SOLEMA
ActiveSOLEMA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.68M and a net result of €213k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 75% of 1205 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
100
/ 100
Excellent▲ +12 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability63▲+11
Solvency98▲+14
Growth58=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 1.3 in 2023), and 29.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70.7%
Return on assets
9%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
30 d late
2022
3 d early
2021
13 d early
2020
31 d late
2019
38 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€213k▲ 39.3%
2023 · €153k
2018: €124k
2019: €133k
2020: €55k
2021: €44k
2022: €154k
2023: €153k
2018 → 2024
Working capital
€384k▲ 148%
2023 · €155k
2018: €686k
2019: €-55k
2020: €-7k
2021: €36k
2022: €55k
2023: €155k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.12M-€1.16M▲ 4.0%€1.31M▲ 13.3%€1.47M▲ 11.6%€1.68M▲ 14.5%
Operating result€92k-€90k▼ 3.1%€236k▲ 164%€254k▲ 7.4%€321k▲ 26.5%
Net result€55k-€44k▼ 19.5%€154k▲ 249%€153k▼ 0.9%€213k▲ 39.3%
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 26% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.37M
Fixed assets
€1.56M▼ 2.8%
Current assets
€812k▲ 20.0%
Equity and liabilities €2.37M
Equity
€1.68M▲ 14.5%
Provisions
€31k▼ 3.7%
Debt
€664k▼ 15.5%
The debt ratio falls from 34.4% to 28.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€367k▲
2023 · €303k
Cash flow
€259k▲
2023 · €203k
Solvency
70.7%▲
2023 · 64.2%
Current ratio
1.90▲
2023 · 1.30
Quick ratio
1.90▲
2023 · 1.30
Debt / equity
0.40▼
2023 · 0.54
ROE
12.7%▲
2023 · 10.4%
ROA
9.0%▲
2023 · 6.7%
Interest coverage
10.33▲
2023 · 8.05
Debt
€664k▼
2023 · €786k
Debt ≤ 1 year
€427k▼
2023 · €522k
Debt > 1 year
€235k▼
2023 · €262k
Income taxes
€98k▲
2023 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.28M€2.37M▲
Fixed assets21/28€1.61M€1.56M▼
Tangible fixed assets22/27€1.06M€1.02M▼
Land and buildings22€1.06M€1.01M▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€547k€547k=
Current assets29/58€677k€812k▲
Amounts receivable within one year40/41€92k€120k▲
Trade receivables40€28k€29k▲
Other amounts receivable41€65k€91k▲
Current investments50/53€492k€372k▼
Cash at bank and in hand54/58€84k€316k▲
Deferred charges and accrued income490/1€8k€3k▼
Equity and liabilities
Total equity and liabilities10/49€2.28M€2.37M▲
Equity10/15€1.47M€1.68M▲
Contributions10/11€23k€23k=
Reserves13€1.44M€1.66M▲
Tax-exempt reserves132€331k€272k▼
Distributable reserves133€1.11M€1.39M▲
Provisions and deferred taxes16€32k€31k▼
Deferred taxes168€32k€31k▼
Amounts payable17/49€786k€664k▼
Amounts payable after more than one year17€262k€235k▼
Financial debts170/4€262k€235k▼
Amounts payable within one year42/48€522k€427k▼
Current portion of amounts payable after more than one year42€27k€27k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€29k€48k▲
Taxes450/3€29k€48k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€464k€347k▼
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€46k▼
Other operating charges640/8€11k€12k▲
Non-recurring operating charges66A€7k€0▼
Gross operating margin9900€322k€379k▲
Operating profit (loss)9901€254k€321k▲
Financial income75/76B€0€25k▲
Recurring financial income75€0€25k▲
Financial charges65/66B€38k€36k▼
Recurring financial charges65€38k€36k▼
Profit (loss) for the period before taxes9903€216k€310k▲
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€64k€98k▲
Profit (loss) for the period9904€153k€213k▲
Transfer from tax-exempt reserves789€4k€131k▲
Transfer to tax-exempt reserves689€84k€72k▼
Profit (loss) for the period to be appropriated9905€72k€272k▲
Appropriation of the result
Profit (loss) to be appropriated9906€72k€272k▲
Transfer to equity691/2€72k€272k▲
To other reserves6921€72k€272k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-03
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
31-12
Financial
Highest result since 2018net €213k ▲39.3%
Operating result €321k, net result €213k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €44k ▼19.5%
Net result drops to €44k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 38 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Quesnoy(TOU) 377500 TournaiGround area
1,829 m²
Building footprint
669 m²
Volume, LiDAR
824 m³
2 parcels, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Solema
since 20062.151.267.582
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57462B0023/00M003 | Wallonia | 1,659 m² | 1 · 584 m² | - |
| 57462C0305/00E000 | Wallonia | 170 m² | 1 · 85 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,174 companies in sector 82100 we hold annual accounts for 3,488. 1,176 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-10-2001
Fiscal year end31-12
Activities, NACEBEL
74854
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.