SOLFIN
ActiveSOLFIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €243k and a net result of €49k. Equity is growing by ~30.2% per year across the filed fiscal years. Its solvency ranks better than 46% of 7974 sector peers (fiscal year 2025). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
84 d early
2024
73 d early
2023
68 d early
2022
76 d early
2021
77 d early
2020
75 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€243k▲ 25.0%
2024 · €194k
2018: €51k
2019: €48k
2020: €65k
2021: €67k
2022: €100k
2023: €144k
2024: €194k
2018 → 2025
Net result
€49k▼ 4.2%
2024 · €51k
2018: €-16k
2019: €-3k
2020: €17k
2021: €1k
2022: €33k
2023: €44k
2024: €51k
2018 → 2025
Total assets
€520k▲ 2.7%
2024 · €506k
2018: €105k
2019: €89k
2020: €106k
2021: €97k
2022: €496k
2023: €479k
2024: €506k
2018 → 2025
Solvency
46.7%▲ 8.3pp
2024 · 38.4%
2018: 48.4%
2019: 54.2%
2020: 61.4%
2021: 68.7%
2022: 20.1%
2023: 30.0%
2024: 38.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€100k▲ 50.0%€144k▲ 43.8%€194k▲ 35.3%€243k▲ 25.0%
Operating result€5k-€46k▲ 899%€21k▼ 53.2%€18k▼ 16.2%€17k▼ 7.9%
Net result€1k-€33k▲ 2,129%€44k▲ 31.3%€51k▲ 16.0%€49k▼ 4.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €520k
Fixed assets
€441k▼ 4.2%
Current assets
€78k▲ 73.3%
Equity and liabilities €520k
Equity
€243k▲ 25.0%
Debt
€277k▼ 11.2%
The debt ratio falls from 61.6% to 53.3%: equity grows while debt is paid down.
Key figures and ratios
Solvency
46.7%▲
2024 · 38.4%
ROE
20.0%▼
2024 · 26.1%
ROA
9.3%▼
2024 · 10.0%
Debt
€277k▼
2024 · €312k
Debt ≤ 1 year
€250k▼
2024 · €275k
Debt > 1 year
€27k▼
2024 · €37k
Income taxes
€6k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€506k€520k▲
Fixed assets21/28€461k€441k▼
Tangible fixed assets22/27€70k€51k▼
Land and buildings22€225€214▼
Plant, machinery and equipment23€15k€8k▼
Furniture and vehicles24€56k€42k▼
Financial fixed assets28€390k€390k=
Current assets29/58€45k€78k▲
Amounts receivable within one year40/41€22k€8k▼
Trade receivables40€5k-
Other amounts receivable41€17k€8k▼
Cash at bank and in hand54/58€19k€66k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€506k€520k▲
Equity10/15€194k€243k▲
Contributions10/11€3.17M€3.17M=
Capital10€3.17M€3.17M=
Issued capital100€3.17M€3.17M=
Reserves13€53k€53k=
Distributable reserves133€53k€53k=
Profit (loss) carried forward14€-3.03M€-2.98M▲
Amounts payable17/49€312k€277k▼
Amounts payable after more than one year17€37k€27k▼
Financial debts170/4€37k€27k▼
Amounts payable within one year42/48€275k€250k▼
Current portion of amounts payable after more than one year42€9k€10k▲
Financial debts43€5k€4k▼
Credit institutions430/8€5k€4k▼
Trade debts44€174-
Suppliers440/4€174-
Other amounts payable47/48€260k€236k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€21k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€37k€41k▲
Operating profit (loss)9901€18k€17k▼
Financial income75/76B€40k€40k▼
Recurring financial income75€40k€40k▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€57k€54k▼
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€51k€49k▼
Profit (loss) for the period to be appropriated9905€51k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3.03M€-2.98M▲
Profit (loss) brought forward from the previous period14P€-3.08M€-3.03M▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €243k ▲25%
6 profitable years in a row build equity to €243k.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €51k ▲16%
Net result €51k, the highest in the series.
31-12
Financial
Equity above €150kEq €194k ▲35.3%
5 profitable years in a row build equity to €194k.
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €144k ▲43.8%
4 profitable years in a row build equity to €144k.
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.58
Current ratio from 0.78 to 1.58.
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervurenlaan 3871150 Sint-Pieters-WoluweGround area
1,187 m²
Building footprint
211 m²
Volume, LiDAR
1,214 m³
Parcel 21682C0016/00D017, Brussels · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SOLFIN SA
since 19892.043.062.894
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0016/00D017 | Brussels | 1,187 m² | 1 · 211 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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AVERKO
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,568 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-12-1988
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
65231
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
74142
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.