SOLEIADE INTERIOR
ActiveSummary
SOLEIADE INTERIOR has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €11k. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 36% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-1
Solvency43▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.67 against 0.7 in 2024; short-term debt: 35% and cash: 2.1% of total assets), and 81.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.3%
Return on assets
2.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
22 d early
2024
29 d late
2023
on the day
2022
4 d early
2021
2 d early
2020
4 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 17.7%
2024 · €64k
2018: €14klowest in 8 years
2019: €23k▲ +57.6% vs 2018
2020: €44k▲ +93.7% vs 2019
2021: €49k▲ +13.1% vs 2020
2022: €47k▼ -5.5% vs 2021
2023: €49k▲ +5.9% vs 2022
2024: €64k▲ +29.8% vs 2023
2025: €75k▲ +17.7% vs 2024highest in 8 years
2018 → 2025
Total assets
€413k▼ 9.6%
2024 · €456k
2018: €595khighest in 8 years
2019: €586k▼ -1.5% vs 2018
2020: €574k▼ -2.0% vs 2019
2021: €564k▼ -1.9% vs 2020
2022: €546k▼ -3.2% vs 2021
2023: €508k▼ -6.9% vs 2022
2024: €456k▼ -10.2% vs 2023
2025: €413k▼ -9.6% vs 2024lowest in 8 years
2018 → 2025
Net result
€11k▼ 23.1%
2024 · €15k
2018: €8k
2019: €8k▲ +1.8% vs 2018
2020: €21k▲ +156% vs 2019highest in 8 years
2021: €6k▼ -72.9% vs 2020
2022: €-3k▼ -147% vs 2021lowest in 8 years
2023: €3k▲ +201% vs 2022
2024: €15k▲ +437% vs 2023
2025: €11k▼ -23.1% vs 2024
2018 → 2025
Working capital
€-47k▲ 6.0%
2024 · €-50k
2018: €96k
2019: €71k▼ -26.0% vs 2018
2020: €100k▲ +41.2% vs 2019highest in 8 years
2021: €49k▼ -51.3% vs 2020
2022: €32k▼ -34.1% vs 2021
2023: €-21k▼ -167% vs 2022
2024: €-50k▼ -136% vs 2023lowest in 8 years
2025: €-47k▲ +6.0% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€47k▼ 5.5%€49k▲ 5.9%€64k▲ 29.8%€75k▲ 17.7%
2021: €49k
2022: €47k▼ -5.5% vs 2021lowest in 5 years
2023: €49k▲ +5.9% vs 2022
2024: €64k▲ +29.8% vs 2023
2025: €75k▲ +17.7% vs 2024highest in 5 years
Operating result€18k-€8k▼ 58.2%€12k▲ 63.7%€29k▲ 132%€23k▼ 20.6%
2021: €18k
2022: €8k▼ -58.2% vs 2021lowest in 5 years
2023: €12k▲ +63.7% vs 2022
2024: €29k▲ +132% vs 2023highest in 5 years
2025: €23k▼ -20.6% vs 2024
Net result€6k-€-3k€3k€15k▲ 437%€11k▼ 23.1%
2021: €6k
2022: €-3k▼ -147% vs 2021lowest in 5 years
2023: €3k▲ +201% vs 2022
2024: €15k▲ +437% vs 2023highest in 5 years
2025: €11k▼ -23.1% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €413k
Fixed assets
€315k ▼ 7.5%
Current assets
€97k ▼ 15.8%
Equity and liabilities €413k
Equity
€75k ▲ 17.7%
Debt
€337k ▼ 14.1%
Debt's share of the balance-sheet total falls from 85.9% to 81.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48k▼
2024 · €54k
Cash flow
€37k▼
2024 · €40k
Current ratio
0.67▼
2024 · 0.70
Quick ratio
0.06▼
2024 · 0.09
Debt to equity
4.46▼
2024 · 6.11
ROE
15.0%▼
2024 · 23.0%
ROA
2.7%▼
2024 · 3.2%
Interest coverage
7.95▲
2024 · 7.35
Debt ≤ 1 year
€144k▼
2024 · €166k
Debt > 1 year
€193k▼
2024 · €227k
Income taxes
€5k▼
2024 · €6k
Staff costs
€149▲
2024 · €106
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€456k€413k▼
Fixed assets21/28€341k€315k▼
Tangible fixed assets22/27€341k€315k▼
Land and buildings22€327k€310k▼
Plant, machinery and equipment23€1k€522▼
