75/76B | €42 | €355 | ▲ 745% |
| Recurring financial income75 | €42 | €355 | ▲ 745% |
| Financial charges65/66B | €64 | €504 | ▲ 688% |
| Recurring financial charges65 | €64 | €504 | ▲ 688% |
| Profit (loss) for the period before taxes9903 | €12,714 | €44,424 | ▲ 249% |
| Income taxes67/77 | €2,709 | €9,470 | ▲ 250% |
| Profit (loss) for the period9904 | €10,005 | €34,954 | ▲ 249% |
| Profit (loss) for the period to be appropriated9905 | €10,005 | €34,954 | ▲ 249% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €88,181 | €236,270 | ▲ 168% |
| Fixed assets21/28 | €7,937 | €96,281 | ▲ 12× |
| Tangible fixed assets22/27 | €7,937 | €96,281 | ▲ 12× |
| Land and buildings22 | - | €1,261 | - |
| Plant, machinery and equipment23 | €7,937 | €95,020 | ▲ 12× |
| Current assets29/58 | €80,244 | €139,989 | ▲ 74.5% |
| Stocks and contracts in progress3 | €54,354 | €96,955 | ▲ 78.4% |
| Stocks30/36 | €54,354 | €96,955 | ▲ 78.4% |
| Amounts receivable within one year40/41 | €15,976 | €13,034 | ▼ 18.4% |
| Trade receivables40 | €4,638 | €13,034 | ▲ 181% |
| Other amounts receivable41 | €11,338 | - | - |
| Cash at bank and in hand54/58 | €9,914 | €29,433 | ▲ 197% |
| Deferred charges and accrued income490/1 | - | €567 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €88,181 | €236,270 | ▲ 168% |
| Equity10/15 | €10,505 | €45,459 | ▲ 333% |
| Contributions10/11 | €500 | €500 | = |
| Profit (loss) carried forward14 | €10,005 | €44,959 | ▲ 349% |
| Amounts payable17/49 | €77,676 | €190,811 | ▲ 146% |
| Amounts payable within one year42/48 | €20,728 | €184,899 | ▲ 792% |
| Trade debts44 | €17,589 | €38,338 | ▲ 118% |
| Suppliers440/4 | €17,589 | €38,338 | ▲ 118% |
| Taxes, remuneration and social security45 | €3,139 | €14,998 | ▲ 378% |
| Taxes450/3 | €2,926 | €14,740 | ▲ 404% |
| Remuneration and social security454/9 | €213 | €258 | ▲ 21.1% |
| Other amounts payable47/48 | - | €131,563 | - |
| Accrued charges and deferred income492/3 | €56,948 | €5,912 | ▼ 89.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €10,005 | €34,954 | ▲ 249% |
| + Depreciation and write-downs630 | €63 | €11,482 | ▲ 182× |
| Operating cash flow (approximation) | €10,068 | €46,436 | ▲ 361% |
| Investment in fixed assets (approximation) | - | -€99,826 | - |
| Change in cash | - | €19,519 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 7,976 companies had the same profile as SOLIDI has now. Two years later, 94.3% were still going and 3.6% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
94.3%
was still going
1.8%
stopped otherwise
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SOLIDI itself: 1.7% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for SOLIDI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Directors
2 directors, no change since 2024
Tassignon Ine
Current
Director (not named in the articles) · since 10-10-2024 · term without a fixed end · also on the board of 1 other company · listed in the 2025 annual accounts, filed on 03-07-2026
Van Muylders Dries
Current
Director (not named in the articles) · since 10-10-2024 · term without a fixed end · also on the board of 1 other company · listed in the 2025 annual accounts, filed on 03-07-2026
Owners and capital
Shareholders
At incorporation
act of 16-10-2024 ↗
- VAN MUYLDERS Dries Frank founder
- TASSIGNON Ine founder
Capital transactions
Capital over time
- 16-10-2024 Incorporation · €500 · 100 shares
Mandate history
2 people, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| Tassignon Ine |
|
| Van Muylders Dries |
|
Articles of association
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Op naam, aandeelhouders mogen kennis nemen betreffende hun effecten”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Geen beroep op rechter tegen weigering, binnen zes maanden na weigering”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 16-10-2024 (in Dutch)
Network & group
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
Skap VOF
via Van Muylders Dries and Tassignon Ine · Statutory manager
→
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
03-07
micro format · 28 days before the deadline
2025
29-07
micro format · 2 days before the deadline
2024
16-10
Gazette deed
IncorporationStarting capital €500 · Appointments: VAN MUYLDERS Dries Frank (director) and TASSIGNON Ine (director) · Founder · Declaration14 points ▸
Gazette deed
Incorporation
Starting capital €500 · Appointments: VAN MUYLDERS Dries Frank (director) and TASSIGNON Ine (director) · Founder · Declaration14 points ▸
- Incorporation, “SOLIDI” (deed in Dutch)
- Founder, VAN MUYLDERS Dries Frank
- Founder, TASSIGNON Ine
- Other provision, “financieel plan, voorafgaandelijk aan verlijden oprichtingsakte” (deed in Dutch)
- Declaration, “wijzing op oprichtersaansprakelijkheid, faillissement binnen drie jaar na oprichting” (deed in Dutch)
- Founding capital, €500
- Bank account, 500, “vennootschap in oprichting” (deed in Dutch)
- Declaration, “bankattest en deponeringsbevestiging, deponering overeenkomstig Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Other provision, “overgangsbepalingen-uitwerking, overeenkomstig de wet” (deed in Dutch)
- Registered office clause, “1840 Londerzeel(Steenhuffel),Lakeman 88” (deed in Dutch)
- Board rule, 2
- Director appointment, VAN MUYLDERS Dries Frank (director (not named in the articles))
- The act holds 2 more points.
