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SOLID STEPS

Active
Private limited companyfounded 20241 yr activeAshoekstraat 3, 3560 Lummen, BelgiumKBO/BCE: BE 1017.310.561
Summary

The computed 12-month bankruptcy probability of SOLID STEPS is 1.6% (moderate). The 2025 annual accounts show equity of €31,915 and a net result of €26,915. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency64
Growth-
Track record67
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.32; short-term debt: 39.2% and cash: 50.3% of total assets), and 60.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
39.3%
Return on assets
33.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
3 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SOLID STEPS was incorporated on 12 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€31,915
Total assets
€81,150
Net result
€26,915
Working capital
€10,130

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €81,150
Fixed assets €39,229
Current assets €41,921
Equity and liabilities €81,150
Equity €31,915
Debt €49,235
Debt finances 60.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€37,779
Cash flow
€30,123
Current ratio
1.32
Debt to equity
1.54
ROE
84.3%
ROA
33.2%
Interest coverage
44.22
Debt ≤ 1 year
€31,792
Debt > 1 year
€17,444
Income taxes
€7,023
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet Code2025
Assets
Total assets20/58€81,150
Fixed assets21/28€39,229
Tangible fixed assets22/27€39,229
Land and buildings22€18,372
Plant, machinery and equipment23€19,898
Furniture and vehicles24€958
Current assets29/58€41,921
Amounts receivable within one year40/41€270
Trade receivables40€270
Cash at bank and in hand54/58€40,852
Deferred charges and accrued income490/1€800
Equity and liabilities
Total equity and liabilities10/49€81,150
Equity10/15€31,915
Contributions10/11€5,000
Reserves13€26,915
Distributable reserves133€26,915
Amounts payable17/49€49,235
Amounts payable after more than one year17€17,444
Financial debts170/4€17,444
Amounts payable within one year42/48€31,792
Current portion of amounts payable after more than one year42€4,857
Trade debts44€3,775
Suppliers440/4€3,775
Taxes, remuneration and social security45€8,022
Taxes450/3€7,022
Remuneration and social security454/9€1,000
Other amounts payable47/48€15,138
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,208
Other operating charges640/8€3,365
Gross operating margin9900€41,144
Operating profit (loss)9901€34,571
Financial income75/76B€222
Recurring financial income75€222
Financial charges65/66B€854
Recurring financial charges65€854
Profit (loss) for the period before taxes9903€33,938
Income taxes67/77€7,023
Profit (loss) for the period9904€26,915
Profit (loss) for the period to be appropriated9905€26,915
Appropriation of the result
Profit (loss) to be appropriated9906€26,915
Transfer to equity691/2€26,915
To other reserves6921€26,915

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,208
Other operating charges640/8€3,365
Gross operating margin9900€41,144
Operating profit (loss)9901€34,571
Financial income75/76B€222
Recurring financial income75€222
Financial charges65/66B€854
Recurring financial charges65€854
Profit (loss) for the period before taxes9903€33,938
Income taxes67/77€7,023
Profit (loss) for the period9904€26,915
Profit (loss) for the period to be appropriated9905€26,915
Line2025
Assets
Total assets20/58€81,150
Fixed assets21/28€39,229
Tangible fixed assets22/27€39,229
Land and buildings22€18,372
Plant, machinery and equipment23€19,898
Furniture and vehicles24€958
Current assets29/58€41,921
Amounts receivable within one year40/41€270
Trade receivables40€270
Cash at bank and in hand54/58€40,852
Deferred charges and accrued income490/1€800
Equity and liabilities
Total equity and liabilities10/49€81,150
Equity10/15€31,915
Contributions10/11€5,000
Reserves13€26,915
Distributable reserves133€26,915
Amounts payable17/49€49,235
Amounts payable after more than one year17€17,444
Financial debts170/4€17,444
Amounts payable within one year42/48€31,792
Current portion of amounts payable after more than one year42€4,857
Trade debts44€3,775
Suppliers440/4€3,775
Taxes, remuneration and social security45€8,022
Taxes450/3€7,022
Remuneration and social security454/9€1,000
Other amounts payable47/48€15,138
Line2025
Profit (loss) for the period9904€26,915
+ Depreciation and write-downs630€3,208
Operating cash flow (approximation)€30,123

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,184 m²
Building footprint
159 m²
Volume, LiDAR
870 m³
Parcel 71037C1119/00K000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
SOLID STEPS
Ashoekstraat 3, 3560 LummenRetail trade
since 20242.368.616.670
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71037C1119/00K000 Flanders 1,184 m² 1 · 158 m² 8.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded12-12-2024
Fiscal year end31-12

Scores and ratios are computed by Checked and are not a credit decision.