SolCur
ActiveSolCur has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €485k and a net result of €254k. Equity is growing by ~46.6% per year across the filed fiscal years. Its solvency ranks better than 48% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+21
Solvency75▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 1.5 in 2024; short-term debt: 45.8% and cash: 26.9% of total assets), but 50.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.9%
Return on assets
26.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
10 d early
2024
29 d early
2023
29 d late
2022
15 d late
2021
25 d late
2020
26 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€485k▲ 89.1%
2024 · €257k
2018: €37k
2019: €44k
2020: €54k
2021: €73k
2022: €142k
2023: €229k
2024: €257k
2018 → 2025
Total assets
€972k▲ 66.9%
2024 · €582k
2018: €45k
2019: €73k
2020: €246k
2021: €273k
2022: €404k
2023: €548k
2024: €582k
2018 → 2025
Net result
€254k▲ 456%
2024 · €46k
2018: €25k
2019: €8k
2020: €12k
2021: €19k
2022: €70k
2023: €87k
2024: €46k
2018 → 2025
Working capital
€306k▲ 128%
2024 · €135k
2018: €35k
2019: €22k
2020: €-12k
2021: €-9k
2022: €47k
2023: €117k
2024: €135k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€142k▲ 95.4%€229k▲ 60.9%€257k▲ 12.3%€485k▲ 89.1%
Operating result€32k-€113k▲ 253%€151k▲ 33.7%€97k▼ 35.8%€403k▲ 316%
Net result€19k-€70k▲ 266%€87k▲ 24.4%€46k▼ 47.7%€254k▲ 456%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 316% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €972k
Fixed assets
€220k▲ 25.1%
Current assets
€751k▲ 85.0%
Equity and liabilities €972k
Equity
€485k▲ 89.1%
Debt
€486k▲ 49.4%
The debt ratio falls from 55.9% to 50.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€430k▲
2024 · €118k
Cash flow
€280k▲
2024 · €67k
Solvency
49.9%▲
2024 · 44.1%
Current ratio
1.69▲
2024 · 1.50
Quick ratio
1.69▲
2024 · 1.50
Debt / equity
1.00▼
2024 · 1.27
ROE
52.4%▲
2024 · 17.8%
ROA
26.2%▲
2024 · 7.8%
Interest coverage
21.45▲
2024 · 8.40
Debt
€486k▲
2024 · €326k
Debt ≤ 1 year
€445k▲
2024 · €272k
Debt > 1 year
€41k▼
2024 · €53k
Income taxes
€129k▲
2024 · €37k
Staff costs
€1.54M▲
2024 · €985k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€582k€972k▲
Fixed assets21/28€176k€220k▲
Intangible fixed assets21€0-
Tangible fixed assets22/27€176k€220k▲
Land and buildings22€142k€134k▼
Plant, machinery and equipment23€29k€39k▲
Furniture and vehicles24€5k€47k▲
Current assets29/58€406k€751k▲
Amounts receivable within one year40/41€251k€473k▲
Trade receivables40€232k€450k▲
Other amounts receivable41€18k€23k▲
Cash at bank and in hand54/58€142k€261k▲
Deferred charges and accrued income490/1€13k€17k▲
Equity and liabilities
Total equity and liabilities10/49€582k€972k▲
Equity10/15€257k€485k▲
Contributions10/11€19k-
Outside capital11€19k-
Share premium1100/10€19k-
Reserves13€238k€485k▲
Non-distributable reserves130/1€1k-
Reserves not available under the articles1311€1k-
Distributable reserves133€237k€485k▲
Amounts payable17/49€326k€486k▲
Amounts payable after more than one year17€53k€41k▼
Financial debts170/4€53k€41k▼
Amounts payable within one year42/48€272k€445k▲
Current portion of amounts payable after more than one year42€12k€13k▲
Trade debts44€34k€89k▲
Suppliers440/4€34k€89k▲
Taxes, remuneration and social security45€182k€290k▲
Taxes450/3€73k€133k▲
Remuneration and social security454/9€109k€157k▲
Other amounts payable47/48€43k€54k▲
Accrued charges and deferred income492/3€715€542▼
Income statement
Code20242025
Remuneration, social security and pensions62€985k€1.54M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€26k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€1.10M€1.97M▲
Operating profit (loss)9901€97k€403k▲
Financial charges65/66B€14k€20k▲
Recurring financial charges65€14k€20k▲
Profit (loss) for the period before taxes9903€83k€383k▲
Income taxes67/77€37k€129k▲
Profit (loss) for the period9904€46k€254k▲
Profit (loss) for the period to be appropriated9905€46k€254k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€254k▲
Transfer from equity791/2€23k€7k▼
Transfer to equity691/2€45k€254k▲
To other reserves6921€45k€254k▲
Profit to be distributed694/7€24k€7k▼
Return on contributions (dividend)694€24k€7k▼
Social balance
Average headcount (FTE)908711.516.1▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €254k ▲456%
Operating result €403k, net result €254k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Equity above €200kEq €229k ▲60.9%
6 profitable years in a row build equity to €229k.
15-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 15 days late
2022
31-12
Financial
Equity above €100kEq €142k ▲95.4%
5 profitable years in a row build equity to €142k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €8k ▼68.8%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
15-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drabstraat 1972550 KontichGround area
280 m²
Building footprint
100 m²
Volume, LiDAR
622 m³
Parcel 11024F0024/00A004, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SolCur
since 20182.272.923.497
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024F0024/00A004 | Flanders | 280 m² | 1 · 100 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 750 EUR awarded · 750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 750 EUR |
| 2023 | 1 | 750 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 34,899 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.