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
SOLIDI in Dutch
Enterprise number
1015.037.197
Legal form
Private limited company
Status
Active, normale toestand
Founded
14-10-2024
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 16-10-2024 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaamse Gewest, bestuursorgaan bevoegd zetel binnen België te verplaatsen voor zover geen wijziging taal statuten vereist;geen…”
deed of 16-10-2024 (in Dutch)Registered office and establishments
Registered office
Lakeman 88, 1840 Londerzeel, Belgium
Establishment units
SOLIDI, Lakeman 88, 1840 Londerzeel since 14-10-2024 · unit number 2.365.219.888
Fietsfikser, Brouwerijstraat 4, 1840 Londerzeel since 14-10-2024 · unit number 2.365.219.987
Activities
NACEBEL 2025VAT activities
47632
Retail sale of bicycles main activity
01450
Raising of sheep and goats
43211
General electrical installation work
73300
Public relations and communication consultancy
93110
Operation of sports facilities
Social security (RSZ) activities
47632
Retail sale of bicycles main activity
Codes under NACEBEL 2008
VAT activities
47785
Retail trade main activity
Social security (RSZ) activities
47785
Retail trade main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 16-10-2024 (in Dutch)
“Alle activiteiten betreffende de aan- en verkoop en verhuur van fietsen en andere rijwielen met inbegrip van het onderhoud, de herstelling…”
13 activities
- Alle activiteiten betreffende de aan- en verkoop en verhuur van fietsen en andere rijwielen met inbegrip van het onderhoud, de herstelling en de algemene opvolging van deze fietsen en rijwielen
- Het leveren van ondersteunende diensten van financiële aard zoals bijvoorbeeld de intermediatie bij het afsluiten van leasecontracten, verbonden aan de uitbating van een commerciële handelsactiviteit
- De verkoop en verhuur van alle mogelijke accessoires verbonden aan het gebruik van fietsen en andere rijwielen
- Het beoefenen van niet gereglementeerde activiteiten als elektricien, en de daar bijhorende diensten
- De organisatie en uitbating van evenementen in de breeds mogelijk zin van het woord
- Marketing en consultancy in de breedste betekenis van het woord
- Het inrichten, organiseren en uitvoeren van opleidingen voor sociale promotie en alle overige vormen van onderwijs
- Het concipiëren van reclametechnieken die ernaar streven de individuele consument te benaderen (direct marketing)
- Het ontwerpen en voeren van reclame- en promotiecampagnes voor derden via de verschillende media
- Het geven van advies op het gebied van public relations en communicatie
- Het geven van advies en verstrekken van diensten met betrekking tot de organisatie en het beheer van bedrijven die op dit (die) domein(en) actief zijn, de vertegenwoordiging en het optreden als commercieel tussenpersoon
- Het verlenen van alle vormen van management en dienstverlening, bijstand en hulp aan derden, op het vlak van algemeen management, financieel management, interim management en changemanagement, het verlenen van adviezen en intellectuele zowel als administratieve hulp
- Het beheer uitoefenen over alle roerende en onroerende goederen die haar toebehoren, alsook alle bewerkingen doen van roerende en onroerende aard, waaronder het verwerven en uitbouwen van een onroerend vermogen, het aangaan van financieringen, evenals de goederen bezwaren met hypotheken en zakelijke rechten
Invoicing and payment
VAT number
BE 1015.037.197
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1015.037.197
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June
deed of 16-10-2024 (in Dutch)Recognitions · licences · registrations
Food safety, FASFC
1 siteLonderzeel
Sites & property
Location
Buildings and parcels at the addresses
Ground area
941 m²
Building footprint
273 m²
Building volume
1,446 m³
Tallest building: 9.8 m.
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23080B0179/00V000 | Flanders | 812 m² | 1 · 144 m² | 9.8 m · 1 |
| 23080B0043/00K000 | Flanders | 129 m² | 1 · 129 m² | 9.5 m · 2 |