Furniture and vehicles24€2k€742▼
Leasing and similar rights25€11k€4k▼
Other tangible fixed assets26€0€0=
Current assets29/58€115k€97k▼
Stocks and contracts in progress3€101k€88k▼
Stocks30/36€101k€88k▼
Amounts receivable within one year40/41€2k-
Trade receivables40€2k-
Cash at bank and in hand54/58€12k€9k▼
Equity and liabilities
Total equity and liabilities10/49€456k€413k▼
Equity10/15€64k€75k▲
Contributions10/11€6k€6k=
Reserves13€58k€69k▲
Distributable reserves133€58k€69k▲
Amounts payable17/49€392k€337k▼
Amounts payable after more than one year17€227k€193k▼
Financial debts170/4€227k€193k▼
Amounts payable within one year42/48€166k€144k▼
Current portion of amounts payable after more than one year42€56k€34k▼
Trade debts44€31k€29k▼
Suppliers440/4€31k€29k▼
Taxes, remuneration and social security45€30k€28k▼
Taxes450/3€18k€15k▼
Remuneration and social security454/9€12k€13k▲
Other amounts payable47/48€50k€54k▲
Income statement
Code20242025
Remuneration, social security and pensions62€106€149▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€26k=
Other operating charges640/8€6k€6k▼
Gross operating margin9900€60k€54k▼
Operating profit (loss)9901€29k€23k▼
Financial income75/76B€54€67▲
Recurring financial income75€54€67▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€21k€17k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€15k€11k▼
Profit (loss) for the period to be appropriated9905€15k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€11k▼
Transfer to equity691/2€15k€11k▼
To other reserves6921€15k€11k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €1k | - | - | - | - | - |
| Remuneration, social security and pensions62 | €2k | €17k | €14k | €106 | €149 | ▲ 40.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26k | €32k | €25k | €26k | €26k | = |
| Other operating charges640/8 | €5k | €6k | €6k | €6k | €6k | ▼ 1.6% |
| Gross operating margin9900 | €51k | €62k | €57k | €60k | €54k | ▼ 9.9% |
| Operating profit (loss)9901 | €18k | €8k | €12k | €29k | €23k | ▼ 20.6% |
| Financial income75/76B | €164 | €9 | €50 | €54 | €67 | ▲ 24.2% |
| Recurring financial income75 | €164 | €9 | €50 | €54 | €67 | ▲ 24.2% |
| Financial charges65/66B | €10k | €10k | €9k | €7k | €6k | ▼ 17.6% |
| Recurring financial charges65 | €10k | €10k | €9k | €7k | €6k | ▼ 17.6% |
| Profit (loss) for the period before taxes9903 | €8k | €-3k | €3k | €21k | €17k | ▼ 21.5% |
| Income taxes67/77 | €2k | €120 | €120 | €6k | €5k | ▼ 17.7% |
| Profit (loss) for the period9904 | €6k | €-3k | €3k | €15k | €11k | ▼ 23.1% |
| Profit (loss) for the period to be appropriated9905 | €6k | €-3k | €3k | €15k | €11k | ▼ 23.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €564k | €546k | €508k | €456k | €413k | ▼ 9.6% |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €402k | €380k | €367k | €341k | €315k | ▼ 7.5% |
| Tangible fixed assets22/27 | €402k | €380k | €367k | €341k | €315k | ▼ 7.5% |
| Land and buildings22 | €366k | €350k | €345k | €327k | €310k | ▼ 5.4% |
| Plant, machinery and equipment23 | €282 | €2k | €2k | €1k | €522 | ▼ 51.6% |
| Furniture and vehicles24 | €4k | €3k | €2k | €2k | €742 | ▼ 50.6% |
| Leasing and similar rights25 | €31k | €24k | €18k | €11k | €4k | ▼ 61.2% |
