Solidarité Confort
ActiveSolidarité Confort has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €755k and a net result of €153k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 83% of 517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
100
/ 100
Excellent▲ +22 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 3.57 against 2.96 in 2023), and 27.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
72.3%
Return on assets
14.6%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
12 d late
2023
5 d late
2022
39 d early
2021
123 d early
2020
17 d late
2019
22 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€153k
2023 · €-8k
2018: €87k
2019: €75k
2020: €67k
2021: €35k
2022: €-20k
2023: €-8k
2018 → 2024
Working capital
€576k▲ 54.9%
2023 · €372k
2018: €112k
2019: €179k
2020: €279k
2021: €339k
2022: €379k
2023: €372k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€506k-€541k▲ 6.9%€611k▲ 12.8%€603k▼ 1.3%€755k▲ 25.3%
Operating result€67k-€35k▼ 47.8%€-19k€-8k▲ 56.6%€152k
Net result€67k-€35k▼ 47.5%€-20k€-8k▲ 61.0%€153k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €152k after a loss of €8k in 2023, the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.05M
Fixed assets
€245k▲ 4.2%
Current assets
€800k▲ 42.4%
Equity and liabilities €1.05M
Equity
€755k▲ 25.3%
Debt
€290k▲ 49.0%
The debt ratio rises from 24.4% to 27.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€253k▲
2023 · €100k
Cash flow
€254k▲
2023 · €100k
Solvency
72.3%▼
2023 · 75.6%
Current ratio
3.57▲
2023 · 2.96
Quick ratio
3.53▲
2023 · 2.92
Debt / equity
0.38▲
2023 · 0.32
ROE
20.2%▲
2023 · -1.3%
ROA
14.6%▲
2023 · -1.0%
Interest coverage
335.77▲
2023 · 108.97
Debt
€290k▲
2023 · €195k
Debt ≤ 1 year
€224k▲
2023 · €190k
Income taxes
€413▲
2023 · €289
Staff costs
€454k▲
2023 · €385k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€797k€1.05M▲
Fixed assets21/28€235k€245k▲
Tangible fixed assets22/27€235k€245k▲
Plant, machinery and equipment23€210k€229k▲
Furniture and vehicles24€25k€16k▼
Current assets29/58€562k€800k▲
Amounts receivable after more than one year29€88k€64k▼
Other amounts receivable291€88k€64k▼
Stocks and contracts in progress3€7k€9k▲
Stocks30/36€7k€9k▲
Amounts receivable within one year40/41€214k€310k▲
Trade receivables40€87k€119k▲
Other amounts receivable41€127k€191k▲
Current investments50/53-€360k
Cash at bank and in hand54/58€251k€54k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€797k€1.05M▲
Equity10/15€603k€755k▲
Contributions10/11€205k€205k=
Capital10€205k€205k=
Profit (loss) carried forward14€398k€550k▲
Amounts payable17/49€195k€290k▲
Amounts payable within one year42/48€190k€224k▲
Trade debts44€15k€42k▲
Suppliers440/4€15k€42k▲
Taxes, remuneration and social security45€62k€72k▲
Taxes450/3€10k€24k▲
Remuneration and social security454/9€52k€47k▼
Accrued charges and deferred income492/3€5k€66k▲
Income statement
Code20232024
Non-recurring operating income76A€12k€7k▼
Remuneration, social security and pensions62€385k€454k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€108k€101k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k€-3k▼
Other operating charges640/8€9k€2k▼
Non-recurring operating charges66A€575€199▼
Gross operating margin9900€496k€707k▲
Operating profit (loss)9901€-8k€152k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€914€754▼
Recurring financial charges65€914€754▼
Profit (loss) for the period before taxes9903€-8k€153k▲
Income taxes67/77€289€413▲
Profit (loss) for the period9904€-8k€153k▲
Profit (loss) for the period to be appropriated9905€-8k€153k▲
Appropriation of the result
Profit (loss) to be appropriated9906€398k€550k▲
Profit (loss) brought forward from the previous period14P€406k€398k▼
Social balance
Average headcount (FTE)90877.39.5▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 12 days late
2024
31-12
Financial
Back to profitnet €153k
Net result €153k after 2 loss-making years.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 5 days late
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-20k ▼157%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 17 days late
2020
31-12
Financial
Equity above €500kEq €506k ▲15.1%
3 profitable years in a row build equity to €506k.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 20 days late
2018
04-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 35 days late
2017
04-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 35 days late
2016
15-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 46 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 directors, no change since 2025
Lambertz Guido
CurrentDirector · since 04-09-2025
Delens Françoise
CurrentDirector · since 25-09-2024
Marichal Patrick
CurrentDirector · since 25-09-2024
Delphine Gratien
CurrentDirector · since 07-03-2023
Entraide & Santé
CurrentDirector · since 07-03-2023 · Legal entity · perm. rep.: Fredy Carpentier
MCK MediSo
CurrentDirector · since 07-03-2023 · Legal entity · perm. rep.: Thierry Gilson
04-09-2025
Lambertz Guido: Appointed as Director
04-09-2025
MARECHAL Christian: Resigned as Director
25-09-2024
Delens Françoise: Appointed as Director
25-09-2024
Marichal Patrick: Appointed as Director
25-09-2024
Delphine Gratien: Resigned as Director
25-09-2024
GROSCH-HENNES Madeleine: Resigned as Director
07-03-2023
Delphine Gratien: Resigned as Director
07-03-2023
Delphine Gratien: Appointed as Director
07-03-2023
Entraide & Santé: Appointed as Director
07-03-2023
MCK MediSo: Appointed as Director
07-03-2023
MARECHAL Christian: Resigned as Director
07-03-2023
GROSCH-HENNES Madeleine: Resigned as Director
07-03-2023
CARPENTIER Fredy: Resigned as Director
07-03-2023
GOVAERTS Philippe: Resigned as Director
07-03-2023
GRAAS Luc: Resigned as Director
07-03-2023
SMETZ Christian: Resigned as Director
07-03-2023
ZOVI Marie-Pierre: Resigned as Director
Location & real-estate footprint
Registered office, Ans · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de l'Expansion 164432 AnsGround area
8,857 m²
Building footprint
2,980 m²
Volume, LiDAR
14,541 m³
2 parcels, Wallonia · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Solidarité Confort
since 20142.228.878.569
Solidarité Confort
since 20182.282.057.533
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62001B0294/00G003 | Wallonia | 6,786 m² | 1 · 1,792 m² | 9.4 m · 2 fl. |
| 63048G0003/00N004 | Wallonia | 2,071 m² | 1 · 1,188 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 142 companies in sector 77225 we hold annual accounts for 79. 50 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded17-03-2014
Fiscal year end31-12
Activities, NACEBEL
77225Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.