| Other tangible fixed assets26 | €800 | €0 | €0 | €0 | €0 | - |
| Current assets29/58 | €162k | €165k | €141k | €115k | €97k | ▼ 15.8% |
| Stocks and contracts in progress3 | €144k | €136k | €125k | €101k | €88k | ▼ 12.5% |
| Stocks30/36 | €144k | €136k | €125k | €101k | €88k | ▼ 12.5% |
| Amounts receivable within one year40/41 | €7k | €13k | - | €2k | - | - |
| Trade receivables40 | €5k | €13k | - | €2k | - | - |
| Other amounts receivable41 | €2k | €19 | - | - | - | - |
| Cash at bank and in hand54/58 | €11k | €6k | €13k | €12k | €9k | ▼ 29.6% |
| Deferred charges and accrued income490/1 | - | €10k | €4k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €564k | €546k | €508k | €456k | €413k | ▼ 9.6% |
| Equity10/15 | €49k | €47k | €49k | €64k | €75k | ▲ 17.7% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €43k | €43k | €43k | €58k | €69k | ▲ 19.5% |
| Non-distributable reserves130/1 | €450 | €450 | - | - | - | - |
| Reserves not available under the articles1311 | €450 | €450 | - | - | - | - |
| Distributable reserves133 | €43k | €43k | €43k | €58k | €69k | ▲ 19.5% |
| Profit (loss) carried forward14 | - | €-3k | - | - | - | - |
| Amounts payable17/49 | €514k | €499k | €459k | €392k | €337k | ▼ 14.1% |
| Amounts payable after more than one year17 | €401k | €342k | €282k | €227k | €193k | ▼ 15.0% |
| Financial debts170/4 | €401k | €342k | €282k | €227k | €193k | ▼ 15.0% |
| Amounts payable within one year42/48 | €113k | €133k | €163k | €166k | €144k | ▼ 12.8% |
| Current portion of amounts payable after more than one year42 | €58k | €59k | €60k | €56k | €34k | ▼ 39.1% |
| Trade debts44 | €37k | €42k | €34k | €31k | €29k | ▼ 6.0% |
| Suppliers440/4 | €37k | €42k | €34k | €31k | €29k | ▼ 6.0% |
| Taxes, remuneration and social security45 | €18k | €14k | €20k | €30k | €28k | ▼ 5.3% |
| Taxes450/3 | €14k | €5k | €7k | €18k | €15k | ▼ 15.8% |
| Remuneration and social security454/9 | €4k | €8k | €13k | €12k | €13k | ▲ 10.6% |
| Other amounts payable47/48 | - | €19k | €48k | €50k | €54k | ▲ 7.9% |
| Accrued charges and deferred income492/3 | - | €23k | €14k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €-3k | €3k | €15k | €11k | ▼ 23.1% |
| + Depreciation and write-downs630 | €26k | €32k | €25k | €26k | €26k | = |
| Operating cash flow (approximation) | €32k | €29k | €27k | €40k | €37k | ▼ 8.4% |
| Investment in fixed assets (approximation) | - | €-10k | €-11k | €0 | €0 | - |
| Change in cash | - | €-5k | €7k | €-396 | €-4k | ▼ 824% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €21k ▲156%
Operating result €38k, net result €21k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2018
Ground area
188 m²
Building footprint
89 m²
Volume, LiDAR
664 m³
Parcel 71053H0732/00B000, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SOLEIADE INTERIOR
since 20182.271.365.559
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71053H0732/00B000 | Flanders | 188 m² | 1 · 89 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 166 companies in sector 47526 we hold annual accounts for 112. 86 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
47526Retail trade
Contact
Phone
0490407088
E-mail
info@soleiade.beSint-Truiden
Scores and ratios are computed by Checked and are not a credit decision.